Jump to content


  • Tweets

  • Posts

    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX 2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all.   Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
    • well post it here as a text in a the msg reply half of it is blanked out. dx  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Declaring money coming in that's not mine


physicsgraduate
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3674 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

You have to estimate to try and get the money you are entitled to and to avoid the chance of being overpaid. Everyone on tax credits must do this.

 

I would avoid saying that you are only earning a set amount to not pay national insurance. Whether you pay national insurance would not affect the claim as they take the income before deductions of tax and national insurance.

 

Okay so if your 13/14 income was £13,000 and your 14/15 income estimate is £5000 - your tax credit claim would be based on an estimate of £7500 (due to the income disregard of £2500 for decreases that I mentioned earlier).

 

Once your claim has processed you will be sent an award notice. Call at this time with your 13/14 income and estimated 14/15 income to ensure your claim is up to date from the start. You can call at any time in the year to change your 14/15 estimate if you think it will be higher or lower than £5000.

Link to post
Share on other sites

  • Replies 79
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

your tax credit claim would be based on an estimate of £7500 (due to the income disregard of £2500 for decreases that I mentioned earlier).

 

What does that mean, that I can claim 7.5K in benefits? I'm assuming not, but in any case that would be cool if it was.

Link to post
Share on other sites

Will this money that I got in 13/14 that's not my money go against. Sounds like it will if I get £43 per week, I thought I'd get about £53 per week.

 

I have already explained how your income affects your claim. I am sorry but I am not going to post the same information again.

  • Haha 1
Link to post
Share on other sites

I'll just see what transpires. Thanks for the help but to be honest all this accountancy stuff makes my brain hurt. To be honest I think it would be a lot less grief just getting a job stacking shelves and being treated like a moron.

Link to post
Share on other sites

I'll just see what transpires. Thanks for the help but to be honest all this accountancy stuff makes my brain hurt.

 

I take it you'll be getting an accountant for your self assessment tax return then? That's far more complicated than tax credits.

Link to post
Share on other sites

I take it you'll be getting an accountant for your self assessment tax return then? That's far more complicated than tax credits.

 

Think I might plot to overthrow the government.

 

All I want to do is live free from anyone telling me what to do all the time.

Link to post
Share on other sites

: Physicsgraduate:

 

'...... I thought I would check here first.'

 

Sorry, there's no way we can advise non declaration of the insurance payout. At best, the situation appears misguided. The idea was for you to take over an insurance policy, taken out in your name, that you didn't know about, and had nothing to do with. :???:

 

Employment n support allowance; '...... it's their error, I have done nothing wrong.'

 

Not yet, and as CAG doesn't condone benefit fraud, we'd advise you to keep it that way. Should you accept further payments of ESA, Jobcentreplus may consider it to be fraud if it's reasonable for you to know that you've been paid in error.

Margaret.

Link to post
Share on other sites

: Physicsgraduate:

 

'...... I thought I would check here first.'

 

Sorry, there's no way we can advise non declaration of the insurance payout. At best, the situation appears misguided. The idea was for you to take over an insurance policy, taken out in your name, that you didn't know about, and had nothing to do with. :???:

 

Employment n support allowance; '...... it's their error, I have done nothing wrong.'

 

Not yet, and as CAG doesn't condone benefit fraud, we'd advise you to keep it that way. Should you accept further payments of ESA, Jobcentreplus may consider it to be fraud if it's reasonable for you to know that you've been paid in error.

Margaret.

 

 

That's great advice from Margaret.

 

I do think you should be totally honest & declare all income that you received, instead of trying to find ways to "not declare it" as otherwise you will find yourself in a lot more serious situation.

 

Which could be classed as benefit fraud & tax evasion etc.

 

Why don't you ring the relevant authorities & explain your situation, as that way you will know exactly how you stand & how to proceed with this!

I don't suffer from insanity, I enjoy every single minute of it!!

Link to post
Share on other sites

Excuse me, I am not trying to commit benefit fraud here or perform tax evasion! The reason I am here asking questions is so I can keep everything above board. I have explained my situation, if you don't understand it and wish to help then fine but please don't try to suggest I am attempting to do anything untoward here. The only crooks in all this are the thieving, dictatorial, fraudsters who call themselves the government!

