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    • Well, that's it then. Clear proof of the rubbish cameras. Clear proof of double dipping. G24 won't be getting a penny. Belt & braces, I would write to the address LFI has found, include the evidence of double dipping, and ask Fraser Group to call their dogs off.
    • LOL. after sending Perch capital a CCA request with a stapled £1 PO attached (x2) Their lapdog Legal team TM Legal have sent me two letters today saying "due to a recent payment on the account, your account is open to legal/enforcement action" so i guess they have tried to apply that payment to the account to run the statue bar along. dirty tactics lol.
    • I have initiated the breathing space so ill wait. from re reading everything this what i understand BS gives me 60 days break from the creditors during these 60 days they may contact me and will most likely default I need to wait until after a default notice to see whether the OC will keep the debt or sell it off If kept by the OC then i should attempt a plan or pay some token payment? If sold to DCA then don't pay and after 6 years it will leave my credit report once the DN is registered with a date. DCA may start a CCJ but unlikely, if they do come back here. last question, do you know roughly how long this will all take? in terms of defaults/default notice, potential CCJ? Would you say I have 12 months plus from when the BS ends?
    • Well, it's up to you. Years & years & years ago the forum used to suggest appealing to POPLA, but then AFAIK POPLA's remit was changed and it became much more biased in favour of the PPCs. One of the problems with taking that route is that the onus will fall on you to prove your appeal, while if you do nothing the onus is on MET to start legal action which experience teaches they are very, very reluctant to do. If you go down the POPLA route I would think your ace would be insufficient signage.  Are you able to go back there and get photos of their rubbish, entrapping signs?
    • The first clearly visible sign as you pull in to the car park states “McDonald’s Customers Only 60 minutes” The next clearly visible sign is an almost identical sign outside Starbucks which states “60 minutes free stay for customers only” There are other signs towards the rear of the car park (away from the outlets) that have the terms and conditions on them in very small print.
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Lisa v HSBC ***SETTLED IN FULL***


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Thank you.....again :D

 

I just keep thinking about all the shoes and clothes I could buy with the cash......then i remember that it's my bf's and it's all going on his credit card :(

 

I knew I should have asked for 10% if we won!! *kicks self*

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and you need to pm a moderator to change put your thread in the success threads.

i'm very pleased for you - must have been right when they said they were reviewing a few - this is a good few yesterday and today we've seen come through. what a good couple of days - and encouraging for those still waiting.

spend wisely and well done!!!!!

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By the way, my Husband has started hic claim against RBS and in the New Year we will go after the joint account.:D

 

Thats spooky ...... I am going ater the HSBC, my husband is going after the RBS and once they are done we will be going for our joint account!!

 

Cheers

Rach (using my husbands sign on) :grin:

Avatar blatantly stolen from Seahorse :D

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well done lisa. now the b/f should def give you at least 10%, you've done all the work and he's got the hangover...hmm something not quite right thefe somehow!!

congratulations anyway.. i feel more and more positive as the weekend progresses..aaahhh!!

netty

If i've been helpful in any way....then tip my scales over there!

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Thanks for the messages guys :)

 

Don't know how I went wrong with the 10% from bf thing!!!!! What better news to get though while you've got stinkin hangover though eh?? He has agreed to take me out to dinner when the money comes through so I suppose that's not too shabby........still not 10% though :rolleyes:

Regarding your claim....just hang in there and it will happen..... I know the waiting is painful but it's more than worth it when you get the letter from DG! Keeping my fingers crossed for a letter for you on monday!!

 

Lexxity - I kept getting voicemail too - they are definitely there 'cause my letter was dated Friday... I think they're just bogged down with so many claims. The number on my letter is 0121 455 2701 - which isn't the one i was trying so you could give that a try on Monday......*fingers crossed*

 

Lisa :D

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Wellthe bargaining for the 10% frombf didn't work...his response was "i shall pay you in cuddles!".......firstly i get those anyway!and secondly I can't imagine he would have offered a solicitor that!!!!

 

Anyway,I was reading the letter from DG and i know i need to cross out the confidentiality bit but it also says by signing 'i also agree not to make any other claims relating to charges for the period above 'is this specific to this account cause obviously i dont have any more or is this in general and therefore i cross this out too??:confused:

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Wellthe bargaining for the 10% frombf didn't work...his response was "i shall pay you in cuddles!".......firstly i get those anyway!and secondly I can't imagine he would have offered a solicitor that!!!!

 

Anyway,I was reading the letter from DG and i know i need to cross out the confidentiality bit but it also says by signing 'i also agree not to make any other claims relating to charges for the period above 'is this specific to this account cause obviously i dont have any more or is this in general and therefore i cross this out too??:confused:

 

Firstly - cuddles. Hmmmm - maybe we should the banks these LOL :D

 

Second - there is a template letter floating around, saying that you do not accept their terms - confidentiality and claiming again...

Barclays :- Settled March 07:o

 

RBS:- Acct Discharged May 07 :o (chase for more and CRA deletion???):confused:

Barclaycard: - CCA recieved 24/1/07. WOW! :o (GITS!!!) :-|

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  • 2 weeks later...

Heloooo :D

 

Just to say that the cash went into the account today!!!!

 

I've printed the statement and plan to keep it.....not sure if bf will let me frame it lol (that's what I've done with DG's letter!!!).

 

Can't get hold of bf to tell him yet though :mad: will be making a donation this evening.

 

Once again, thanks to this site and everybody who offered their support and advice, it's been very much appreciated.

 

We're a young couple and this has really set us up and put us in the position to be able to save to move out now.

 

Thanks guys, you've been great!! :D

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Yes,it is a great feeling!!

 

Just to say that I've made a donation to the site - what a great cause!!

 

All this good feeling has made me want to get out there and do something!! So in June I shall be doing a sponsored Tandem Skydive to raise money for charity!! If anyone's feeling generous you can sponsor me online Justgiving - Lisa's Sponsored Skydive Challenge!! or if anyone's feeling crazy and wants to take part, let me know and I'll give you the details!!

 

Thanks for all your help once again!! Shall be raising a glass to CAG while I'm out tonight :D

 

xx

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