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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
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Arrow Global CCJ and a joint debt from Citi financial - OH's side


divadeb
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Hiya,

 

I already have a thread on here regarding Restons and Arrow Global and a debt from Citi financial,

but want some advice which I can give to my ex hubby.

 

The account in question was joint and we both got a court claim sent.

 

I defended mine online on MCOL but when my ex tried to do his

he for some reason could not get on so he sent his through the post recorded delivery.

 

It was signed for the next day by the courts.

 

I sent my defence online but my ex forgot to post his off before the deadline

so he sent an email to the courts with his defence attached and then the next day sent it in the post.

 

I have had three letters from the court, but my ex never got any

which made me think there might be a problem.

 

Today he got a letter with a judgement against him, and by the looks of it,

it looks like they have never heard anything from my ex

and they went ahead with the judgement anyway.

 

Is there anything he can do other than pay £150 to have it set aside

and another court hearing.

 

Can he complain ???

Any help would be great thanks.

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Did he check the RM website to confirm if the defence was received and signed for ?

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PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Ah righto. I will flag your question for the guys with the legal hat :)

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Uploading documents to CAG ** Instructions **

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1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

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5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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That would be much appreciated citizenB......... I have read the court letter and it say he is ordered to pay £104 per month to Restons/Arrow, they must be well pleased gggrrrrrrr,

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Righto, well I spoke to one of the senior moderators ... .

 

It is assumed that the relationship with your ex is civil and therefore you are concerned for him. If he acknowledged service and can prove a defence was submitted, then there could be a slim chance of getting a set aside.. depending on how he presents his application.

 

 

As for the fee, he can either talk nicely to CCBC and plead innocent/ignorance, but it is almost certain they will want the application fee of £155.00 unless he is exempt.

 

He could always make an application to vary the instalment to a more affordable amount - he would have to produce an income and expenditure form.

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Uploading documents to CAG ** Instructions **

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1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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If he acknowledged, but didn't submit a defense, he should be able to get it set aside as the default judgement is deemed irregular.

 

Unfortunately that's not correct. An acknowledgment of service merely extends the time for filing a defence, if one still isn't submitted in time then the Claimant is entitled to seek a default judgment which, barring other deficiencies, will he regular.

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Irregular Default Judgments

 

The law distinguishes between two types of default judgments: “regular” and “irregular” judgments. A default judgment will be irregular if it has been entered when:

 

The defendant has filed an acknowledgement of service or a defence;

The time for filing the acknowledgement or defence has not yet expired;

The defendant has made an application to strike out the claim or for summary judgment;

The defendant paid off the whole claim, including any costs and interest, before judgment was entered;

The defendant has filed an admission to the debt and asked for time to pay.

 

A default judgment entered in any of these circumstances is not valid in law and the court must set it aside.

 

I bolded the relevant entry, hence why I think the judgement will be irregular as he acknowledged and chose to defend all, the key word there is OR.

 

I might be wrong, but maybe somene more knowledgeable than me like Andyorch can confirm?

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An extract from CPR Part 12:

 

(2) Judgment in default of defence may be obtained only –

(a) where an acknowledgement of service has been filed but a defence has not been filed;

(b) in a counterclaim made under rule 20.4, where a defence has not been filed,

and, in either case, the relevant time limit for doing so has expired.

 

This also corresponds with common sense of course because were it otherwise a Defendant could just file an acknowledgment of service, never bother with a defence and then have the judgment set aside as of right; which would be absurd.

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You're forgetting that there remains the option to have a regular judgment set aside, it's simply a matter of discretion rather than a right so if the Defendant had a good reason for missing the deadline then, assuming they have a defence with merit, the judgment may still be set aside.

 

The extract I produced shows that once the time for filing a defence has expired the Claimant is entitled to seek a default judgment and therefore any such judgment can not be irregular.

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I'm completely lost now and don't know what advice to give the ex lol ....... I would just like to know who he contacts as he doesn't want to leave it any longer ..... Do we email the court, ring the court or send a letter?? Thanks peeps.

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I think you should ignore the poster giving different advice on this one, as I have a feeling he's working on a different agenda than me....I have a vague feeling he might be a debt collector or similar wanting to stir up trouble.

 

Andyorch or someone much more experienced in these matters than me could help you better though.

 

-Loke

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I think you should ignore the poster giving different advice on this one, as I have a feeling he's working on a different agenda than me....I have a vague feeling he might be a debt collector or similar wanting to stir up trouble.

 

Andyorch or someone much more experienced in these matters than me could help you better though.

 

-Loke

 

mjt has been around for a while and don't think he worls for a debt collection company.

 

Not sure why he has re-registered with a new account though. Odd.

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Righto, well I spoke to one of the senior moderators ... .

 

It is assumed that the relationship with your ex is civil and therefore you are concerned for him. If he acknowledged service and can prove a defence was submitted, then there could be a slim chance of getting a set aside.. depending on how he presents his application.

 

 

As for the fee, he can either talk nicely to CCBC and plead innocent/ignorance, but it is almost certain they will want the application fee of £155.00 unless he is exempt.

 

He could always make an application to vary the instalment to a more affordable amount - he would have to produce an income and expenditure form.

 

divadeb - as advised you need to make an application to the court. The very fact that ex didn't send the defence with at the very least a free proof of posting has kind of hobbled him a bit.

 

The only other advice is to apply to the court to vary the amount he has been asked to pay each month - as this is a joint debt - is there any chance you can afford to contribute ?

 

Really not sure what other advice we can give.

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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He did a defence by email before the deadline and sent one in the post a day late, they must have got the email on time. I wonder if he could ring the court to talk to someone about the email? Would Andyorch be able to help with advice as he is a wise as you, thanks again CB.

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He did a defence by email before the deadline and sent one in the post a day late, they must have got the email on time. I wonder if he could ring the court to talk to someone about the email? Would Andyorch be able to help with advice as he is a wise as you, thanks again CB.

So what date was he Defence due in and what date was the e-mail sent to Court?

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Hi Ganymede, he sent his defence by email between 9-10.30pm and he had till 12 midnight on the 10th August to submit.He also sent his defence by post on the Monday( which he knows was late) but he lived in hope that the email would be ok. Thanks in advance.

Edited by divadeb
Forgot date
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Date of issue was 9th July 2014. He sent acknowledgment to court on 16/07/2014 and it was signed for on the 17/07/2014. He forgot to post his defence as he was working away( he's a lorry driver) so he went on the court website and clicked on the email address and sent it on Sunday 10th August before the midnight deadline. I submitted mine at 8pm on the MCOL website and it was accepted. Thanks for the help.

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