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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Dispute over a mobile with Brighthouse.


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Hi,

 

My partner purchased two iPhone 4s last year at same time.

the man in shop put them both on same agreement at £20 per week.

we have a few other things also and have never really had a problem until now.

 

In the summer months (can't remember which month but it may of been July.)

my partner had a problem not being able to pay full amount so was told to go in on the Sat morning

and they'd sort the agreements out so we didn't have to get into arrears.

 

he did and signed new agreements.

 

it was only last week I happened to check the receipts and noticed we've been paying for a 3rd iPhone which we've never had.

 

He went in today and said they'll go through the agreements when they had time and he was going to ring them at 5pm today.

they said they've looked at agreements and he did sign an agreement along with others.

 

they said it was July we purchased it.

this is not true but they have an agreement he has signed.

 

We can honestly say we have only two iPhones along with other things.

 

I have a receipt from end May showing this 3rd one wasn't on there.

 

I just don't know how to sort this out as we know for a fact we've purchased nothing since may and that was a playstation.

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You drop a letter to the 'Rip-Off' department and say that you have a receipt for two phones and that you want a refund for all payments made on some phantom

third phone refunded, you can copy the receipt to them, but keep that original in a safe place.

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You really need to keep any further communication regarding this situation in writing - you can take it in to the store or send it to their Head office - but it MUST be in writing.

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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when my partner had a problem paying during summer months

they then made up new agreements to which he signed (hence different agreement no's now compared to originals)

 

I'm just wondering if the person doing these new agreements when printing out seen we had two iPhones at £20 and thought that was for one not two..

.which then put us down as 3 phones when that is wrong.

 

I'm wondering if they keep a copy of all receipts when signing a new agreement as that should give a date and who done it for this phantom phone.

 

we spoke to them today but they are insisting an agreement was signed and has my partners signature on it.

 

its how can I prove we only have two and not 3

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Well for sure they should be able to provide you with the number of this other telephone ?

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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ask them for details of ALL the phones they think you have

 

they will have IMI etc etc listed

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Good Morning Rosyredder

 

I am sorry to hear that it seems overpayments may have been made in regards to an additional mobile phone and I would like to help to get this matter resolved for you.

 

Therefore, I kindly request that the account holder can email our Customer Relations team (customer.relations@brighthouse .co.uk) with their relevant account details so that we can locate the account and put in place measures to resolve this to their satisfaction.

 

In the email, please can the account holder confirm the account name, address, and the store the account is held with including any relevant details relating to the matter that may help with the investigation.

 

Please quote the reference F0677805 - with CAG Forum in the subject line – and once we have received this email we can respond accordingly.

 

Please can you also update this thread with any updates you receive regarding the matter.

 

 

Many Thanks

 

Jason

Web Relations Team

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