Lowell - and 2 old mobile phone accounts

[judehamish]

Hello,

just wondering if somebody has any advice or experience regarding Lowell and mobile phone contracts.

 

I have two accounts that are now with Lowell,

 

one that was a Three contract for which they are after £246

and another from 02 for £540.

 

On the Three account the original debt was £87 (according to Noddle),

 

Lowell wrote to me so I offered £100 which they declined,

 

I told them I did not acknowledge the debt (I know it is mine) but would pay this to have the debt removed from my credit record.

 

I have no details of the original Three account so was wondering if I should send Lowell a prove it letter

and use the details to send an SAR to Three for the original balance.

 

Just wondering are Lowell entitled to add any charges at all?

 

Will then follow the same strategy with the larger bill.

 

Thanks in advance

[fkofilee]

Jude.

 

.. Offering £100 means you have acknowledged the debt..

.so the timer restarts. (6 year timescale)

 

Also these accounts dont fall under the CCA of 1974 so that request would be worthless.

 

Get a SAR of to 3 and O2 and if you are not happy, just have a look at my last thread and the SC Clearance

and speak to their Complaints Team, who maybe able to assist you with any issues.

 

If unsure then ask Lowell for Statements,

and if you offer a F+F Settlement,

make sure one of the requirements is that the debt is either removed,

or set as Fully Settled.

 

That way its win win for everyone if you end up paying less than whats owed.

 

Challenge 3 as Lowell dont have a habit of adding charges

unless it goes to their Monkey trained retards

- Bryan Carter or BW Legal

[judehamish]

Hello Fkofilee

 

 

Thank-you very much for taking the time to reply. I shall send the SAR requests off as advised.

 

 

Many thanks

Paul

[BRIGADIER2JCS]

Care is needed here as Lowell are known to combine all the accounts they hold on an individual so that the total allegedly owed goes above the £750 BR threshold.

[judehamish]

Care is needed here as Lowell are known to combine all the accounts they hold on an individual so that the total allegedly owed goes above the £750 BR threshold.

 

Unfortunately Brigadier I have about eight debts with Lowell, which total quite a lot more than the £750. I also have two large debts which are about seven weeks from being statute barred, that aren't with Lowell.