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    • Firstly, I would like to thank everyone for their help in this matter. Since my last post I have received a reply from Plymouth Council Insurance Team concerning my wife’s accident (please see enclosed letter and photo of the offending Badminton post) which they deny any responsibility for the said accident. I feel that the Council is in breach of their statutory duties under the following acts: The Leisure Centre was negligent in its duty of care and therefore, in breach of the statutory duty owed under section 2 of the Occupiers’ Liability Act 1957. Health and Safety at Work Act 1974 (the Act) to ensure, so far as is reasonably practicable, the health, safety and welfare at work of all their employees, and others who might be affected by its undertaking, e.g. members of the public visiting the Leisure Centre to use the facilities. The Management of Health and Safety at Work Regulations 1999 that requires employers to assess risks (including slip and trip risks) and, where necessary, take action to address them. The Provision and Use of Work Equipment Regulations (PUWER) require the risk to people’s health and safety from equipment that is used at a Leisure Centre be prevented or controlled. I would like some advice to see if my assumptions are correct and my approach to obtaining satisfactory outcome to this matter are accurate. Many thanks   PLM23000150 - Copy Correspondence.pdf post docx.docx
    • Talking to them does not reset the time limit, although they will probably tell you it does, they'd be lying. Dumbdales are the in-house sols for Lowlife, just the next desk along. If Lowlifes were corresponding with you at your current address then Dumbdales know your address. However, knowing that they are lower than a snake's belly, you would be well advised to send them a letter, informing them of your current address and nothing else. Get 'proof of posting' which is free from the PO counter, don't sign it, simply type your name. That way then they have absolutely no excuse for attempting a back door CCJ.   P.S. Best course of action, IGNORE them, until or unless you get a claim form......you won't.
    • A 'signed for' Letter of Claim has been sent today so they have 14 days from tomorrow... Lets wait and see what happens but i suspect judging by their attitude they wont reply 
    • I am extremely apprehensive about burning our files.... I do not know why, so it is becoming an endless feedback loop. Scared to pull the trigger to speak in the desire not to mess up my file. 
    • Hi All, So brief outline. I have Natwest CC debt £8k last payment i made was 7th November 2018 Not a penny since. So coming up to the 6 year mark. Can't remember when i took out the  credit card would be a few years before everythign hit the fan. Moved house 2020 - updated NatWest as I still have a current account with them. Then Lowells took over from Moorcroft and were writing to me at my current address. I did get a family member to speak to them 3 years ago regarding the debt explained although it may be in my name I didn't rack it up then went contact again. 29th may received an email from overdales saying they were now managing the debt. I have not had any letter yet which i thought is odd?  Couple of questions 1. Does my family member speaking to lowell restart statute barred clock? 2. Do you think overdales aren't writing to me because they will back door CCJ to old address even though Lowells have contacted me at current address never at previous? ( have no proof though stupidly binned all letters  ) Should I write to them and confirm my address just incase? Does this restart statute barred clock? 3. what do you think best course of action is?   Any help/advice is appreciated I am aware they may ramp up the process now due to 7th December being the 6 year mark.   Many Thanks in advance! The threads on here have been super helpful to read.  
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warrant of possession to be issued AGAIN.... help! - *Eviction Cancelled*


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It should be the one named jiloyd N244 Statement

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It should be the one named jiloyd N244 Statement

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You need to gather together the documentary evidence to go with the statement. We can then incorporate them into the statement and label them with appendix numbers.

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You need to gather together the documentary evidence to go with the statement. We can then incorporate them into the statement and label them with appendix numbers.

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

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Hi Ell-enn, will you be around Fri evening/ Sat morn-afternoon??? That way my husband and I can get all relevant paperwork together and we can work on the statement and all... I will plug away at the budget sheet.... I cant remember why we didnt put my income on before??? it isnt alot but it is a regular 125£ a week....

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Hi Ell-enn, will you be around Fri evening/ Sat morn-afternoon??? That way my husband and I can get all relevant paperwork together and we can work on the statement and all... I will plug away at the budget sheet.... I cant remember why we didnt put my income on before??? it isnt alot but it is a regular 125£ a week....

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Yes, I should be around then.

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Yes, I should be around then.

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Hi Ellen, here we are ... I called he said that that letter was a form letter and because we have been here before their hands are tied and Santander want full arrears or the house.... his advice was get independant legal advice and I said to him... yep we will be defending in court but I wanted to see if we could do anything first. SO..... our repossession date is June 26.... we got some work to do huh????

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Hi Ellen, here we are ... I called he said that that letter was a form letter and because we have been here before their hands are tied and Santander want full arrears or the house.... his advice was get independant legal advice and I said to him... yep we will be defending in court but I wanted to see if we could do anything first. SO..... our repossession date is June 26.... we got some work to do huh????

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Yep, you need to get an N244 application into court tomorrow in order to get a hearing before the eviction date. I'm at work at the moment, but will be online later this evening when I get home. In the meantime, make the changes to the budget sheet that I advised and also make a start on altering the statment from last time (change the warrant number on the top and the curcumstances for missing the payment. We will also include the letter from the solicitors stating you may be able to come to an arrangement and that when you called to do so they stated it was a standard letter and they wouldn't negotiate - the judge won't like that! I'll draft something up for the statement when I get home.

 

 

Have you made any payments recently? and do you have proof of all the payments you have made since the last hearing?

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Yep, you need to get an N244 application into court tomorrow in order to get a hearing before the eviction date. I'm at work at the moment, but will be online later this evening when I get home. In the meantime, make the changes to the budget sheet that I advised and also make a start on altering the statment from last time (change the warrant number on the top and the curcumstances for missing the payment. We will also include the letter from the solicitors stating you may be able to come to an arrangement and that when you called to do so they stated it was a standard letter and they wouldn't negotiate - the judge won't like that! I'll draft something up for the statement when I get home.

 

 

Have you made any payments recently? and do you have proof of all the payments you have made since the last hearing?

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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No we havent made any because we didnt know if it was like throwing money away... and yes we have all the reciepts because we paid cash for all of them. Ok I will get working on those things.. Thanks :)

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No we havent made any because we didnt know if it was like throwing money away... and yes we have all the reciepts because we paid cash for all of them. Ok I will get working on those things.. Thanks :)

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How soon can you make a payment and how much, it will significantly help your case

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How soon can you make a payment and how much, it will significantly help your case

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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of course.. if the inheritance check comes through we can do £4,500!!

 

Any news on that ?

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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