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    • and it will be also now written off under age related criteria anyway.
    • @dx100ukThanks for this! I'm still not clear if I'm facing more than 6 points on my license though. Can you explain any further please? When I accept the 2nd speeding ticket, will they just charge me £100 and 3 points, or will they be more severe consequences since that offense took place the following day of the 1st offense? Similarly, when I accept the 3rd offense, will they look at my record or just charge me with the £100 fine and 3 points? @Man in the middleI've been searching the forum and you seem very knowledgeable. Would you mind giving a look at my query please? Thanks in advance!!
    • Yes of course. That's why it says cc:: BIg Motoring World at the bottom. Don't imagine that this solves the issue. It doesn't. He not have to force the finance company and big motoring world to accept the rejection to give your money back. I suggest that you get the letter off tomorrow. And let us know what you hear but on Friday you should then send a threat to the finance company.   Have a look what I have said here about your options and read the whole thread as well.  
    • Been perusing the actual figures on the polls above wondering where the '16% claimed for deform comes from? I understand that there are 'weighted' end results based on secret calculations ...   Probably going to repeat this later, but remember that the ukip/brexit/reform/deform party has ALWAYS had poll speculation FAR better than their actual  performance at elections - by large margins. SO: The labor and Tory votes come largely from simply the people who say they will vote for them - sorted Lab 43% Tory 20%, with maybe another small 1-2% coming from the weightings of the 'not sures' Greens largely get what is declared from 'other' , although with another declared green bit from the 'pressed' question   So as the share of the voting displayed in 'other' granted to reform/deform is around 11%, where does the '16% too often being reported come from? Seems that reform has been granted as beneficiary of effectively ALL the don't knows and wont says, who when pressed didn't actually declare for someone else ... effectively adding 40%+ to their reported polling % - rather strange given their consistent under-performance compared to polling - or perhaps that is the cause of the higher rating eh?   Now I admit the possibility (probability?) of wingers being ashamed of declaring their support for the yuckey lemon end of the spectrum ... but surely  that should affect the 'Torys as well? Maybe the statisticians have simply weighted in that deform wingers are simply more likely to lie?   But - without 'weightings' and assumptions that faragits will get everything that isnt declared as a definite and unequivocal 'not that Piers Morgan' - reform is on around 11% it seems.   Add to that the history of polling a lot less than the hype - and the simple fact that faragit wingers seem to be spread across the country (presumably skulking in their moms spare room despite being 45+) and greens and lib dems seem to be community minded - I think two seats will be an epic result for farage. Hardly the opposition - far more raving wingnut party.   and importantly - Has farage got a home in clacton yet?
    • "as I have no tools available to merge documents, unless you can suggest any free ones that will perform offline merges without watermarking" (which you don't) ... but ok please upload the documents and we'll go from there
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Can people really be expected to live on nothing?


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The government figures are already very flawed, basic living costs like food and electric are going through the roof.

 

I currently have 1 ready meal a day and snacks to go with it. Not even 1 proper meal a day.

they would probably say 'you would be much better off in work' uh yes..providing your not sick, ill, disabled, and there were actually any jobs..

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Concerns ranged from callers describing children going hungry and begging neighbours for food, to worries about children being left home alone or outside in the cold.

NSPCC wales reports a 61% rise in calls for children being neglected...well what did they expect..if people are losing their benefit or being forced to work as many hours as they can then this can only get worse....

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... The wording states that this is the money that the law states you need to live on ...

 

So, if that's what the law states, if the DWP forces you below that figure then the law has been broken ...

 

The Joseph Rowntree Foundation says that we need to live on much more than what the government currently give.

 

I'll vouch for that!

 

... the fact that we all clearly have computers and can afford internet connections.....so are having more money than needed if can afford "luxuries" like that! ...

 

I would argue that, nowadays, the internet is no longer a luxury. As an oven is no longer a luxury. Or washing machine. For those of us forced to spend more time at home then we would like, the internet is often the only social activity we get. Apart from the occassional phonecall, I can go many days without speaking to a person at all ...

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So, if that's what the law states, if the DWP forces you below that figure then the law has been broken ...

 

 

 

I'll vouch for that!

 

 

 

I would argue that, nowadays, the internet is no longer a luxury. As an oven is no longer a luxury. Or washing machine. For those of us forced to spend more time at home then we would like, the internet is often the only social activity we get. Apart from the occassional phonecall, I can go many days without speaking to a person at all ...

 

yeah its a utility.

 

some key examples is without it I wouldnt be able to buy food by myself and soon it will be needed to claim benefits.

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I agree about the computer. Just meaning that it may be seen as our fault if we would rather eat less and go on the internet.....

 

Not sure about you all but I dread my laptop getting old and having to be put down....sad.gif

 

It isnt as if we will get any help with replacing the computer...other than perhaps in a budgeting loan (or whatever is available...some Social Fund items are being stopped are they not?) but I bet they wont give much towards it....

 

And remember that the Govt think we should be out looking for work and not isolating ourselves in our homes......after all any disability or illness is all in our minds according to them apparently......:evil:

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A PC is essential for me as im housebound 90% of the time and have no family or friends. The only way i have anyone to chat too is through chat rooms online. I cant get to the shop for food so have to order it online and get it delivered.

 

But im going to have to disconnect my internet at the end of the month as my benifits have stopped cause my appeal failed. I also have to return my tv to the shop as its on credit. I cant pay my landlord the bills i owe him so i will end up getting kicked out. I still get my DLA money which means i still get my rent paid. But my DLA is only £82 a month. My HB has been cut by £24 a month so have to take that out of my DLA. Plus £30 to the landlord for the other bills. That leaves me with £28 a month for food and clothes and other bills like TV license.

