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    • retailer said they'd speak to dpd on Tuesday. I don't want to screw the retailer because they were doing me a favour by fixing it for free  I hope dpd will refund them so they don't lose out. Will keep you guys posted. 
    • Well, we live on the same road so it should be the same postcode. When I spoke to dpd and asked why were my neighbours' address not on the list and she said maybe they're not of the same postcode and I checked and they definitely were. Not to mention, delivery instructions are supposed to override actual customer's address which is why they asked for instructions I thought.
    • again a quick google search states Appeal a DVLA fine - GOV.UK (www.gov.uk) i would not be appealing mind. it's only a summary charge which they rarely do court on and pass out the powerless DCA's whom are not bailiffs they have 6mts. see where they go. as you've sorn'd it will probably be nulled. dx  
    • There are a number of reasons why you may not have been issued a notice in the post within 14 days. If you were stopped by the police it may have been given verbally. In the case of speeding offences, the police may issue you with a conditional offer of a fixed penalty of 3 points and £100.00 fine by post or an offer of a speed awareness course. If the offence is considered too serious for a speed awareness course or fixed penalty you may be charged with an offence which normally occurs by way of the issue of a Single Justice Procedure Notice. If the vehicle within which the alleged offence took place was registered to another person or company there is technically no need for a notice to be issued to the driver. After the police have obtained details of the nominated the driver, they will normally send the notice to them, although there are no time limits within which they must do so (provided that the notice was received within 14 days by the registered keeper of the vehicle). In such circumstances, a person may receive a notice several months after the alleged offence too place but still be prosecuted. A Guide to a Notice of Intended Prosecution | Motoring Offence Lawyers the above copy n paste link has purely been copy n pasted here to inform you of the regs, which you could have done yourself by, as this is, a google search......... we do not ever recommend using such offered webservices! dont dx    
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Eviction Next Week


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I have a suspended order on mortgage arrears. I have kept paying as per the order for the last year reducing the arrears from £22000 in December 2013 to £16100 today. I missed a payment in December when I was ill and could work now the mortgage company has got an eviction date

the order has been suspended 8 times but this is the first time I have been able to reduce the arrears

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Hi, when you say the order has been suspended 8 times, do you mean you have had eviction notices before and applied to the court to have it stopped?

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Hi, when you say the order has been suspended 8 times, do you mean you have had eviction notices before and applied to the court to have it stopped?

 

 

Yes I have had issues from getting treatment for cancer and family bereavement but for the last year I have managed to pay montly payment plus and additional £500 towards the arrears

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Hi, did you contact them when you missed a payment to explain why?

 

Also, have you applied to the court again for a hearing to stop the eviction next week ?

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Have you applied to the court for a hearing ?

 

If you sent them a letter do you have a copy? any documentation from the field agent ?

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Hi, did Shelter advise you quote the Norgan case law in your N244 statement?

 

Also, did you write to the lender and if so do you have a copy of the letter?

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OK, did you affix a budget sheet and a copy of the letter to the N244 ?

 

I think, given that you have reduced the arrears since the last hearing and have a good reason for missing one payment, you should be OK. The judge will see that you have made an effort to comply with the previous order.

 

Who is the lender ?

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Slightly off topic but is there any information available, on an anonymous basis on the situation of those who have suffered evictions?

 

 

Obviously some lenders press for eviction at every opportunity, I presume others are more understanding? But while it seems that Judges are very disinclined to evict people 21,000 homes were repossessed last year (although that includes buy to let for which I presume judges are less sympathetic) and it would be useful information to know what tipped the balance.

 

 

I have faced as many evictions as this poster and I have never been more than £4,800 in arrears. I am now down to a tiny bit over two months, and about 1.5% of the balance but they are still threatening, even though I would not even feature on the Government stats for arrears now.

 

 

Are the people losing their homes victims of aggressive lenders - do judges have time to assess the case or eventually run out of patience? I was mindful last time of the lender's 'rent a solicitor' pointing out how many evictions had been tried before - implying I was a dreadful borrower. Fortunately I had a chance to point out that the amount had been going down all the time - just not as fast as the lender would like!

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I think a lot of the stats on homes repossessed reflect those where the borrower didn't turn up at court for the possession hearing or handed the keys in and walked away :(

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