Advice: 'debt' passed from Hutchinson 3G

[Despising Capitalism]

I have accounts with 3 Mobile.

 

I was contacted by 3 about the possibility of my taking a phone and contract off them.

It was an inexpensive contract for an inexpensive phone which I told them I would consider.

They attempted to post me the phone, which I rejected delivery of and phoned them to inform them of this.

As such I did not receive the SIM card a week later in the post as would have been standard protocol.

 

I have made my feelings on the matter more than clear to three over numerous phone calls

and quite politely, I might add.

 

I know myself to be within my rights, just as I know them to have nothing on me but one thing.

 

At one point during one conversation they all of a sudden became rather vague

and as a result they have a single and lone mark against me as there exists a legal grey area

in which they have room to manoeuvre.

 

As many of you will know, these legal grey areas exist merely because there is

nothing to say that they are not legal and they only serve to set the stage

for baffling further action in terms of loopholes in other aspects of that supposed contract.

 

Now, I realise since I neither accepted delivery of the phone nor initiated the account

by activated the SIM which I did not receive, I am not legally liable for that account.

 

What I did find was that there had been a small direct debit on my bank account for four months,

at which point I cancelled without prior notice to 3.

 

On top of that I have been harassed about this 'contract' which they feel me liable for,

to which I have rejected further payment.

 

They even had the cheek to offer me a £200+ disconnection fee,

and I submit that the phone they proposed to have off them would not be worth £200 new

and encrusted in sapphires.

 

At this point the proposed debt has been shunted off to a debt collector,

who strangely will not talk to me unless I call them back on their toll number (big surprise there)

and despite having made my case to 3 more than adequately and remaining within my legal rights in doing so,

they still persist.

 

At this point, I have emailed a CEO of this collection company

and mysteriously had another collection slip from 3 (regarding this 'debt' which has already been sold off)

after the day that email was sent.

 

By now, as you might imagine, I am beyond tired of these shenanigans

and am quite frankly thinking about cancelling the rest of my direct debits with 3.

 

I can bin all the letters and block all the phone calls,

what I cannot morally fathom is paying anything further to a company

which have become known to me to be entirely unscrupulous.

 

As I say, they are bullies and they are charlatans.

 

I personally have a severe and rare case of bipolar disorder.

Over the past 20 years I have scarcely worked and as my mental condition

has been improving over the past 5 years I have been making increasing efforts

to get into work, as with DC's austerity measures being in full swing in the UK

I also cannot fathom being a burden to the dole any longer,

as I have seen so many fall by the wayside as a result of these austerity measures.

 

Although my condition has been somewhat improving over the past 5 years,

even as recent as this year I have be plagued with mental difficulties,

yet still carry on with the work effort and all of these accounts

I have with 3 (which I am normally inclined to pay on time and in full) are representative

of manic over-preparedness in efforts to return to work.

 

So, at this point I am wondering what the repercussions would be of have 4 marks of bad credit

against me for mere mobile contracts.

 

As I understand it, it could be a blow to me if I ever wish to have finance

within the same fiscal spectrum for the next three years.

However, this is a risk I am willing to take, as I almost cannot live with the knowledge

that my contributions to a unconscionable mobile service provider

are likely further efforts by this same provider to do similar things

to other people which have been done to me.

 

I'm now finally getting paid work, albeit part time at the moment.

I intend to keep with this trend, but I am clearly unhappy with the trend of being rentboy to 3 Mobile.

 

So as regards these matters, any and all good advice would be appreciated and I thank you.

[bigshoes...bigsocks]

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