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    • ACPOA PCN 190424.pdf   1 Date of the infringement 30/3/24 2 Date on the NTK [this must have been received within 14 days from the 'offence' date] 19/4/24 [scan up BOTH SIDES as ONE PDF- follow the upload guide] please LEAVE IN LOCATION AND ALL DATES/TIMES/£'s 3 Date received 23/4/24 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?] No 5 Is there any photographic evidence of the event? No 6 Have you appealed? [Y/N?] post up your appeal] N Have you had a response? [Y/N?] post it up Give answer here 7 Who is the parking company? APCOA 8. Where exactly [carpark name and town] Ludlow Tesco 2856 For either option, does it say which appeals body they operate under. No  
    • So not entirely down to the ticket office, then. In fact you have been quite fortunate. The "Section 172" response provides the evidence the police need to prove that you were driving if they wish to prosecute you in court. In England and Wales there is a legal precedent which has determined that an unsigned s172 response does not meet the requirements of that part of the RTA. In effect, an unsigned response is equivalent to no response at all. (This precedent is not recognised in Scotland and there is a strategy to "go unsigned" to avoid conviction). When they receive an unsigned response the police are perfectly entitled to prosecute you for "Failing to provide drivers details" and they more often than not do. This offence carries six points, a hefty fine and insurance grief for up to five years. So you got lucky. The situation now is that the deadline for accepting a course is passed. Four months is the absolute maximum, with some forces cutting it back to as little as three months from the date of the offence. The police will not extend this because if you fail to complete the course before six months has elapsed, they can no longer prosecute you. They can only begin proceedings up to the corresponding date in June (i.e. if the offence was December 10th, they have until June 10th to begin proceedings). You will gain nothing by taking this to court. On the contrary you have a lot to lose. Courses are offered entirely at the discretion of the police, you have no right to one and the court has no powers to order one. Presumably you have been offered a fixed penalty of £100 and 3 points. If you are sentenced in court it will cost you at least three times that, possibly more (depending on your speed and your income). My advice: accept the fixed penalty and do it soon as there is a deadline for that as well and if you allow it to pass your matter will be taken to court anyway. Do not forget to submit your driving licence details as instructed when accepting the offer. If you fail to do so the police will have no time left to remind you (and they don't usually send reminders for this anyway) and, again, your case will end up in court.
    • put them all in one mass pdf please  read upload use the websites listed. dx
    • Hi all, I have an update: I have received the documents from the SAR, including photos. It appears that I was parked in a bay with a sign that requires a permit, however the pole that it is on does appear to be behind the barrier - see photo. Also, they documented that they DID NOT apply the PCN to my car because of safety concerns and I DID NOT receive the initial £60 PCN by post- see attached.CamScanner 05-10-2024 15.06.pdf appreciate nay feedback/ advice, current PCN fee stands at £100. CamScanner 05-10-2024 15.03.pdf CamScanner 05-10-2024 15.08.pdf CamScanner 05-10-2024 15.06.pdf
    • They said hi is this (name) I said no and they asked if he’s there tell him to contact us in regards to Sainsbury’s  I said ok bye
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Don't allow Greece to blind us to Europe's more important questions

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If DEBT is the problem REPAYMENT is the solution

 

Debt revenue doesn't equal tax revenue

 

I will pay for my own stupidity but not for the stupidity of others.

 

Remember, profits are privatised, losses are socialised.

That's the 21-century Free Market.

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If DEBT is the problem REPAYMENT is the solution

 

Debt revenue doesn't equal tax revenue

 

I will pay for my own stupidity but not for the stupidity of others.

 

Remember, profits are privatised, losses are socialised.

That's the 21-century Free Market.

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If DEBT is the problem REPAYMENT is the solution

 

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If DEBT is the problem REPAYMENT is the solution

 

Debt revenue doesn't equal tax revenue

 

I will pay for my own stupidity but not for the stupidity of others.

 

Remember, profits are privatised, losses are socialised.

That's the 21-century Free Market.

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Government posts first July surplus in three years as tax receipts swell

 

economy_1874881d.jpg

Income tax receipts rose to record high for July as Chancellor says first July surplus in three years shows Britain's recovery is "well established"

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China's state media decries "unimaginably fierce resistance" to economic reforms, a sign that president Xi Jinping is becoming furious with incompetent party officials

Comment

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Tsipras had little choice but to call fresh elections. But it's still a risky move

 

If DEBT is the problem REPAYMENT is the solution

 

Debt revenue doesn't equal tax revenue

 

I will pay for my own stupidity but not for the stupidity of others.