 

I'm just a working class guy trying to keep the wolves from their door like everyone else. I have suffered some ill health recently and was just given the ATOS treatment again. I worked last year for a bit but then lost my job and spent months recovering. I thought as compromise I could maybe try working for myself from home, but so far it's just been nothing but stress.

 

You can call it what you like but as far as I am concerned if they make a mistake I owe them no courtesy so far as informing them about it is concerned. All the system has done for the past 20 years of my life is cause me problems. I have had all I can take of it, but like everyone else who doesn't own property I have to work within it as best as I can.

 

To be honest right now I think I'd just rather have nothing and be homeless and have nothing to worry about.

Link to post
Share on other sites

I don't know if this helps but I called the insurance company and they said something about 'surrender proceeds are tax free after ten years' and that since the policy was going for longer than 10 years it was therefore now tax free. Awaiting a call from my financial advisor which I didn't know I had. So does this mean I don't have to declare this money?

Link to post
Share on other sites

I don't know if this helps but I called the insurance company and they said something about 'surrender proceeds are tax free after ten years' and that since the policy was going for longer than 10 years it was therefore now tax free. Awaiting a call from my financial advisor which I didn't know I had. So does this mean I don't have to declare this money?

 

Hello again. I would say that's a different kind of tax. I vaguely remember a rule about insurance policies having to run at least 10 years. I don't think this will affect WTC, ESA etc.

 

HB

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

I think the thread consensus is that you do need to declare it.

 

There's a big difference between the policy proceeds not being taxable under the life assurance regime and needing to declare the lump sum as part of your assets for benefits or WTC purposes.

 

I could post a link to HMRC on qualifying policies and chargeable gains, but as you don't like the accountancy thing I'm not sure it would be helpful to you. I think this could be what your adviser is driving at.

 

HB

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

Yeah it'd all be like Chinese to me probably. Got an accountant from one of the many companies it was sold on to over the years on the case and going to get back to advise me so I'll get this sorted out soon. Thanks for taking the time to advise me.

Link to post
Share on other sites

I just spoke with my accountant (didn't realise I had one) and he says I don't need to declare it because it was taken out 20 years ago and it's this and that blah blah whatever. It doesn't affect anything. So that simplifies things greatly and now I can stop stressing over money and red tape again. Thanks to all for advice. Sorry if came across as a bit narky but I'm feeling a bit ill this week, maybe got the flu or something.

Link to post
Share on other sites

I'm getting a letter from the bank, I thought about asking him and might call him back. He sounded like he knows what he is talking about and if he says I don't need to declare it then I think i can rely on that. In any case, there is a paper trail which leads back to the person who took it out before and after the cheque was written to me and cashed. In no way is that my money. I chose to give it back because it's not my money, I had nothing to do with it and the person who took it out needs it more than I do. It doesn't need to be any more complicated than that, because that's what it is.

Link to post
Share on other sites

You are making it more complicated than it needs to by continuously mentioning that it's not your money

 

I am not disagreeing with you so you don't need to keep getting defensive.

 

I was providing you with advice that may help you in future. If you were asked about it in future they would take more from a written letter from your accountant than your word.

Link to post
Share on other sites

I know what you were doing. I get it, I'm not stupid. I just don't understand how money works, hence the fact I've never had any in my life. I've had enough, more than my share probably, but I don't value it. It's just figures. It's not real maths, and designed by people in the modern world who seem to have inherited the right to dictate how everything and everyone works through centuries of gangsterism and hegemony. It could work in principle if only people weren't so greedy and stupid, but sadly in the mortal words of Alan Sugar and his gang of celebrity of oligarchs 'I'm out'. I work for me now, not the system. I pay as little into the system as I can get away with, like every other company I do what I please to earn a living, ie. things that are a lot more important that filing paperwork or serving pints of designer lager to people in suits for 35 hour per week, and more importantly things that I enjoy and don't make me ill.

Link to post
Share on other sites

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3674 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...