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    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
    • urm......exactly what you filed .....read it carefully... it puts them to strict proof to prove the debt is enforceable, so thus 'holds' their claim till they coughup or not and discontinue. you need to get readingthose threads i posted so you understand. then you'll know whats maybe next how to react or not and whats after that. 5-10 threads a day INHO. dont ever do anything without checking here 1st.
    • I've done a new version including LFI's suggestions.  I've also change the order to put your strongest arguments first.  Where possible the changes are in red.  The numbering is obviously knackered.  See what you think. Background  1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of November 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.  Unfair PCN  4.1  On XXXXX the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) the solicitors helpfully sent photos of 46 signs in their evidence all clearly showing a £60.00 parking charge notice (which will  be reduced if paid promptly).  There can be no room for doubt here - there are 46 signs produced in the Claimant's own evidence. 4.2  Yet the PCN affixed to the vehicle was for a £100.00 parking charge notice (reduced if paid promptly).  The reminder letters from the Claimant again all demanded £100. 4.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.   4.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim. No Locus Standi 2.1  I do not believe a contract exists with the landowner that gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-  (a) the owner or occupier of the land; or  (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44  For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.  2.2  The Defendant requested to see such a contract in the CPR request.  The contract produced was largely illegible and heavily redacted, and the fact that it contained no witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “No Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract. Illegal Conduct – No Contract Formed  3.1 At the time of writing, the Claimant has failed to provide proof of planning permission granted for signage etc under the Town and Country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.  3.4        I also do not believe the claimant possesses this document.  No Keeper Liability  5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.  5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.    5.3        The claimant did not mention the parking period instead only mentioned time 20:25 which is not sufficient to qualify as a parking period.   Protection of Freedoms Act 2012  The notice must -  (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; 22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim. 5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable. Interest 6.2  It is unreasonable for the Claimant to delay litigation for four years in order to add excessive interest. Double Recovery  7.1  The claim is littered with made-up charges. 7.2  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100. 7.3  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims. 29. Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practise continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.” 30. In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverable under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...'' 31. In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 2) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case. 7.7        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.  7.8        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).  In Conclusion  8.1        I invite the court to dismiss the claim. Statement of Truth I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth. 
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Ordered to court for Questioning regarding finances


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Hi,

My partner was handed this last saturday evening, 7pm, by a man in a uniform.

He said he had a delivery for me. My partner asked if she could sign for it, but he said it had to be me. He then asked when i would be at home and asked where i was currently.

He said he would leave a card so i could call them and arrange re-delivery rather than him visiting everyday.

'Its a conspiracy, i swear'

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Then today, at about 3.30pm,

I was outside the house getting a second hand cooker from the van that id been given, as mine had died,

when a man approached from the road.

 

 

He was in a uniform and said he had a delivery for me, presuming I was me, which I was happy to confirm.

He then said he had a delivery for me,

I said what is it, he wouldnt confirm what it was.

 

 

I told him that I was under the impression that he was not in fact a courier,

he was there on behalf of a debt collection agency.

 

 

I told him I would not accept anything he had and was not interested in anything else he had to say.

He said he had to say he had delivered the package and I said 'thats up to you', i am not interested in his delivery.

He said can he give it to me?, i said no.

He then appeared to walk away and i went indoors.

 

 

A short while later my youngest son said there was a letter outside for me.

 

I opened the door and it appears the man had dumped the letter on my footpath, as can be seen, and where it still is.

'Its a conspiracy, i swear'

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HOW TO UPLOAD DOCUMENTS / IMAGES ON CAG IMMEDIATELY YOU DO NOT NEED 10 POSTS

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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In any case, if it is court papers etc, how and when is it deemed to be 'served'?

 

What happens if a court date passes, say for example

- they say an N39 was served,

but i dont appear, as It was not and i am unaware of any date set.

 

The server would surely have had to lie about it being served?,

dont they have to complete an affadavit?

 

Just for reference and info,

I have already attended court for questioning after an n39 for another creditor only last year.

 

Does this mean all my creditors could do this and i could be going back and forth to court?

 

Im really not impressed with my creditors and the system anymore

as it has led to some incredible stress for me other the last few years.

