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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
    • well post it here as a text in a the msg reply half of it is blanked out. dx  
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How long can tesco payments on cc take?


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I went to Tesco on 20th November, using my Halifax cc to pay for my shopping and petrol. Neither of these have come off my card yet, or even the available balance. They often take 2 or 3 days, but 9 days seems excessive and could easily lead to going over card limit.

 

Any idea if there's a limit on how long payments can be delayed?

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Have you got online banking Caro...to see latest transactions /

 

Andy

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ok im in a rather more remote place

but I've known a Saturday petrol card payment not to show until the following monday week

 

 

9 days

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Have you got online banking Caro...to see latest transactions /

 

Andy

 

Yes and they don't show or come off available balance. I went to Debenhams today and the transactions there came off the available balance immediately.

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ok im in a rather more remote place

but I've known a Saturday petrol card payment not to show until the following monday week

 

 

9 days

 

In this day and age you wouldn't think there would be a delay anywhere.

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This happens, especially with tesco and the pay at pump option, the card machine pre approves a £1 debit but allows you to spend up to £99 but if you fill with say, £40, the remaining £39 doesnt come off your available balance until the payment has been claimed by tesco. Companies have upto 6 months to request the total payment according to halifax bank.

Ive been caught out a couple of times simply forgetting I'd put petrol in and then spending the money again a day or two later before it goes through.

On a plus note if your skint a few days before payday it can be very handy!

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This happens, especially with tesco and the pay at pump option, the card machine pre approves a £1 debit but allows you to spend up to £99 but if you fill with say, £40, the remaining £39 doesnt come off your available balance until the payment has been claimed by tesco. Companies have upto 6 months to request the total payment according to halifax bank.

Ive been caught out a couple of times simply forgetting I'd put petrol in and then spending the money again a day or two later before it goes through.

On a plus note if your skint a few days before payday it can be very handy!

 

Thanks Martin. Could be handy as long as you don't spend again, as I did taking advantage of black weekend offers for Xmas pressies. Managed to make sure I've cleared enough in case it goes through before interest is added on on 4th which I wasn't sure I could, hence my question.

 

Still no sign of the payments from 20th Nov, I've never known them take so long.

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Must be a freebie Caro :-)

We could do with some help from you.

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Must be a freebie Caro :-)

 

Wish I'd spent more and hadn't used coupons! :p

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Ive only ever come across 2 places where there have been issues with DC/CC transactions, 1 is tesco as explained above and the other is primark who have a system set to try and bypass the chip n pin!

Ive had again a couple of occasions where my card has been declined, knowing i have sufficient funds.

When ive then queried why the declination happened that was the reason given.

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Well the payments still haven't gone so I'm going to have to watch I don't go over my limit over Christmas. :/

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Certainly with the petrol pay at pump option, that would immediately show as a £1 pending transaction which comes off your available balance immediately. With instore purchases the whole amount comes off available balance immediately. In both cases the full amount spent comes off the account after 2/3 banking days.

Unless there was a problem during the transaction and neither payment actually went through at all.

My better half works in retail and has had quite a few occasions where the transaction has shown as completed but has actually not been.

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It hasn't come off the available balance. Not even £1. That's what confuses me.

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Sounds like the transactions have failed then, worth checking with halifax to see if they have a record of anything pending from that date, unclaimed payments etc, if the transaction went thru ok then is not claimed, the pre-authorisation cancels after 7 days but they would still have 6 months to claim the payments

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  • 2 weeks later...

4 weeks and still nothing for either transaction so looks like they failed. I haven't pursued it with anyone so just need to make sure I'm well within my limit for the next 22 weeks in case the failure gets picked up.

 

Thanks for the info Martin.

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I would give halifax a call and ask if there were any transactions on the date in question. If there was a pending transaction which self cancelled after 7 days then i'd watch the account for the 22 weeks. But if there was nothing then you are in the clear and can forget about it.

Without thr pre authorisation, which would have left its mark on your account, they would be unable to process the transaction now as they wouldnt have your pin number or CVV

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Thanks Martin. I had though phoning Halifax might make them investigate with tesco but seems not from what you say. I guess I'm being naughty but they aren't exactly ethical.

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Seems these payments not pending according to call so thanks tesco. Every little helps! ;)

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