 

Remember, profits are privatised, losses are socialised.

That's the 21-century Free Market.

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Sell-Off in Global Markets Continues Into Second Day

 

By PETER EAVIS

 

 

The plunge in stock prices has threatened to end one of the longest bull runs in the history of the United States stock market.

 

 

 

22UP-Stock-sfSpan.jpg

Brendan Mcdermid/Reuters

 

 

The Upshot

 

Stocks’ Worst Week of 2015: It’s About Time

 

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The Justice Department said the Social Security Administration would apply the Supreme Court’s June ruling declaring marriage a constitutional right retroactively.

 

Revalued

 

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How Ben & Jerry’s Social Mission Survived Being Gobbled Up

 

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Canadian Maple Syrup ‘Rebels’ Clash With Law

 

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Harvesters in Quebec, who provide 70 percent of the world’s supply, must sell through a central system, but some flout the requirement.

 

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Iranian officials have gone out of their way to emphasize that once sanctions are lifted, nothing stands in the way of foreigners snapping up assets.

 

 

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Dr. Dre Apologizes to the ‘Women I’ve Hurt’

 

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“Straight Outta Compton” ignored old allegations that Dr. Dre abused women. They resurfaced anyway.

 

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A federal appeals court on Friday revived Obama administration regulations that guarantee overtime and minimum wage protection to nearly 2 million home health care workers.

 

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As Another Club Closes, Sunset Strip’s Evolution Continues

 

By ADAM NAGOURNEY

 

New construction looms over the famous nightclubs that have long defined a stretch of Sunset Boulevard in West Hollywood, a transformation many find jarring.

 

 

 

 

If DEBT is the problem REPAYMENT is the solution

 

Debt revenue doesn't equal tax revenue

 

I will pay for my own stupidity but not for the stupidity of others.

 

Remember, profits are privatised, losses are socialised.

That's the 21-century Free Market.

Link to post
Share on other sites

If DEBT is the problem REPAYMENT is the solution

 

Debt revenue doesn't equal tax revenue

 

I will pay for my own stupidity but not for the stupidity of others.

 

Remember, profits are privatised, losses are socialised.

That's the 21-century Free Market.

Link to post
Share on other sites

Panic selling grips global markets as stocks crash on China turmoil

 

NYSE_3415234d.jpg

More than £130bn is wiped off the FTSE in 10 days as Beijing is set to resort to drastic rate cuts to revive its flagging fortunes

 

economy_1874881g.jpg

Government posts first July surplus in three years as tax receipts swell

 

Income tax receipts rose to record high for July as Chancellor says first July surplus in three years shows Britain's recovery is "well established"

 

flight_2467071g.jpg

Ryanair loses flight delays compensation case

 

Lawyers say more than two million passengers will be affected by the ruling

 

Glaxo_1844485g.jpg

GSK sells cancer and multiple sclerosis drug to Novartis in $1bn deal

 

Novartis has acquired all the remaining rights to GSK's Ofatumumab drug to develop treatments for MS and other auto-immune conditions

 

British firms and pension funds facing a foreign exchange time-bomb

 

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US lawyers are coming to the UK to launch competition suits in London after a series of successes in New York

 

Alan_Rubenstein_3414754d.jpg Firms say to us: how dare you suggest we might go bust?'

 

 

 

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Opec unity cracks as members demand meeting to stem oil slump

 

Divisions emerge as members call on Saudi to scale back production

 

 

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House prices soar in major UK cities - and this is just the beginning

 

House prices in major cities on track for double digit growth this year as London sets "new highs for prices and affordability"

 

 

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BHP Billiton set for deep cutbacks after profit slump

 

Commodities slump will see the miner reveal a near 50pc decline in underlying income

 

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RSA and Zurich investors at odds over takeover price

 

Deadline is approaching for the Swiss firm to make a firm offer or walk away

Opec is being eaten alive and must meet to heal its wounds

 

Tsipras had little choice but to call fresh elections. But it's still a risky move

 

Optimism for Africa despite threat from China downturn

 

China syndrome threatens markets meltdown

If DEBT is the problem REPAYMENT is the solution

 

Debt revenue doesn't equal tax revenue

 

I will pay for my own stupidity but not for the stupidity of others.

 

Remember, profits are privatised, losses are socialised.

That's the 21-century Free Market.

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If DEBT is the problem REPAYMENT is the solution

 

Debt revenue doesn't equal tax revenue

 

I will pay for my own stupidity but not for the stupidity of others.

