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Wigan Warrior v LloydsTSB


Wigan Warrior
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Hi Guys,

 

Fresh from victory over MBNA I am well into my claim with these sharks. LBA to be sent tomorrow.

 

Having read a few threads, Lloyds seem a bit more slippery than the other organisations. Can I expect a fight?

 

Can anyone give me any tips for handling this lot?

 

To be fair to MBNA, whilst their now reduced charge of £12 for non compliance is still far too high, at least they have made a gesture. This bunch of leeches have actuall increased some of theirs to £35. Can't wait to win this one.

 

Cheers

 

Warrior

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£35 on some counts, £39 (:o) on others WW - they are a slippery bunch too, as you so aptly put it :D

 

You can expect them to drag it out to the final phase. In various threads, Lloyd's favoured solicitors (Sechiari Mitchell and Clarke) have been quoting as stating to claimants that they offer settlements in order of court date received. Think that sentence says it all ;)

reload vs Lloyds - £2703.11 Settlement Reached 14/07/06.

reload vs Lloyds Round 2 - Prelim sent 27/03/07. £435 owed.

reload vs Capital One - £456.57 Settlement Reached 14/07/06.

reload's mum vs Barclays - £745 owed. £375 partial settlement reached 17/10/06.

Lloyds Bank - The Template Response Letters!

 

Advice & opinions of reload are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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  • 2 weeks later...

Definitely going to be a cold Christmas - I didn't particularise my claim fully, what a gimp!!!!:mad:

 

Anyway, no worries off to my local Count Court tomorrow to amend the claim. All worth it for over £4k.:-) . Shame they don't capitulate like MBNA, although looking at it from a commercial viewpoint; it is undoubtedly costing Lloyds more to defend these claims and protect their revenue, than the cost of refunding them without defence. I am not sure that gives me confidence in Lloyds financial advice services or decision making.

 

Love the new look of the site, so much easier to navigate and find info - Glad to see our donations have not been frittered away on Mercedes SLK for Bankfodder and the crew. ;)

 

Thanks guys,

 

Warrior

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  • 1 month later...

I was a little hasty in stating that it would be a cold Christmas, because it appears it is going to be an extremely good one. Offered full setllement on Monday but noted the letter from [problem] did not state a definitive date for payment and consequently I was not prepared to sign the letter in agreement of their terms. Sent a letter stating that I would accept their settlement terms on the provision that the payment was received in my account within 5 working days from receipt of my letter. Just rang them and the payment will be in my account by the end of next week - £4k - Get in!!!! Just before Christmas.

 

Good luck everyone else!!!!

 

As soon as it is in I will make another donation - Goodbye and thanks for all the fish!!!

 

Warrior

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Good grief - you did well - did you get as far as the AQ stage? If so, how long after did Lloyds settle?

 

Regards

 

Paula

 

PS just re read message and it sounds a touch jealous!! - WELL DONE YOU and Merry Christmas to you and yours

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  • 4 weeks later...
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