 

Check my previous posts if you want some background.

 

I havent been well due to the stress,

i collapsed early last year and tore my rotator cuff.

Then in the summer i had a bad accident where i fell and had a crushing injury to my chest/plexus.

 

 

Since then i havent been well, leading up to some tests and an ecg showing i had a heart anomaly.

 

I have always been very sporty and fit, but since being made redundant and put into debt,

my health and especially mental health has suffered greatly.

 

The onlyh thing that keeps me in line is my love for my family.

 

I cant afford bankruptcy and i have got to the point I no longer care what my creditors think

and would happily fist fight in the street with them over it.

Edited by innertemple

'Its a conspiracy, i swear'

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it could only be a statutory demand?

 

 

IF its court related

 

 

18 days from when they deemed it served

 

 

time to open it me thinks.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Is it the same claim/debt ?

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In any case, if it is court papers etc, how and when is it deemed to be 'served'?

Most court documents can be served by normal post. There is no requirement for registered post or special delivery.

 

Some documents have to be served personally. The rules say a document is served by 'an individual by leaving it with that individual'. You can't refuse service of documents (and there is little point if you accept the money is owed but can't repay it).

 

What happens if a court date passes, say for example

- they say an N39 was served,

but i dont appear, as It was not and i am unaware of any date set.

 

The server would surely have had to lie about it being served?,

dont they have to complete an affadavit?

The server may well complete an affidavit stating something like they gave you a letter or dropped it on the doormat after you refused to accept it or whatever.

 

If you don't appear, the creditor is in a difficult position. In theory they could seek an order that you are committed to prison for contempt of court but that doesn't really happen in reality. It wouldn't be looked on too kindly though and you run the risk of the creditor trying to enforce some other way if you have any other income stream or assets.

 

Just for reference and info,

I have already attended court for questioning after an n39 for another creditor only last year.

 

Does this mean all my creditors could do this and i could be going back and forth to court?

Yes, this is possible. The information won't be held on record or passed to other creditors.

 

I cant afford bankruptcy and i have got to the point I no longer care what my creditors think

and would happily fist fight in the street with them over it.

There isn't much point getting too stressed about it. It is what it is. Just tell your creditors about their circumstances. If they want to make you bankrupt that is up to them.

 

You do have to attend court each time an N39 is served on you. You simply complete the form and the creditor shouldn't be able to get much (if anything) anyway.

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Yes, it is for the same claim/debt as before.

 

I previously attended court on 10th June 2014 for questioning in relation to the same debt with exactly the same claimant, same claim reference number.

 

How many times, or by what frequency can a creditor make n39 applications in relation to a single claim number?

 

Nothing has changed, are they just fishing?.

 

It is a debt i have with mbna.

They were the most unco-operative of my creditors.

They were extremely rude when i would contact them and have pretty much harassed me since i stopped making payments.

 

I asked all my creditors if they would make me bankrupt,

back in 2009/2010 as i had no way of paying after being made redundant when my boss went bankrupt,

but they all wanted to keep me dangling and suck me dry like Nosferatu.

 

I would have been nearing the end of the matter by now if they had, or if i could have afforded it myself.

 

 

The system is a joke for those who genuinely have nothing but the shirt on their back.

 

 

I would have gone the way of a DRO, but due to interest and charges my total debt went over the limit.

Edited by innertemple

'Its a conspiracy, i swear'

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I would have been nearing the end of the matter by now if they had, or if i could have afforded it myself. The system is a joke for those who genuinely have nothing but the shirt on their back. I would have gone the way of a DRO, but due to interest and charges my total debt went over the limit.

 

Not sure if it helps but I think the DRO threashold is to be increased this year from £15k to 20k

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Not sure if it helps but I think the DRO threashold is to be increased this year from £15k to 20k

 

From October

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I should have gone bk 5 years ago but never had any 'spare' (is there such a thing?) money.

 

 

Father was going to pay for it but died within a month or so of telling me.

 

 

Step mother left taking everything between herself and her son.

 

 

Now ignores my brother and me.

 

 

Hoping my brother may help, as i did him a similar turn when my life was going well.

'Its a conspiracy, i swear'

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