 

Remember, profits are privatised, losses are socialised.

That's the 21-century Free Market.

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Share on other sites

Advice After Stock Market Drop: Take Some Deep Breaths, and Don’t Do a Thing

 

By RON LIEBER

 

 

The market is experiencing a plunge, but don’t panic. Here are six pieces of advice to help get you through this unstable period.

 

 

 

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Brendan Mcdermid/Reuters

 

A trader at the New York Stock Exchange on Friday. The Dow Jones industrial average dropped 3.1 percent on the day and the Standard & Poor’s 500-stock index fell below the 2,000 mark.

 

 

 

 

 

 

 

 

 

 

 

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Stocks Plunge Sharply for a Second Day on Wall Street

 

By PETER EAVIS

 

The downturn threatens to end one of the longest bull runs in the history of the United States stock market.

 

 

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Canadian Maple Syrup ‘Rebels’ Clash With Law

 

By IAN AUSTEN

 

Harvesters in Quebec, who provide 70 percent of the world’s supply, must sell through a central system, but some flout the requirement.

 

Revalued

 

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How the Social Mission of Ben & Jerry’s Survived Being Gobbled Up

 

By DAVID GELLES

 

Despite a rocky start, Unilever’s acquisition of the ice cream maker became a case study in how small companies can maintain their identities inside conglomerates.

 

 

U.S. Court Reinstates Home Care Pay Rules

 

By NOAM SCHEIBER

 

The regulations, struck down by a lower court about nine months ago, were intended to remove an exemption in federal minimum wage and overtime laws for home care workers.

 

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Daily News Struggles to Find Its Identity After Sale Is Called Off

 

By JAMES BARRON

 

Employees at The Daily News expressed relief after the publication’s owner, Mortimer B. Zuckerman, called off its sale.

 

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Iran Prepares to Lure Foreign Investors After Nuclear Deal

 

By THOMAS ERDBRINK

 

Iranian officials have gone out of their way to emphasize that once sanctions are lifted, nothing stands in the way of foreigners snapping up assets.

 

 

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Dr. Dre Apologizes to the ‘Women I’ve Hurt’

 

By JOE COSCARELLI

 

“Straight Outta Compton” ignored old allegations that Dr. Dre abused women. They resurfaced anyway.

 

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As Another Club Closes, Sunset Strip’s Evolution Continues

 

By ADAM NAGOURNEY

 

New construction looms over the famous nightclubs that have long defined a stretch of Sunset Boulevard in West Hollywood, a transformation many find jarring.

 

 

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Nearly 51,000 Madewell Sandals Are Recalled

 

By HIROKO TABUCHI

 

Madewell, J. Crew’s slightly cheaper sister brand, has received eight reports of the shanks dislodging and breaking through the sole of their “Sightseer” sandals.

 

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Liz Perle, Writer and Former Publishing Executive, Dies at 59

 

By DANIEL E. SLOTNIK

 

Ms. Perle was co-founder of Common Sense Media, a nonprofit that helps children engage with the digital world responsibly.

 

 

 

If DEBT is the problem REPAYMENT is the solution

 

Debt revenue doesn't equal tax revenue

 

I will pay for my own stupidity but not for the stupidity of others.

 

Remember, profits are privatised, losses are socialised.

That's the 21-century Free Market.

Link to post
Share on other sites

If DEBT is the problem REPAYMENT is the solution

 

Debt revenue doesn't equal tax revenue

 

I will pay for my own stupidity but not for the stupidity of others.

 

Remember, profits are privatised, losses are socialised.

That's the 21-century Free Market.

Link to post
Share on other sites

Building bosses at Persimmon to net £600m

 

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Share payout would be among City’s biggest bonus schemes should the company hit a succession of profit forecasts

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Rebekah Brooks returns as Murdoch dealmaker

 

Former News International chief executive working on advertising technology acquisition for News Corp

 

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BT should be stripped of Openreach says Chris Bryant

 

Shadow culture secretary Chris Bryant has hardened Labour's stance on splitting BT

3 Comments

newPic_986_PNG_3415161d.jpg Eurozone condemned to permanent crisis without reforms

 

 

 

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UK banks face £5bn lawsuit over forex claims

 

Firms from pension funds to international manufacturers are investigating the possibility of making claims for damages, accusing banks of manipulating exchange rates to rip them off

 

 

Inmarsat awaits satellite launch that is hoped will send revenues rocketing

 

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Inmarsat is preparing for the launch of its latest Global Xpress satellite intended to provide high-speed broadband from space with worldwide coverage

Comment

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Lloyds throws £500m lifeline to Britain’s struggling farmers

 

Bank establishes an emergency fund for embattled British farmers facing payment delays

 

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BHS owners go shopping for £70m funding

 

The owners of department store chain BHS are in talks to raise £70m as they embark on ambitious regeneration plans.

