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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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Lowell/BW - Claimform - MBNA card 'debt'*** Claim Dismissed***


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Hi,

 

I've just recieved a claim form from BW legal representing Lowell from Northampton court that I believe is stat barred,

 

it was originally for a mbna (virgin credit card)that I'm sure I took protection on the card,

 

I was made redundant and they informed me I still had to pay the debt,

 

I disagreed and because I was young and naive ceased all contact with them.

 

because this was some 10 or so years ago I can't really remember the particulars,

 

however as stated I'm sure it is indeed stat barred.

 

could someone please help me with the process and what would be my next move?

 

I have read through many threads but have just started my own business and my mind is already very fuzzy!

 

Would it be possible to put it in laymans terms at all??

 

Ain't realise it's not good to try and get away without paying a penny

 

this really could not of come at a worse time ,

 

so am hoping essentially it will be dropped.

(It does not appear on credit report)

 

Issue date 19 jun 2014

Particulars of claim:

 

The Claimants Claim is for the sum of

5,509.14 being monies due from the

Defendant to the Claimant under a

Financial Services

Agreement regulated by

The Consumer Credit Act 1974 between the

Defendant and

MBNA Europe Bank Limited

 

Under account ref:

And assigned to the claimant on 16/12/2005

Notice of which has been given to the

Defendant.

The Defendant failed to maintain the

Contractual payment under the terms of the

Agreement and a default notice has been

Served and not complied with.

The claim also includes statutory interest

Persians to section 69 of the County Courts

Act 1984 at a rate of 8.00% per annunciate (a

Daily rate of 0.72 from the date of

Assignment of the agreement to the date of

Issue () being an amount of

2,237.04.

 

That's everything in the form. I hope it's what your after

Anything else please let me know.

 

Thanks in advance.

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Hi Safe, first thing is to not to panic, hard I know but the guys on here and fantastic. The first thing to do is to acknowledge the claim online. Issue date of 19 June means you have to acknowledge the claim by 7 July (5 plus 14 days). More knowlegeable peeps will help more but please don't worry about this you are in good hands here :D

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Hi Safe and welcome to CAG

 

Once you have acknowledged the claim as advised above you have a further 14 days to submit a defence......in your case I would submit the following at the same time assuming you have made not acknowledgement or payment for a clear period of 6 years. This defence alone will serve to defeat the claim assuming the facts stated in it are true.

 

Defence

 

 

 

1 The Claimant's claim was issued on (date).

 

2 The Claimant contends that the Claimant's claim so issued is a claim in contract and is statute barred pursuant to the provisions of section 5 of the Limitation Act 1980. If, which is denied, the claimant contends that the Defendant is in breach of the alleged contract, in excess of 6 years have elapsed since the date on which any cause of action for breach accrued for the benefit of the Claimant.

 

3 The Claimant's claim to be entitled to payment of £x or any other sum, or relief of any kind is denied.

 

 

Regards

 

Andy

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Hi guys thanks for the replies, thanks Andy was quietly hoping you would reply seems you have form with dealing with Lowell !!

 

I apologise for sounding so dim but this really isn't my area of expertise!!.......

So I assume I acknowledge online and then at the same time copy and paste above In a defence box at the same time or do I literally print it out and wait to go to court?? I'm really sorry if I sound silly!!?

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Hi guys thanks for the replies, thanks Andy was quietly hoping you would reply seems you have form with dealing with Lowell !!

 

I apologise for sounding so dim but this really isn't my area of expertise!!.......

So I assume I acknowledge online and then at the same time copy and paste above In a defence box at the same time or do I literally print it out and wait to go to court?? I'm really sorry if I sound silly!!?

 

Hi Safe,

 

You have until 7th July to acknowledge the claim and until 20th July to complete your defence. You can do both the acknowledgement and defence online so there is no need to post anything to them. Andy has drafted a statute barred defence for you, just remember to put the relevant details in where he has placed xxx's.

 

As long as you get your defence in by 20th July that's ok, its up to you if you defend straight after you acknowledge the claim.

