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Lloyds Credit Card


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Hi all, been a while!

 

Just a quick one

 

- i;ve been out the loop for a bit,

 

I had a credit card with lloyds that i unfortunately defaulted on last year

- they have sold it on to a credit management company and theyve been taking £10 per month.

 

I have recently decided to sort it all out,

and it dawned on me that i took this card out in 2006ish,

and its probably full of unfair charges and ppi too from memory.

 

How would you go about this?

 

I was thinking i should SAR Lloyds to work out the charges / ppi etc and try to claim it back

- if it works i would hope that it offsets the amount i owe?

 

Any advice much appreciated!

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what do you mean the DCa have been taking money ...how?

 

name names please

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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