Comment

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Second hedge fund lines up for brewing legal battle over Phone 4U debts

 

Cyrus Capital signs confidentiality deal with PwC, as administrator seeks extension from courts

 

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Ryanair loses flight delays compensation case

 

Lawyers say more than two million passengers will be affected by the ruling

Cameron may return from his EU tour with a result

 

Global currency wars: why China's devaluation is a peace offering to the world

If DEBT is the problem REPAYMENT is the solution

 

Debt revenue doesn't equal tax revenue

 

I will pay for my own stupidity but not for the stupidity of others.

 

Remember, profits are privatised, losses are socialised.

That's the 21-century Free Market.

Link to post
Share on other sites

An Internet Mortgage Provider Reaps the Rewards of Lending Boldly

 

By PETER EAVIS

 

 

Bank of Internet USA, which has extended big loans to high-earning people other lenders might shun, has been making profits, and setting off alarm bells.

 

 

 

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Dustin Michelson for The New York Times

 

Gregory Garrabrants has been the chief executive of BofI Holding, Bank of Internet’s parent company, since 2007.

 

 

 

 

 

 

 

 

 

 

 

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Investors Race to Escape Risk in Once-Booming Emerging-Market Bonds

 

By LANDON THOMAS Jr.

 

A selling spree by large mutual funds has raised concerns among regulators and economists about a broader contagion if investors start to ask for their money at the same time.

 

Strategies

 

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Currency Devaluation Is a Short Step in China’s Long Advance

 

By JEFF SOMMER

 

A modest devaluation of the renminbi, part of China’s decades-long transformation into a modern economy, may help the country stave off domestic pressures.

 

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Fading Economy and Graft Crackdown Rattle China’s Leaders

 

By MICHAEL FORSYTHE and JONATHAN ANSFIELD

 

A slowdown could mark the end of fast growth, while a campaign against official corruption has continued longer and reached higher than most had expected.

 

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Much at Stake in Academy’s Hunt for a 2016 Oscars Producer

 

By MICHAEL CIEPLY 11:52 AM ET

 

Previous awards shows have seen a decline in ratings, so the pressure is on for officers and executives of the Academy as they select overseers of the next Oscars broadcast.

 

Revalued

 

23-REVALUED-thumbStandard-v2.jpg

How the Social Mission of Ben & Jerry’s Survived Being Gobbled Up

 

By DAVID GELLES

 

Despite a rocky start, Unilever’s acquisition of the ice cream maker became a case study in how small companies can maintain their identities inside conglomerates.

 

 

21maplevid_hp-thumbStandard.jpg

Canadian Maple Syrup ‘Rebels’ Clash With Law

 

By IAN AUSTEN

 

Harvesters in Quebec, who provide 70 percent of the world’s supply, must sell through a central system, but some flout the requirement.

 

Inside Wealth

 

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Hybrid-Powered Megayachts Come With Green Bragging Rights

 

By ROBERT FRANK

 

The wealthy want to show, and sometimes show off, their commitment to the environment even as they build ever bigger mansions, jets and yachts.

 

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Soaring Art Market Attracts a New Breed of Advisers for Collectors

 

By ROBIN POGREBIN and GRAHAM BOWLEY 1:39 PM ET

 

Consultants to wealthy clients now play a deal-making role for commissions that are sometimes worth millions of dollars.

 

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In a Data-Driven N.F.L., the Pings May Soon Outstrip the X’s and O’s

 

By KEN BELSON

 

With new technology, fans watching on television and following on the Internet will be able to see how fast and far players are running, as well as other statistics and data-driven graphics.

If DEBT is the problem REPAYMENT is the solution

 

Debt revenue doesn't equal tax revenue

 

I will pay for my own stupidity but not for the stupidity of others.

 

Remember, profits are privatised, losses are socialised.

That's the 21-century Free Market.

Link to post
Share on other sites

 

 

 

If DEBT is the problem REPAYMENT is the solution

 

Debt revenue doesn't equal tax revenue

 

I will pay for my own stupidity but not for the stupidity of others.

 

Remember, profits are privatised, losses are socialised.

That's the 21-century Free Market.

Link to post
Share on other sites

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