Jump to content


  • Tweets

  • Posts

    • Even a Piers Morgan is an improvement and a gutless Farage Piers Morgan calls for second Brexit referendum WWW.THELONDONECONOMIC.COM Piers Morgan and Nigel Farage have faced off over Brexit and a second referendum in a heated reunion on BBC Question Time.   “Why don’t we have another referendum about Brexit?” he questioned. “I seem to remember when 2016 came around we were told there was going to be control of our borders and it was going to be economically beneficial to this country. And eight years later we have lost complete control of our borders… and economically it seems to have been a wilful act of self-harm.”   ... Piers missed off : after all somebody said a 48/52 decision would be "unfinished business" by a long way - was that person just bul lying (again)  
    • when did they (who) inform you there was a 'police case' and when was this attained? i will guess the debt is now SB'd as it's UAE 15yrs. have you informed the bsnk ever by email/letter of your correct and current address? you can always ignore anyone else accept the bank,  Block and bounce back all emails. Block any text messages  Ignore any letters unless it's: - a Statutory Demand - a Letter Of Claim - a Court Claimform via Northants bulk.  
    • I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
    • The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4256 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 163
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

the information I wanted related to whether Equita were allowed to subcontract (as you know this is pretty important in my case) this isnt in the code of conduct for bailiffs but I did quote loooots of that at them earlier as they didnt follow it.

My views are based on experience I would always urge you to do some further research and if in doubt seek legal advice.

Link to post
Share on other sites

  • 2 weeks later...

Right the LO is now settled I have a 0 balance for the offending year sooooooo time for the fun to start. Obviously I have the FOI request in and have requested further information. I am also NOT paying any visit fees as there have been no visits I have also contacted the DJ to see if a form 4 is suitable. I am thinking about contacting them to get the payment of £26 or £28 back of Equita as it clearly relates to no fees can you think of anything else that might be amusing and cause some trouble for Equita?

My views are based on experience I would always urge you to do some further research and if in doubt seek legal advice.

Link to post
Share on other sites

Mellymoo, it must be a relief to have cleared the L/O.

You'd think that the bailiffs would now be unable to call round [not that have visited you yet ].Perhaps your reputation for eating bailiffs has gone before you. lol However be prepared

for them to continue to call and threatening to remove goods as they think that as you have not paid their fictitious fees they are still entitled to threaten you as if they had

the backing of the law behind them.

 

I think you are better asking the Council to repay you as they paid the bailiffs while knowing that there was a dispute over their charges. A classic example of conflict of interest.

 

Have you complained to the OFT as to the fitness of Equita to hold a category F licence as they seem unable to comply with legally asked requests; inability to prove where there bailiffs

are; failure to resolve legitimate queries; unreasonable charges. I expect there are others too but that's a start.

Link to post
Share on other sites

I might send som more info to the oft as I put my complaint in early in the process and lots has happened since then.

Right email the council for a refund then....

My views are based on experience I would always urge you to do some further research and if in doubt seek legal advice.

Link to post
Share on other sites

Soooo luckily I held off from poking the bailiff as today Equita have sent a lovely letter claiming that BCC are still owed £207 as prior to my clearing the LO on the 28th they were owed £157.49 this amount is a bit odd.Next phase email OFT, TS, LGO, BCC, Equita reminding them that the LO has been cleared scanning in a copy of the letter received today where they state they can wander in at will and take my stuff ask them how it has jumped £50 and suggest that they go forth and multiply.Oh or take me to court for their fees as I can prove they havent been.This is fun

My views are based on experience I would always urge you to do some further research and if in doubt seek legal advice.

Link to post
Share on other sites

Received a letter today from Equita

two bailiffs attended supposedly but there are no dates and times available lol

fees dropped to

visit fee £24.50

levy fee £30

card processing fee £1.50

going to continue fighting as THEY HAVE NOT BEEN TO MY PROPERTY!

 

thats the amount they claimed in fees last time I heard off em. now I owe £207 and errrrrmmm the LO stood at £157.49 which has been cleared oh look it doesnt add up for a change

My views are based on experience I would always urge you to do some further research and if in doubt seek legal advice.

Link to post
Share on other sites

what do you think?

 

too OFT, BCC, Equita and Crapita

 

 

I contacted yourselves early in the process of dealing with both Equita and BCC with regards to a council tax arrears that I had and the front loading of fees from Equita.

 

I wish to add the following to my complaint.

 

Today I have received a letter dated the 27/09/2012 asking for £205.31 initially Equita requested charges of £189 this had been dropped to

visit fee £24.50

levy fee £30

card processing fee £1.50

removing one of the visit fees and the van fee as a gesture of goodwill and until I made my final payment through the automated service to BCC on 27th September there was a total of £157.49 remaining on my LO as you can see these amounts don't match.

 

As you can see from the email chain below I dispute that any visit occurred at all and as I have consistantly stated I can in fact prove that no visits have taken place as CVCHA have a CCTV camera that points at my front door and this shows that on both of the dates in question there was no one other than the postman who came to my front door.

 

I had to chase for the information on the supposed levy, unfortunately no only do I have a public car park at the front of my property but a vehicle of that make model and registration number has never parked in the car park and also is not parked within a 15 minute walking time radius of my property.

 

I am extremely concerned that if any form of visit has occurred Equita have negligently put my personal information through someone elses letterbox which is a clear breach of the DPA.

 

Also as the vehicle that has been levied against is not mine, never has been mine and has never parked on the car park at the front of my property they have clearly not followed the process for checking the owner of a vehicle as this would have clearly shown it is not a vehicle related to myself or my husband.

My views are based on experience I would always urge you to do some further research and if in doubt seek legal advice.

Link to post
Share on other sites

Obviously, Equita have realised they have picked the wrong person to try and mislead. I am attaching a document which takes you through the complaint process to OFT Credit Fitness Team. You will need to quote the following information in your complaint -

 

Company Name: Equita Limited

CCA Licence No.: 483020

 

I am also attaching a copy of the OFT's Debt Collection Guidelines which you should read through, identify breaches and list in your complaint.

 

To the best of my knowledge and belief, the two bailiff companies that have had the most complaints made to OFT Credit Fitness Team through CAG and another site I post on are Equita and Marston Group.

OFT Debt Collection Guidelines (2011).pdf

Link to post
Share on other sites

And that's where Equita are going to find themselves being stuffed, trussed and roasted legally.

 

If they think writing off fees that weren't owed anyway gets me to go away they are in for a small shock! Don't worry like it or not you lot are stuck with me I want to do my best to ensure they don't [problem] anyone else!

My views are based on experience I would always urge you to do some further research and if in doubt seek legal advice.

Link to post
Share on other sites

If they think writing off fees that weren't owed anyway gets me to go away they are in for a small shock! Don't worry like it or not you lot are stuck with me I want to do my best to ensure they don't [problem] anyone else!

It is people like you who won't lie down and be ripped off by bully bailiffs and unlawful fees that will be their undoing. Perhaps the late Lord Denning will get his wish to bin the bailiff before too long,

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...