Car Dispute

[FredT]

Hi,

 

I think I need a lawyer to answer this one!

 

Cutting a long story short,

 

back in November last year I bought a car on finance - it is on HP.

 

Aside from issues I have had with the way in which the dealer extracted money from me for the car,

it has been a nightmare - constantly breaking down and not fit for purpose.

 

After lots of to'ing and fro'ing the dealer has offered £400 to settle my claim for repairs

- the actual cost to me has been £1000 - and the car still has problems.

 

I was told by CAB that the responsibility for the car is with the finance company

- I have been dealing with the finance company

- but suddenly the dealer made the offer as above.

 

Now I am also in dispute with the finance company

- they are saying that they did not authorise work to be done on the car

(work which the dealer is not prepared to pay for and not included in the £400 offer).

 

What I need to know is:

 

1. The finance company is quoting the Sale of Goods Act 1973

- and saying that they can choose who does the repairs or they can rescind the deal and have the car back.

Is that the correct law - I don't recall that that is the law that CAB quoted me as being relevant?

 

2. Although the dealer has offered £400

and asked me to sign an agreement that I accept that as full and final settlement of any claims against them,

can I still pursue the finance company for the repairs that the dealer will not pay for?

 

3. How would I stand if I took the £400 and returned the car to the finance company and refused to pay them any more installments?

 

Fred

[dx100uk]

quite honestly I would return the car and cancel the finance.

SOGA is nowt to do with the finance company

 

its against the SELLER.

 

return the car

 

cancel the finance

 

tell the dealer you'll sue for the £1100 costs if he does not meet them.

 

dx