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Cohen/Robway chasing old Santander OD debt


jonlawton
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Default Howard Cohen, Robinson Way and H2H AGAIN!

Hi all

 

I have been scanning this forum and see that plenty of people have had the standard pending legal action letter from HC.

 

 

I have just received one chasing a Santander overdraft for £1700.

 

 

Not paid anything since 2009 but defaulted in Jan 2010 so not sb yet.

They are obviously chasing because they have less than 12 months before it is sb.

 

I saw a really helpful post by another member on another forum which he had really good advice from the guys on there.

I was just about to post the template on there to HC and a CCA to H2H then realised this is an overdraft not a credit account/card.

 

How do I go about telling HC that in order for me to make a judgement on whether this debt is indeed mine

I need more information (hopefully stuff they cannot provide).

 

The letter was dated 6th April and I only received it yesterday so the 10 days is up tomorrow so need to act quickly.

 

Do any of you have any advice or should I just ring and offer them £70 a month for 2 years?

 

Any swift help and advice would be greatly appreciated.

 

Thanks - J

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You send them a prove it letter.

 

 

Youll also then need to pay them what you can realistically afford,

 

 

IF the debt is legit, and

IF there isnt anything you can reclaim.

 

 

Certainly dont pay the fleecers £70 every month at all.

 

 

Even if its legit. make them work for it.

  • Confused 1

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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never ever ring a DCA

they are NOT BAILIFFS

and have

NO SUCH LEGAL POWERS.

 

 

as for their stupid time limits

ignore them.

 

 

what other comms have you had regarding this debt over the years?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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