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    • when did they (who) inform you there was a 'police case' and when was this attained? i will guess the debt is now SB'd as it's UAE 15yrs. have you informed the bsnk ever by email/letter of your correct and current address? you can always ignore anyone else accept the bank,  Block and bounce back all emails. Block any text messages  Ignore any letters unless it's: - a Statutory Demand - a Letter Of Claim - a Court Claimform via Northants bulk.  
    • I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
    • The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
    • No apology needed, thank you for what you do I am glad to hear they paid. well done on getting back what is yours
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ARCEurope Former DW Fitness Membership


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Hi, I was a member with DW sports on a month to month contract, started in the summer of last year.

 

I cancelled my membership with them I believe just after new years 2012 by phone, then a month later cancelled the direct debit.

 

Last week I received a letter stating I owe 53 pounds including a 15 pound penalty fee.

 

Today I have received a letter from them about passing it onto their solicitors.

 

 

How do I take action to resolve this?

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They are chancers. Anything you say to them seems to egg them on. Write one letter, "I cancelled this, I owe nothing. If you want to insist I do, take me to court. I will not correspond any further on this matter, and further correspondance will be forwarded to the OFT who are currently looking into these matters" then file anything else that they send. I'm sure slick can give you more guidance :)

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

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Hi Mike and welcome to CAG

 

ARC are, as Locutus says, just chancers.

 

They'll say they've contacted the gym who have no record of any cancellation from you. They may also say you were obliged to write to the gym to cancel, possibly by Recorded Del'y. Therefore, you still owe money and admin fees will be added

 

This is nonsense and you had every right to simply cancel with a phone call and/or by cancelling the DD payments. Of course, you would have been better to cancel in writing, by letter or email so you have proof but what's done is done.

 

Write to ARC as Locutus suggests saying :-

 

I cancelled my membership and gave a month's notice by phoning DW Fitness on or around xxdate. I then cancelled my DD mandate after payment was taken on xxdate.

 

I owe DWF nothing more. Nor do I owe anything in respect of your added admin fees which are unenforceable penalty charges.

 

My method of cancelling was in line with the ruling by Mr Justice Kitchin in the High Court case of The OFT v Ashbourne Mgt Service Ltd in 2011.

 

Please desist from making any further demands in this matter or correspondence will be forwarded to the OFT, who are currently looking into gym memberships and collection activity.

 

Send this by Recorded Del'y and let us know if they reply.

 

:-)

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  • 2 weeks later...

Hi Mike,

 

Don't hold your breath .......................:sad:

 

:wink:

We could do with some help from you

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EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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