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Will I get a mortgage? Bad Credit.


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My partner & I are looking to get a mortgage to move house.

If we sell our house we will get £30,000 - £40,000 profit which can go towards a deposit.

 

We want to get a house of around £175,000.

 

Unfortunately I was made bankrupt in September 2006.

I have also got a couple of recent defaults for payday loans which I am currently paying off. I had up to 10 payday loans at one point which are in various stages of being payed off.

 

I have a credit card with £500 limit which is paid off each month & 4 other credit accounts with catalogs which are all up to date.

 

I earn £25,000 & my partner earns £24,500.

 

Can anyone advise of our chances of getting a mortgage.

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