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    • You haven't returned to the thread to give us your views, but a couple of other things strike me which you should consider: 1. You say that at no time was your father's licence revoked by the DVLA. It didn't have to be revoked. It expired in September and his "entitlement to drive" (of which the licence provides proof) expired along with it. He could only continue driving whilst his application was being processed by virtue of s88, and it seems clear to me (based on what you have said) that he was not able to take advantage of the benefits provided by that section. 2. The letter he received threatening to revoke his licence was probably a template letter sent when any medical issues are brought to the attention of the DVLA. But it is clear that beyond September until it was eventually renewed, your father had no valid licence to be revoked. I believe a "not guilty" plea in court will fail. The basic facts are that your father's licence expired in September, it was not renewed until February because the DVLA were looking into his medical declaration and he could not take advantage of s88. So in December he had no licence and no entitlement to drive under s88. The facts that he believed he was fit to drive and that his licence was eventually renewed may mitigate the offence but they do not provide a defence. I also asked whether he had received a summons (very unusual these days) or whether he had received a "Single Justice Procedure Notice". The way to proceed from here differs slightly depending on what he has received so if you let me know, I'll advise further.  
    • Well, what I've read from various sources suggest if a CCJ is 6 years old that if becomes pretty much ineffective for enforcement purposes in its original form.  And that if it's about to expire then the claimant needs to apply to the court to extend the original CCJ within the final year.  Even if they do apply for an extension within the 6 years they have to have a very strong argument for doing so such as the person being out of the country or could not be traced, basically show they were actively still perusing the debt I guess. Now if a claimant ever does apply within the 6 years to extend the CCJ, would the person named on if be notified by the court that such an application has been made?.  In my case I've heard nothing from the court so assume no such application has been made.  The original CCJ in my own case is now a year beyond the 6 years of issue so must now make things even less likely again. So whilst the CCJ exists that they have not enforced it in that time must surely make it unlikely they can now take it back to court because as said it would be very rare for a judge to agree to such action now. That said, I guess they now can't use the CCJ to continue with any action for an attachment order to our mortgage either?
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    • Well, they trashed their last election manifesto pledges, so nothing new really is it? They just find weasel words to try to claim they haven't actually failed if you just look at it just a little squinted and in this particular way  - and are stupid.
    • I think they're inventing stuff now. They seem to know they won't be around to implement any of it.
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Help with CCJ Defence


MimUK
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Hi All,

I received a claim from Optima Legal acting on behalf of Capquest on 20th November from Northampton CCBC.

I sent the acknowledgement of service to Northampton intending to defend the claim in full straight away.

I sent a CPR 31.14 request to Optima which was received on the 22/11/13 and a separate CCA request (inc postal order) to Capquest which was received on the 22/11/13 too.

 

I received notification from Optima advising that this information was being requested from the claimant.

However I have never had a response for the CCA from Capquest.

 

As my defence initially needed filing by the 19th December, I asked Optima for an extension, which they agreed to.

The date agreed was an extra 28 days to 15th January (Maximum under the CPR)

 

I have chased Optima weekly for confirmation of compliance with the SAR request and am just being advised the file is on hold until they receive the relevant information.

They and I have always been polite to each other and they acknowledge that is taking a while to get the information relating to POC.

 

Today, Optima are still awaiting the information (and implied they may not get it)

Capquest have yet to acknowledge and respond to the CCA request (52 Days now)

 

I have to file my defence today/tomorrow.

 

I am getting a little confused on how to defend.

I believe the claim is in relation to a mail order catalogue. (Claim form attached)

 

Thanks in advance.

 

Mim

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I can't prepare a defence without sight of the documents :???:

 

Why..... a defence should not rely/based on documents but on dispute and reasons you do not agree with the claim.

 

Regards

 

Andy

We could do with some help from you.

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Hi Andy,

I know it shouldn't rely on documents, but aren't I within my rights to see these?

e.g when was the credit agreement signed?, what goods were provided? what were contracted terms of the agreement?

I asked for this information 52 days ago now, both the SAR to Optima and CCA request to Capquest.

 

I am getting confused on how to respond to CCBC today.

Do I make an embarrassed defence? Is it too late to start an unless order (defence date is by tomorrow)

 

Sorry for all the questions, I just need a little direction. :sad:

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You can raise the dispute before you've seen the documents. If your case is, for example, that you never signed a credit agreement then you can write that without seeing the document first. The idea is that you can't get to look at all of the evidence as a fishing expedition to see if there's some reason you can get out of it.

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Yes you are within your rights to seek clarification but disclosure follows defence...so any defence should be drafted in a way that neither admits or denies and puts the claimant to strict proof to clarify its claim.

 

Have you no other disputes with the claim?

 

Regards

 

Andy

We could do with some help from you.

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If you could convert your upload to PDF...jpeg is far too small to decipher or type out the particulars of claim verbatim.

 

Andy

We could do with some help from you.

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Okay thanks...take a read of this shop direct thread...there is a draft defense that you can edit to suit.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?411974-Bryan-Carter-Lowell-Shop-Direct-court-claim&highlight=shop+direct

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Thanks Andy,

Do you think the claimant's statement of case is sufficiently particularised and complies with CPR part 16?

 

Yes far better than the thread I have linked as an example.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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