ASDA Credit card GE money Help needed

[fletch70]

Hi

Im March 2012 I sent a CCA request to CL finance for my ASDA credit card .

 

They wrote back saying they could not find it.

 

Today 12 months later they have sent me a supposed agreement which I can not upload as it is too big (1.5MB)

 

History is

Opened in Sept 06 according to the agreement

Sold to CL at some point ( I do not have the NOA)

In a repayment plan of £5 a month from about Jan 08 until March 11 the 31 from March 11 until April 12

Defaulted by Cl in April 11 asking for the full balance and giving me just enough time

 

In the agreement they sent me the admin charges are £15 (dated 5/9/06)

 

Only 1 set of terms

 

Absolutely looks like a cut n paste job to me

 

Any thoughts about what I should do next ..prior to my CCA request I had a LBA but obviously this went no further

 

Is it possible to add attachments of this size and how do I do it?

 

The documents I actually received are in post 6 kindlt added by CitB

Edited December 17, 2013 by fletch70

[dx100uk]

**you can post up images/letters by this method immediately..you don't need 10 posts**

.

set your default scan page size to A4 less than 300DPI [150 will do]

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

'

BUT......

ENSURE: remove all pers info inc. barcodes etc

but leave all monetary figures and dates.

.

************************* ************************* *******

{DO NOT USE A BIRO OR PEN OR USE SEE THRU TAPE OR LABELS]

************************* ************************* ***********

.

DO IT IN MSPAINT.EXE or any photo editing program

goto one of the many free online pdf converter websites ...

http://freejpgtopdf.com/

..

if you have multiple scans/pics

put them in a word doc FIRST and convert that to PDF

or http://www.freepdfconvert.com/

or

use www.pdfmerge.com

 

convert existing PC files to PDF [office has an installable print to PDF option]

..

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

try and logically name your file so people know what it is.

though dont use full bank names or CAG in the title

i'e Default notice DD-mm-yyyy TSB

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

...

YOU DONT have to put a link to the attachment in the msg box..just upload it ..job done

.

dx

[fletch70]

Thanks DX , I have tried but the file is 1.5MB and it says I can only upload up to 976KB hence it is too big.

 

I have also noticed that on my LBA it says it was bought from Santander in 2007 however Santander did not buy GE until 2009

[dx100uk]

you've almost used up all your space on attachments

 

you need to go around and remove stuff

 

dx

[fletch70]

My total allowance for attachments is 967KB so even if I remove everything there is not enough space to upload. I thought the allowance was much more

[citizenB]

Here you go

[citizenB]

Fletch, you are entitled to receive..

 

 

Terms and conditions from both inception and either at default or current.

Statement of account showing default payments

copy or truthful reconstruction of the agreement.

[fletch70]

You are a star! thank you so much

[citizenB]

[fletch70]

Fletch, you are entitled to receive..

 

 

Terms and conditions from both inception and either at default or current.

Statement of account showing default payments

copy or truthful reconstruction of the agreement.

 

So as the card was taken out with GE money in 2006, sold by Satan in 2007 and defaulted in 2011 there must be some other terms , even if the agreement is true

[citizenB]

So as the card was taken out with GE money in 2006, sold by Satan in 2007 and defaulted in 2011 there must be some other terms , even if the agreement is true

 

 

IMHO, yes there should be

[fletch70]

The documents that I received are in post 6 by Citizen B

[fletch70]

I have contacted the guy who ran my dmp and he is going to get my file from storage. In the meantime i am going to send a formal complaint saying

1) What you sent did not comply with a s78(1) request and link in Carey.

2) Under cputr do they hold the original signed agreement

3) Please supply a copy of the NOA from April 2007

4)Assuming this was assigned please remove the default marker on my credit file from may 2011.

 

Does anyone think this is too much, should i trim it down.