 

Lowell will probably write to you offering you a discount, blah blah blah...statute barred debts are unenforceable, they are just trying their luck to see if you will fall for it :-)

 

Take care

Me x

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  • 1 month later...

Hi guys just an update really.........well and more advice obviously!! 😄 so I've heard nothing the mcol site just reads as follows.

 

Your defence was submitted on 01/07/2014 at 21:53:59

Your acknowledgment of service was received on 02/07/2014

Your defence was received on 02/07/2014

 

have I done something wrong in order for it to still be saying that?

Is this still a waiting game?? I spoke to someone and they said they had 33days in which to reply! So what's the play from here? Cheers in advance

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Its 28 days and no you have not done anything wrong......the claimant has simply failed to respond within the prescribed period and so the claim is stayed.

 

Regards

 

Andy

We could do with some help from you.

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Thanks Andy, so would it be advisable to take any further action now?so this would not happen again! Or is it a case that it's been stayed so no one can peruse this debt anymore!? Hope that makes sense??

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Not quite....when a claim is served only when the claimant responds to a defence and informs the court it wishes to proceed does it in fact become a live claim...at this moment its merely a speculative claim that is stayed.

 

Nothing to stop others having a go but its very rare.

We could do with some help from you.

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it seems I spoke to soon, I got home today to a letter from be legal dated the 4/8/14

Reading they they are going to continue to peruse this matter and have sent a copy to the court!??

Is this right or are they trying it on??

A little worried as believe they are within the 33 days the girl said at mcol customer services said they allow them?? Any help would be great

Thank you

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Well if you receive a DQ (Directions Questionnaire) then no they are not bluffing and are proceeding......but nothing to to get too concerned with.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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  • 3 weeks later...

I received the directions questionnaire, and have by all accounts completely forgot about it!!!

 

 

I have untill the first Of September to reply. It's not the end of the world as I can fill it out and hand deliver it tommorow if required.

 

Could some one please help with what I have to put in the form. It makes little sense to me!!?

 

 

Also is the form available to fill out online etc ??

 

 

Just to save having to drive to northampton tommorow morning!!!

 

 

I'm such an idiot for forgetting

 

Cheers in advance.

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So I received the directions questionnaire, and have by all accounts completely forgot about it!!!���� I have untill the first Of September to reply. It's not the end of the world as I can fill it out and hand deliver it tommorow if required. Why?...just post it next day G Del

 

Could some one please help with what I have to put in the form. It makes little sense to me!!? Also is the form available to fill out online etc ?? No but you can download it and fill it in on screen then print 3 copies ...looks far more professional. Just to save having to drive to northampton tommorow morning!!! I'm such an idiot for forgetting ��

 

Cheers in advance.

 

Yes to mediation...the rest is self explanatory

 

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Can anyone help? So can I scan and emails these documents to them??

 

Yes you can but you have until the 1st September you told us so you can post it today first class recorded or special delivery.

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  • 2 months later...

Hi guys, little update and more help required if at all possible!?

 

 

I have a small claims court date of the 16 December.

 

 

Arrived home this eve to a nice little envelope full of what appears to be completely fictitious material.

 

 

they have enclosed the orginal agreement which is the only document that's doesn't appear to be falsified! (Dated 05/11/03)

 

They also have enclosed a letter dated 20/2/2009 stating that MBNA have sold the debt to Lowell.

I did not recieve this letter and was infact living in Bedfordshire when this was dated.

 

More worryingly they have submitted what they call the claimants records of payments dated 3rd September 2009 to 23 February 2010

which details seven payments of £60.60 this is a very grainy document that to my knowledge is completely fabricated!!

 

Can they get away with this or are they just trying to pull one over on me??

 

Is there a way I can prove I haven't paid this?

 

They say the payments where made by credit card,

again fictitional as the only credit card I have ever owned is the very card this whole problem is about!!!?

 

Any help would be massively appreciated.

 

Ta

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if these payment are from 2009

can you not check at say noddle [below]

to see if they show in the payment history there?

its free so give it a go.

 

 

if you disagree you need to put then to strict proof.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Have you been ordered to submit a witness statement before trial ?

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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