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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Wilkins Chapman for Arrows. Claimform old MBNA card debt- Help


Buncrana
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You need to deal with their application for Summary Judgment.......

 

"That court will send you and the other parties notice of the time, date and place of hearing.''

 

You need a copy of their application N244 and a copy of their Witness Statement in support of application.You will be expected to submit your own Witness Statement in response and objection.

 

Have a read of the following then you know what to expect and what summary judgment means.....

 

http://www.justice.gov.uk/courts/procedure-rules/civil/rules/part24

 

The above is all you should be concerned with as a priority Bunc...time is ticking away...

 

Andy

We could do with some help from you.

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What date is their Summary Judgment hearing Bunc ? (you have blanked it out)

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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Plenty of time to prepare your witness statement in response/objection.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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yep read a few threads here and in the success forum

 

 

http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?190-DCA-Legal-Successes

 

 

is that original CCa blurred too?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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you need to look around for a ws

andy is not around for a while.

can you rescan the CCA please its blurred

need to be able to read it and look at what is refers to in the T&C's

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

not sure what good it will do I'm useless at most things

and giving advise by pm is not allowed

unless its pers details not for the thread.

 

 

cag is about helping everyone

pm's don't help later readers in the same situation.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

Hi guys,

 

Update time.

 

We had a meeting with a solicitor. He went through all the paperwork, including the advice on here.

 

Long and short of it is, he called her up and she decided to pay off the full amount.

 

Her decision. I'm not happy about it, but she made the choice and I'll stand by her.

 

I wish she hadn't, but the solicitor didn't think there was a case to answer for.

 

I can only thank you for all your freely given help and assistance. It was very gratefully received.

 

I will sort out another donation to the site in the very near future.

 

Have a lovely Easter,

 

Buncrana

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OH No!!!! Buncrana! ...

Oh well... Whats done is done!...

 

For what its worth, You must Ring Wilkins Chapman (Preferably Letter them) confirming it is now dead and buried!

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You wanted our help to fix it... However your wife just did as she wanted too...

Its 2 people, its kinda tough :/

 

Buncrana, well done regardless as it should now mean this is over. As I said, contact them in writing and get a letter confirming there is nothing else left to pay

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I will :)

Thanks fkofilee, and everyone else for your help, it honestly was very much appreciated.

I was hoping to take it all the way, but alas, it was taken out of my hands.

And I fear this is just the start of more to come :(

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Many thanks for your intended donation Buncrana.

 

I understand your frustration totally as I also understand your wife's position ..

 

You must do what you feel is right in any given situation...we can only advise...but at the end of the day...its you that would of been in court.

 

As stated this is over now and you need to put the matter behind you.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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Hi Dotty,

I think other creditors from way back may now decide to go for her. We'll deal with them as they rear their ugly heads.

Hi Andy,

Thank you for the words of advice, they were very much appreciated.

As I said, it was her decision, and hers alone, though I will support her in that decision.

It's not the route I would have went down as I genuinely thought there was a case to answer here.

Once again, thank you for your time and effort that you gave us, I can't thank you enough.

As I've said before, I wish this site was around when I was going through the wringer, things would have been vastly different.

Enjoy what is left of your weekend, and thanks again.

Buncrana

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