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    • Well we can't predict what the judge will believe. PE will say that they responded in the deadline and you will say they don't. Nobody can tell what a random DJ will decide. However if you go for an OOC settlement you should still be able to get some money
    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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National hunter records


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OK, so I passed the credit check for a Santander 123 account, then the account was closed 5 days later and I received a letter telling me that they had found records in 'a database'. They advised me to check Experian, Equifax, Synectics, CIFAS and N Hunter. Now I know CIFAS and Synectics are clear, so it seems these are now affecting me!

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There must be serious concerns over your status for some reason, is there any GAIN data or linked address data/ CCJ information that could be affecting from a considerable time ago?

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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No gain info

 

The only tome before I've come across an on going situation like this involved security and immigration problems, and the answers given were basic 'mind your on bloody business'.

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Well I've never tried to immigrate and I've been totally forthcoming with everything - I wrote in to them explaining everything on my Experian record and the N Hunter records.

 

I'm getting really frustrated now. The N HUnter records are with the Ombudsman, but i'm not hopeful really. I have no idea what my next steps might be or what's really going on.

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Well I've never tried to immigrate and I've been totally forthcoming with everything - I wrote in to them explaining everything on my Experian record and the N Hunter records.

 

I'm getting really frustrated now. The N HUnter records are with the Ombudsman, but i'm not hopeful really. I have no idea what my next steps might be or what's really going on.

Very difficult to speculate, it is a very rare scenario in my opinion.

 

A full formal complaint to the ICO requiring proper investigation and a full disclosure of the findings?

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OK. Lets give that a go!

 

Ok,

 

For the ICO to be fully aware of the situation and your concerns, there is going to be a fair amount of collation of data to do do.

 

Starting from the day you first became aware of the entries, then date order listing of events, correspondence attached and reference to each individual event, (your letters/e-mails/ any replies).

Copies /screen prints of any entries.

 

This should be followed up with a summary of events (use bullet points for clarity).

 

Then a reiteration that this is a FORMAL Complaint and requires at full and explicit investigation and disclosure of the findings.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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  • 2 years later...
  • 3 months later...

Just a word on this NH

 

I made an application to MBNA (already had a card). The app was successful. Then it was declined and my other account closed down (same day as paid it off), so effectively owing nothing.

 

I did a SAR to NH prior to making the above application and all looked fine - 5 pages of previous applications, nothing untoward.

 

On calling MBMA the CSA slipped up and said that they got info from

NH and that is why all accounts were closed. I became livid.

 

Stiff letter to MBNA - SAR requesting tape recordings. It came and no recordings. Submitted another complaint advising they didn't comply with initial SAR - they took my complaint as another 40 days to respond (so the tape recordings won't be available I suspect)

 

Wrote to NH who came back and said oh sorry there was information we forgot to provide you but send £10 and well send you it!!

 

Basically I caught NH deliberately withholding information from me... Which I advised them off .. No response.

 

Still no response from MBMA or any tape recordings- this has been since November 2015!

 

Basically what I'm saying is NH are in bed with the banks and are completely a law to themselves. I caught them out lying and MBMA are withholding information because it confirms that they don't provide all information in a SAR.

 

Therefore in terms of your own situation, I would suggest that the reason for your troubles is the fact that NH have. It supplied you with all the information you need to have it fixedly sunless you (like I did), have someone tell you then I doubt they're going to give you anything conclusive.

 

I hope that makes sense.

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