Bryan Carter/Lowell- What next?

[judehamish]

Hi all,

I am new to posting on this site so please bear with me regards any missing information etc..

 

I received a letter from Bryan Carter dated the 22nd of Nov regarding a debt that had been passed onto them from Lowell. They have given me until the 6th Dec to make payment/contact them or I will be going to court. Obviously I want to avoid this but have a couple of questions on what I should really be doing next. The debt in question (I believe) is an old overdraft, but I have no paperwork to try and track it down and if I have worked things out properly according to advice given on various forums, the debt was due to become statute barred in May. I was wondering if there are any specific letters I should be sending out or any key questions I should be asking so I am able to find out more about this debt.

Thanks in advance

[silverfox1961]

Hi and welcome to CAG.

 

In the library (top left-in green) are some template letters that you can adapt to your own situation. The one I recommend is the 'Prove it' Letter

[judehamish]

Many thanks for your help

[Bazooka Boo]

Pah Bryan Carter and his court joke! Does he never change?

As soon as you tell him that you will be defending any claim he imagines he will take to court, he runs a mile!

How he hasn't been struck off the Sols register is beyond me?

 

As it is an overdraft, this won't find it's way in front of a judge, unless the sum is quite considerable?

It will be littered with fees and charges plus interest accrued on those charges, all of which can be reclaimed.

[judehamish]

thanks for your reply, the amount in question was £1990 owed to the Halifax? possibly...... anyway will fire off a letter tomorrow, will the letter reset the statute barred time?

[silverfox1961]

It shouldn't do but to cover yourself add this to the top of the letter.

 

"I acknowledge no debt to you nor any company you claim to represent."