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    • Thank you BankFodder. I will do as you suggest to get everything in writing first and will construct the letter of claim over the weekend. Is it best to use the format for the letter of claim as the one on this website? Lastly, did I read the judgement correctly for the Farooq judgement as its not quite clear to me which act I am covered best by?
    • A letter of claim can't be served by email as per CPR 6.3 unless you've specifically told them. Also can't give you 7 days to pay, they've got to give at least 14 days. They know this, they're just hoping you wet yourself and cough up. This won't be going anywhere. IGNORE.
    • Good Morning, I received a speeding ticket last December, I had requested further information from the ticket office which they provided, I also sent back the form confirming i was the diver at the time, however, i had overlooked the signature at the bottom of the page, nobody from the ticket office got back in touch to mention this and i was trying to book a course with no luck, I got in touch with them and sent them a screenshot showing them I was unable to book the course, they came came back to me and said we have no documents to say you were the driver (they did they just failed to mention I never signed it) they re sent the form and it was over the 120 days, i had mentioned to them previously that the timeframe was coming up and they would need to extend this. They are now saying they have complied legally and i need to accept the 3 points, I am trying to plead my case and I am tempted to let this go to court and provide the evidence of my constant communication on the matter. has anyone got any experience with this? TIA.
    • Thank you. I'm looking into it at the moment.  Straight away it says last sold in 2007. Thank you every one for all your help. It's much appreciated. 
    • Just on bankfodder's final point above. The Title Register you get online for £3 can't legally be used as proof of ownership for the property. Right now they'll suffice to see if there's an asset there. Should you need to use it in court to say he's trading at that address, you'll need to fill out an OC1 form with HM Land Registry to get an official copy in the post, which costs £7.00. Make sure that you get the Title Register, not the Title Plan! Title Register will tell you who owns the property etc while the Title Plan will tell you the property boundaries etc which isn't relevant in this case.  
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Nationwide/MKdp Hoist Portfolio Holding Ltd CCJ Current Account


belgarion22
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Hi

my wife had an account with Nationwide

due to money issues she went overdrawn and with charges the amount went up to over £500.

 

in 2014 unknown to us a company bought the debt from nationwide

and then promptly took it to court,

 

last month the MKDP sold this debt on to Hoist Portfolio Holding Ltd

who as soon as they got the name changed on the ccj promptly sent it to the bailiffs.

 

We are not sure if at the time of the ccj it was statute bared,

I am currently applying to nationwide for all the paper work

but I need to apply to set the judgment aside to stop the bailiffs

 

can anyone help and how would fight the original charges

because I read that someone had recently removed bank charges through the courts.

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I think it now costs £255 for a set aside application, unless you can claim exemption e.g on benefits.

 

You need concrete reasons for a set aside, which at the moment you don't appear to have.

 

What is the history of this Nationwide debt ?

 

When did the debt stop being paid ?

 

Were Nationwide advised of any hardship issues ?

 

When was the CCJ obtained ? Did you get court paperwork ? Have you moved address ?

We could do with some help from you.

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HPH2 are MKDP

the debts gone nowhere.

 

 

everyone has had these letters

with a CCJ or not.

 

 

so have you ignored to date.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi

 

The letter about bailiff is from Milton Keynes county court. She has ignored all to date.

 

As for when the last nationwide charge was we think it was 2007.

 

 

In about 2012 we made them aware of on going financial hardship due to illnesses of my wife

whilst not at work on statutory sick and my sister having a stroke at 40 in the November of 2011.

 

 

This also caused me to lose customers from my business as i run a limited company.

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can you scan it up please

upload

Edited by Andyorch
edit

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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