HPH2/cohen claimform - Santander Loan 'debt'***Claim Struck Out***

[dx100uk]

simply insert the bits needed

 

 

and file it on mcol

 

 

E&W

....

 

The following defence is all you need if it is SB

1 The Claimant's claim was issued on (insert date).

2 The Defendant contends that the Claimant's claim so issued is a claim in contract and is statute barred pursuant to the provisions of section 5 of the limitation act 1980.

.

If, which is denied, the claimant contends that the Defendant is in breach of the alleged contract, in excess of 6 years have elapsed since the date on which any cause of action for breach accrued for the benefit of the Claimant.

.

3 The Claimant's claim to be entitled to payment of £x or any other sum, or relief of any kind is denied.

.

[dx100uk]

defaulted date is nothing to do with SB date.

 

 

dx

[dx100uk]

ideally a default notice

which gives them 'permission' to register a default against the account

should be issued around the date of the 3rd missed payment

 

 

however the ICO no longer give any guidelines on this since 2014

its been removed.

 

 

dx

[dx100uk]

they have 28days from your def filing

IF they want to do anything

 

 

then after that

the claim is stayed.

and could remain that way for years.

 

 

dx

[dx100uk]

Mcol is over now

The claim is stayed

 

Dx

[dx100uk]

Already answered post 87

 

If the claimant wants too proceed

They will need to pay the court fee and file.

 

Next move is theirs

 

Dx

[dx100uk]

Poss you might get a notice of discontinuance from the claimant

Or

They will send so kind of intimidation letter trying to wear you down

 

Until/unless you. Receive any further paperwork from the court

Its stayed

 

Go read other court threads....

 

Dx

[dx100uk]

postal copy to the claimant

 

 

no it does not mean its def going to court

[dx100uk]

hey well done

 

 

dx

[dx100uk]

done

 

 

dx

[dx100uk]

Ignore