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    • Ok. I can't assist with a clinic.  But go online and get a n244 form and make an application to adjourn.  Ring the court immediately and get their email address now.  Then file it tonight.  You'll still have to attend tomorrow probably at this late stage - but if you arrive early you can probs agree an adjournment w/o attending before a judge. Do you have Adobe Photoshop?  If not, download a free 1w trial.  (Don't forget to cancel or its £19/m). This makes it really easy to fill in forms and create bundles.  It's a learning curve and time-consuming. I get an annual subs now as I use it all the time for my legal stuff.
    • 3 original debt collectors wrote to old address.  Vodafone wrote to his new address in November 2022 advising assigned to Lowells.  Lowells wrote to new address at same time.  HM Courts wrote to new address in July 2023 acknowledging receipt of defence. Nothing received since
    • Where are you based?  Perhaps you can go to a legal clinic tonight?  For last minute advice.  Some are open 630-9pm
    • Can you file an application to adjourn? If you don't have money (are on benefits) you can apply online for the Govt help with fees.  It's really simple. You need your NI #.  If you are on, say uc, Hmrc will check and give you a code immediately at the end of the online process.  You input that on the top right of the n244 application form.  It means you don't pay to make the application.  You email the court and must cc the application to the otherside.   You would make an application as a litigant in person for an adjournment due to barrister unavailability.  Ask to adjourn for say 2-3w.  And get back onto Advocate to find counsel asap ?
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Another VERY thread


Lisbon67
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Hi there, seems to be already a few threads on very. I have been happily paying up my debt from them for the last 2 years or so and i haven't missed a payment. My debt was going down and as far as i knew i had about £5 left to pay.

 

Until i went on their website a week before Christmas and i seen a charge for something like £146. I was wondering where this was coming from, so i phoned them up to query it. I was told that it was a buy now pay later charge from last Christmas. I was unaware of this charge, no one told me about it. Wasn't happy about it, but thought i will have to pay it.

 

But to my disgust they have decided to slap an extra £60 on it. Now i get a summary letter threw the door today after my last payment saying they have added service charges to my account?

 

Total from last month £146.

 

Buy now pay later interest £61.89, pay point service charge £1.00, account interest £0.97.

 

This brings it up to £194.86.

 

The way they have done it is sneaky, and just as i thought i had cleared my debt off i get hit with this. Iv never missed a payment but i get hit with all this? i feel like im getting extorted here. Ridiculous charges. No one told me about it.

 

Any advice if this buy now pay later interest is enforceable because i am unemployed and can't afford to be ripped off by very.

 

From what iv read i should be sending them an SAR request, i looked in the library but couldn't find the template.

 

Thanks.

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