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    • Just as the title says, if ever there was a good reason to ditch Micro$oft and move to Linux then this is it :-   Giving Windows total recall is a privacy minefield • The Register WWW.THEREGISTER.COM It's only a preview, and maybe it should stay there ... forever Help is available, most modern PC's can run a version of Linux suitable for your needs and it is not difficult to use or learn. Ubuntu is popular, new version is very modern Garuda Linux is the one I use, based on Arch, rolling release, bang up to date. I have friends and acquaintances, old and young, PC Literate and not. Most people who try it never go back to Windows Hamster
    • I've had to hide two of your posts.  Anyone clicking on your links gets sent to external sites.  On top of that your real name is showing on one screenshot.  Fellow Site Team member dx100uk has already politely asked - Anyway, jk2054 wants to see the communication you got from your local court which will have told you about the hearing date of 17 June, and will have mentioned a deadline for filing your Witness Statement.
    • I believe it is helpful to seek guidance from a range of places and decide on the validity of the sources and frequency of responses which are most helpful. A single voice can be a dangerous thing. As, of course, can groupthink. Scott, it feels like £4k on a solicitor for a £1.5k bill is overkill. Were we back in time I'd suggest small claims court as your claim sounds like it may be straightforward? By all means add that phrase on. I also suggest you contact the court and go and sit in on a couple of similar cases to get a better understanding before you shell out.
    • a card should be 16 digits...urm... note your dates above please. do not miss them no matter what happens  ......................... pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’. Choose ‘Create sign in details’ to register for the first time. You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID. You should make a note of your memorable word, or password as these are not included in the email.  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .. get a CCA Request running to the claimant . https://www.consumeractiongroup.co.uk/topic/332502-cca-request-consumer-credit-act-1974-updated-january-2015/ .. Leave the £1 PO unsigned and uncrossed . get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant] ... https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ . .use our other CPR letter if the claim is for an OD or Telecom Debt or Util debt]  https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ on BOTH type your name ONLY Do Not sign anything .do not ever use or give an email . you DO NOT await the return of ANY paperwork  you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count] ..............  
    • Which Court have you received the claim from ? Northamton, civil national business centre Name of the Claimant ? PRA Group Uk Portfolios ltd. How many defendant's  joint or self ? self Date of issue –  21 May 24 date of AOS - 07-06-2024 date for filing defence by - 21-06-2024 Particulars of Claim 1. The claimant claims the sum of £5600 for an outstanding debt owed. 2. On Mar 2000 the Defendant entered into an agreement with Barclays Bank Uk PLC for a credit card under reference ( 11 digit ref ). 3. on Mar 21 the defendant defaulted on the agreement  with an outstanding balance of £5600. 4. On Aug 21 the debt £5600 was assigned to PRA Group (UK) Limited, who itself assigned the debt to PRA Group UK Portfolios Ltd on Dec 23. 5. Notices of assignment were sent to the defendant in accordance with S136 Law of Property act 1925. 6. The claimant has instructed PRA Group (UK) Limited to act on its behalf in the recovery of the outstanding debt and to pursue litigation on its behalf. AND THE CLAIMANT CLAIMS 1. The sum of £5600 What is the total value of the claim? £6100  Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? No - just emails threatening action   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? Yes   Did you inform the claimant of your change of address? no Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? credit card   When did you enter into the original agreement before or after April 2007 ? before - in 2000   Do you recall how you entered into the agreement...On line /In branch/By post ? I don't recall - I suspect post / online   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? am awaiting access - but I suspect it is    Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. assigned - debt purchaser has issued the claim   Were you aware the account had been assigned – did you receive a Notice of Assignment? Pretty certain - Yes   Did you receive a Default Notice from the original creditor? pretty certain - Yes   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? there's been gaps - they went very quiet  Why did you cease payments? Covid lockdowns  What was the date of your last payment? i thought it was 2020 - they say 2021 Was there a dispute with the original creditor that remains unresolved? no Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? no
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Just got a council PCN for not displaying my "Time of arrival" card alongside my B.B. on a single yellow. Usual £70 reduced to £35 if paid within 14 days. Just wondering, does the Not a genuine pre-estimate of loss gambit carry any weight here, or not apply to council PCNs?.

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I don't think this is to do with loss, I think it's as a deterent.

 

 

Having said that, it's not, it's just another mainey making rip-off by a council.

 

 

You should certainly appeal any way.

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Not a chance if you appeal on that basis. The council are legally entitled to impose a penalty. Private companies are not. Private companies can reasonably claim costs but cannot "fine' you - councils can, and that's what you have.

 

Are there any mitigating circumstances you could bring up instead?

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i thought and know from experience that when a D.D parks on a SYL or DYL that the CEO/Traffic warden on patrol needed to record what time he/she has seen the vehicle in their pocket book or on their handset, then if the vehicle has overstayed the time then a PCN can be issued. time clocks shoul`dnt really come into it. it is the time the vehicle is first seen, how it has been recorded and how the PCN has been issued.

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Thanks letsgetitsorted, I had a vague idea that that's what should have happened. The "Observed" time on the pcn was 12.02 to 12.04 i.e two minutes. and that was one of my appeal points. I had arrived before then of course but don't know if the ceo had actually recorded the first sighting. I went away before the 3 hours was up however. Maybe I should request to see some sort of proof that the car was seen earlier than12.02. The ceo did attach an extra ticket with the words "Your clock is missing or obscured so we do not know your time of arrival" which seems to indicate that 12.02 was the first sighting.

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the CEO/Traffic warden on patrol needed to record what time he/she has seen the vehicle in their pocket book or on their handset, then if the vehicle has overstayed the time then a PCN can be issued. time clocks shoul`dnt really come into it.

 

I can't believe this is true. If so, it would make the BB clocks completely redundant. The whole point of the clock is that the CEO can see when you arrived and whether you have overstayed or not, without having to have observed your car 3 hours earlier.

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I can't believe this is true. If so, it would make the BB clocks completely redundant. The whole point of the clock is that the CEO can see when you arrived and whether you have overstayed or not, without having to have observed your car 3 hours earlier.

 

...and you are right not to believe it. It isn't true.

 

There is a parking restriction of three hours. It's how long the vehicle is parked there which matters, not how long since a CEO happened to first see it. Without a clock correctly displayed, there is no way of knowing, and therefore a PCN is immediately issued for not using the BB parking concession properly. And since the PCN is instant, there is no requirement for any earlier observation time either - you either park with BB and clock correct, or you are in contravention.

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(4) Where the period of the prohibition exceeds 3 hours the exemption shall be for a period of 3 hours subject to the conditions that

 

(a)the period of exempted waiting does not begin less than one hour after a previous period of exempted waiting by the same vehicle in the same road on the same day;

 

(b)a parking disc is displayed in the relevant position on the vehicle marked to show the quarter hour period during which the period of exempted waiting began.

http://www.legislation.gov.uk/uksi/2000/683/regulation/8/made

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Thanks again everyone......I guess I'm really stuffed on this one. And just to confirm it I've just received my "Rejection of appeal" e-mail. 35 Sovs down the drain, but they

have extended the discount period for another 14 days. All heart aren't they?

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Thanks again everyone......I guess I'm really stuffed on this one. And just to confirm it I've just received my "Rejection of appeal" e-mail. 35 Sovs down the drain, but they

have extended the discount period for another 14 days. All heart aren't they?

 

Looking at it on the bright side if you learn from your mistake and use the badge properly in future you'll get 3 years of free parking in return for your £35.

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