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    • Can anyone help please? A while ago I booked an apartment in France for Sunday 9th June for three nights. Today I had a message via the site that following an unspecified problem the host has to cancel our stay. I asked about a refund of what I've paid and the host indicated I need to speak to Booking.com. Booking.com have said that they won't charge me for the apartment but my understanding is that I've already paid in advance. Their website has a lot about what happens if the guest cancels but so far I haven't found anything about what happens if the host cancels. Any help would be much appreciated. HB
    • Hi Shakey, you're in a good spot being so close to SB date. Do as advised by dx, defend for sure! and make them work for it! There's no rush to settle at this stage.
    • The only option available with Money  Claim online is requesting judgement if no allocation of service  submitted. They have done that.  
    • I have received a Claim Form for a debt owed to OVO energy from 2022. Should I try and defend this claim even though it is quite recent and is it different to other debts as this is for electric and gas( I have previously had other claims discontinued) or is it the same process as before. 
    • I know what I need to do in the event of Job but there is no assurance it will be quick... I think for my mental health ill just do the Income and expenses and send the Pro rata letters to each creditor and take control this month and then I am taking control of my fate. Credit file in the end has only gotten me in trouble and more out of control.
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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starting the process today ** WON **


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Have since my last post posted and faxed to DG solicitors the breakdown of my claim and havent heard anything. Shall have to post the AQ at the end of the week. What happens after that? With the AQ do I Need to send copies of the claim to the court? I have read somewhere that you need to do this.

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firstly, ring dg and ask if they received your breakdown - then let them know you will be filing your aq very soon and see if they say anything - like an offer is in the post! or whatever - see what they say. 24th is next wed. and is it local? it can be walked in on that day before 4pm. not sure about the paperwork - here is a link which might help you with the aq stuff.

but see where you get with dg. - if they happened to offer and you accept before the deadline - contact the court and tell them that and ask for a deadline extension.

here's the link for aq info:

Bex v HSBC ***WON*** (multipage.gif1 2 3 4 5 ... Last Page)

start on page 4, post 70 and read down a few postings.

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Faxed the details again to them and followed up with a call. The lovely Debbie D'Aubney answered and informed me she wasnt dealing with it and then transferred me and it went to voice mail. Left a message but not impressed. Can't walk the form in on Wednesday and with an unreliable postal service in this area; I shall have to send it on Saturday to ensure it gets there. I imagine I shall just have to wait now.

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i'd still try tomorrow - you need to make contact with them, even if you have to file your aq - i'd advise you to call, asking if your breakdown has been received.

 

here's a few more numbers to try:

here are some dg numbers:

0121 455 2206

0121 455 2660

0121 455 2111 (Debbie)

0121 455 2196 (kate)

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Well I dont believe it. DG rang early today and the lovely Julie confirmed that yes they have my paperwork and will deal with it and I should get a settlement figure within the week. Shall have to put the AQ in though just in case as I can always ring the Court I guess. Yesterday was a bad day though. First time in 10 years missed a mortgage payment and A+L charged £34 for that and Abbey added another £32 as well? i know it was my fault but can I ask for those payments back?

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i'd ring, and now, as aq is due 24th? see if you can talk to julie and find out where you stand - you may have to file the aq - but i'd still give it another couple of days - as we said, if you have an offer that you accept (100%) before the 24th - you just ring the court and ask for a delay on the aq deadline and tell them why. if no offer - don't miss the deadline - is it all filled out and ready to go just in case?

so, yes, ring her today. (after the post arrives - it might be there - finger's crossed). good luck. everyone thinks the long waiting is the worst - this is the worst - the waiting when you think it's just around the corner - (it is).

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Rang them up and of course went to voicemail. Havent had a reply as yet and no offer and the AQ has been filed as didnt want to lose the deadline.Shall ring again today and try to see what is going on. Apart from that what can I do?

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Thanks to Lateralus and Bankfodder and HSBCrusher for ther help in my quest. Just need the cheque now and then will donate. For everybody else, follow the information in the FAQ's and use the forum as a diary to chart your progress and you will win. Good luck people

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Letter from the wonderful Colin Langdale confirming that the money had been sent to my account so its letter writing time. Sending a letter to the court confirming that it has been paid and to close the case, letter of thanks to HSBC for the repayment and also to confirm to DG that its now closed. Oh and I made a donation. Keep at it people you will get there.

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