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Has my Inheritance completely disappeared?


bushell
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Hi ,

 

some many years ago I was left a small inheritance in stocks and shares from my late Aunt.

 

At the time the stock market crashed and I lost one heck of a lot of money, the assets were dwindling fast.

 

I asked my Asset Manager to close my account and pay the remainder of my assets into my current account.

 

The bank offered me an overdraft instead and I used it.

 

I realized I was paying it back at a very high level of interest and the level of my overdraft

was hardly making a downward move .

 

On top of this my house was on the market but , I had to take it off the market as the house developed subsidence.

 

I was ill with worry trying to pay this overdraft back and keep my mortgage going with interest

and with the bank Manager hounding me day and night!.

 

I eventually settled for an early settlement from the loss adjusters with the house

and managed to repay all the mortgage on the house and clear the overdraft with masses of interests applied.

 

Does that mean my inheritance has completely disappeared?

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no idea

 

p'haps an SAR to Lloyds

to get everything they hold on you

 

might show light?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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SAR = Subject Access Request. It is a request to obtain ALL data that the bank has in respect of your relationship with it.

 

It will cost you £10.00 and they have 40 calendar days to comply. You will find a draft letter in the CAG library, linked in Green at the top left of each screen :)

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click the black sar link

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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thank you both citizenB and dx100uk. I have just clicked onto the link and it looks quite straight forward , so I will promptly get on with it.

Just hope they can go back to 1986 , with the data protection act being 1998 ?

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