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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Cohen/Robway chasing old Santander OD debt


jonlawton
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Default Howard Cohen, Robinson Way and H2H AGAIN!

Hi all

 

I have been scanning this forum and see that plenty of people have had the standard pending legal action letter from HC.

 

 

I have just received one chasing a Santander overdraft for £1700.

 

 

Not paid anything since 2009 but defaulted in Jan 2010 so not sb yet.

They are obviously chasing because they have less than 12 months before it is sb.

 

I saw a really helpful post by another member on another forum which he had really good advice from the guys on there.

I was just about to post the template on there to HC and a CCA to H2H then realised this is an overdraft not a credit account/card.

 

How do I go about telling HC that in order for me to make a judgement on whether this debt is indeed mine

I need more information (hopefully stuff they cannot provide).

 

The letter was dated 6th April and I only received it yesterday so the 10 days is up tomorrow so need to act quickly.

 

Do any of you have any advice or should I just ring and offer them £70 a month for 2 years?

 

Any swift help and advice would be greatly appreciated.

 

Thanks - J

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You send them a prove it letter.

 

 

Youll also then need to pay them what you can realistically afford,

 

 

IF the debt is legit, and

IF there isnt anything you can reclaim.

 

 

Certainly dont pay the fleecers £70 every month at all.

 

 

Even if its legit. make them work for it.

  • Confused 1

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Thread moved to the correct forum.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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never ever ring a DCA

they are NOT BAILIFFS

and have

NO SUCH LEGAL POWERS.

 

 

as for their stupid time limits

ignore them.

 

 

what other comms have you had regarding this debt over the years?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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