Jump to content


  • Tweets

  • Posts

    • The case against the US-based ride-hailing giant is being brought on behalf of over 10,800 drivers.View the full article
    • I have just read the smaller print on their signs. It says that you can pay at the end of your parking session. given that you have ten minutes grace period the 35 seconds could easily have been taken up with walking back to your car, switching on the engine and then driving out. Even in my younger days when I used to regularly exceed speed limits, I doubt I could have done that in 35 seconds even when I  had a TR5.
    • Makers of insect-based animal feed hope to be able to compete with soybeans on price.View the full article
    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

robinson way and santander bank charges debt help needed


dazzaman12
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3596 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

two threads merged

 

please keep to one thread per debt

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Just remember that letters from Robinson Way are hot air, they are acting on behalf of Santander and can do NOTHING to you. You have a plan now thanks to DX and Brig, make sure you stick to it and if you want to deviate come back here for advice FIRST

 

Stay off the phone as well

 

P

Link to post
Share on other sites

  • 3 months later...

hi everyone ,

 

I thought I was rid of robinson way after sending statute barred letter but

 

I have received a letter today saying that I have made an alleged payment in 2009 for £5

and it is not statute barred and I need to pay the full amount.

 

I have checked my credit file and this debt is no longer on file it has dropped off,

are robinson way trying it on because I have never made a payment at all to Santander or robinson.

 

any advice would be appreciated and thankyou everyone.

Link to post
Share on other sites

you put them to strict proof

 

of when, where, how, by whom.

 

phantom payments are a typical DCA trick.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

you put them to strict proof

 

of when, where, how, by whom.

 

phantom payments are a typical DCA trick

 

 

 

dx

 

 

Hi dx thankyou for the reply.

I sent them the template letter only

After the six year date which was in march

I waited until it was no longer on credit file before sending it.

Do i need to send proof and if so what proof can i send.

Link to post
Share on other sites

as post 31

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

you put them to strict proof

 

of when, where, how, by whom.

 

the payment were made

 

by a formal letter

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

you put them to strict proof

 

of when, where, how, by whom.

 

the payment were made

 

by a formal letter

 

dx

 

ok thankyou,i will post there response when i get .

thanks again for all your help

Link to post
Share on other sites

not being on your cra file is no indication a debt is not owed

 

good pointer esp if payments have not been made in 6yrs

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

this is the letter I will be sending to them, I have just added a bit to the statute barred letter template .

is there anything I need to add

 

 

Robinson Way

 

Quays Reach

 

Carolina Way

 

Salford

 

M50 2ZY

 

 

Dear Sir/Madam

 

Reference No: xxxxxxxxx

 

Your company has contacted me in respect of the above account which you claim is owed by myself stating

I have made an alleged payment in 2009.

 

I have no acknowledgment of this payment and you have not provided me with a copy of the alledged payment.

 

I am requesting a copy of this alleged payment I am supposed to have made as you stated in February 2009

and as I have stated I have no acknoweldment of any such payment

and again would like to advise you that the account is statute barred.

 

It is my understanding that under the Limitation Act 1980 Section 5

 

"an action founded on simple contract shall not be brought after the expiration of six years from the date on which the cause of action accrued".

 

I would also point out that the OFT say under their Debt Collection Guidance on statute barred debt that

 

"it is unfair to pursue the debt if the debtor has heard nothing from the creditor during the relevant limitation period".

 

The last payment or acknowledgement of this debt was made over six years ago and no further acknowledgement or payment

has been made since that time.

 

Unless you can provide evidence of payment or written contact from me/us in the relevant period under Section 5 of the Limitation Act,

 

I/we suggest that you are no longer able to take any court action against me/us to recover the alleged amount claimed.

 

The OFT Debt Collection Guidance states further that

 

"continuing to press for payment after a debtor has stated that they will not be paying a debt because it is statute barred could amount to harassment contrary to section 40 (1) of the Administration of Justice Act 1970".

 

You have also stated that a door-step collection could be sanctioned in regards to this alleged debt, Please be advised that I will only communicate with you in writing or email. Should it be your intention to arrange a doorstep visit, please be advised that under OFT rules, you can only visit me at my home if you make an appointment and I have no wish to make such an appointment with you.

 

There is an implied license under English Common Law for people to be able to visit me on my property without express permission; the postman and people asking for directions etc (Armstrong v Sheppard & Short Ltd [1959] 2 QB 384. per Lord Evershed M.R.). Therefore take note that I revoke license under Common Law for you, or your representatives to visit me at my property and, if you do so, you will be liable to damages for a tort of trespass and action will be taken, including but not limited to, police attendance.

 

I await your written confirmation that no further contact will be made concerning the above account and confirmation that this matter is now closed.

 

I look forward to your reply.

 

Yours faithfully

Link to post
Share on other sites

to much waffle you've already sent

 

 

Robinson Way

 

Quays Reach

 

Carolina Way

 

Salford

 

M50 2ZY

 

 

Dear Sir/Madam

 

Reference No: xxxxxxxxx

 

I acknowledge no debt to you or your clients.

 

i thank you for your letter dated ...............

 

Your company has contacted me in respect of the above account which you claim is owed by myself

stating I have made an alleged payment in 2009.

 

no such payment by myself has ever been made

 

please supply the following details regarding these alleged payments

you claim I have made

 

the method of payment

where the payment was made

by whom the payment was made

the details of the account the payments were made from.

 

I repeat I do not acknowledge any debt to you or your client

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

thanks for that dx , I have sent your template letter to them and awaiting reply

 

 

the letter they sent me says as follows

 

 

dear xxxx

 

 

further to your recent query , our client advises that the last payment received for this account was £5.00 in February 2009.

the account is therefore not statute barred.

please complete the enclosed financial statement and return with your affordable proposal for payment within the next 14 days

Link to post
Share on other sites

  • 3 weeks later...

hi all , received a letter today from robinson way and it states

 

 

dear mr xxxxxx

 

 

we refer to the above account which will no longer be managed by this office

all future payments and correspondence should be sent to our client directly, if you were paying us by standing order please cancel that instruction

thankyou for your cooperation

 

 

does this mean that's the end of it or will I be pestered some more later down the line

 

 

I would just like to thank everyone for all the help I have been receiving on here ,you are all great!!!!!!

Link to post
Share on other sites

hi all , received a letter today from robinson way and it states

 

 

dear mr xxxxxx

 

 

we refer to the above account which will no longer be managed by this office

all future payments and correspondence should be sent to our client directly, if you were paying us by standing order please cancel that instruction

thankyou for your cooperation

 

 

does this mean that's the end of it or will I be pestered some more later down the line

 

 

I would just like to thank everyone for all the help I have been receiving on here ,you are all great!!!!!!

 

 

 

It's a result But all depends on what Satan's Bank decides to do either close their file and writ the debt off and do no more or sell the debt to a DCA lower down the food chain in the murky depth of the DCA pond.

 

 

You need to regularly check your credit reference files for changes.

 

 

Vigilance is need as none of these companies are trustworthy.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

with it been six years and three month old they may leave it be now.

fingers crossed

 

 

still nothing showing on credit report either

1

 

 

Just be vigilant Satan's can be devious.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...