 

I need the internet to try and claim JSA as its now done online unless u want to spend hrs on the phone on hold then 40 or more mins answering the questions. But if u had an ESA payment in the last month then u cant claim online and have to ring them.

 

My appeal got turned down today. As a result my EESA which is what u get while the appeal is going through stopped as of today. As i was payed up till monday i have to pay back the bit im not entilted too. I rang The JSA after finding i cant do it online only to be put on hold for 2hrs. Then told i cant claim JSA as im unfit for work and i need to ring ESA. Another hr on hold only to be told i cant claim ESA cause ive been passed fit for work. I have to wait 6 months before i can put another claim in.

 

This is the 2nd time ive had this done. Last time it was when labour were in. Ive been on some kind of benefit most of my life due to health problems. Ive tried to work but have always either ended up in hospital after collapsing at work, or been fired for taking to many days off sick. I even got kicked out of the army on medical grounds.

 

Its bloody hard to get a medical discharge from the army. I wanted to stay in but they wouldnt let me. I hated the army but i met a nice girl in Germany and needed to stay in the army to be with her. But after getting gang raped by the NCO,s when i was 17 and just joined my unit. I spent 6 months in hospital after that. Then getting wounded in Ireland by an IRA car bomb then geting wounded again in the falklands war they had no choice but to kick me out.

 

Now i cant get any benfits to help live my life. I can live on £71 a week and usually have a bit left over. But i cant even get that now. Mind u i only have 1 cooked meal a week. The rest of the time i just eat bread and cheese cause i cant stand up long enough to cook a meal. I order about £50 worth of food online. But that usually last me 3 or 4 months. But my freezer is now empty and no money to get anymore food.

 

I have to tell my landlord that i cant pay him anymore money. So he will probably kick me out. I have nowher to go which means living on the streets. I suffer from agrophobia so it will be a living hell. But the DWP will be happy cause its one less scrounger they have to pay. I cant move into another homles hostell cause i will have to pay rent to them which includes food which HB wont pay for. The rent is over £200 a week to live in a hostel and HB will only pay a max of £115.

 

Ive contacted CAB and a few other charities that help with ppl who have benfit problems or disabled but they cant do anything to help. S.A.F.F.A and the british legion can help me find a new home but they cant help me out with money to pay the bills. So unless i can get money to pay the rent and bills its pointless me even looking for somewhere else to live.

 

I have mental health as well as physical health problems Mental helth due to all the abuse i suffered at the hands of my mum and foster mum when i was little and the rape in the army. Physical due to abuse from my mum and wounds while serving in the army. I only just passed the army medical to in. Thats when i found out i had i spine problem which had been hidden from me by social services and my foster parents. Ive been trying to find out whats wrong with my spine since 1977 but no one will tell me. All i know its not the right shape. Ive been denied access to my medical records to see if i can find out myslf. Social servises r refusing to tell me why i was put into foster care. All ive been able to find out is i was born in prison cause my mum was in prison for child abuse on my older sis. But when she got released i went with her only to end up in foster care when i was about 2. My little sis claims she witnessed my mum throwing against a wall and broke my back and then left me their for weeks before taking me to hospital. But as my sis is 5 yrs younger than me meant it would of happened before she was born. But ive heard rumours that it was true. So i know ive had a life long spine problem that is causing me a lot of trouble. So why am i not getting told what the problem is or getting any treatment for it or even counsciling to help me live a normal life as possible. No nothing.

 

Now i cant even get benefits for something i have no control over and was not self inflicted. PPL overwieght, drug addicts and alcoholics r classed as disabled and dont have any trouble getting ESA and their self inflicted. So why cant ppl like me get the help we need when its not our fault. I would love to be able to go out and work and live a normal live but i cant. Ive tried. Ive been trying all my life but always end up in hospital. My ribs r fused together so i cant breath very well. My left shoulder is not attached where it should be due to my spine not being where it should be so have limited movement I pass out a lot due to not enough oxygen getting into my lungs. My spine seizes up when im asllep so cant sleep for more than a few hrs at a time which resukts in me always being tired. My left knee buckles if i stand up to long due to my spine being in the wrong place. I cant sit for long cause my spine locks up. I have a lot of problems trying to sit down and stand up again. yet they have decided im fit for work.

 

My appeal got dismissed cause i tried to tell the panel that my assement was not done according to the law. But the judge was a friend of the dr who did my assement and refused to let me give any evidence that proves she was wrong in her report. The judge even told me that she usually sat on the appeal panel. But cause the appeal was against her she was not allowed to sit in. That tells me the appeal was rigged from the start. Its supposed to be independant. But as ATOS do the assements why r they also sitting on the panel in the appeals against their decisions? The judge was a dr of law employed by ATOS. The other person was a medical dr also employed by ATOS. That is not an independant tribuneral at all.

 

I could not get any medical evidence to support my case as my GP went sick just after my assement and still has not returned 6 months later. Accoding to my dr surgry only she can give me the evidence i nedd as no one else is authersised to do it.. the same thing happened 10yrs ago when i had the same problem with benefits getting stopped after an assement. Thebit of evidence i did have to prove the assement report was a lie they refused to even look at. The judge told me to shut up and get out when i tried to give my evidence. He just didnt want to hear anything bad said about his friend. I want to take it to a higher court but i have been told i dont have the grounds to appeal again to a higher court. My advisor said he will help with the appeal never showed up. I spent 2 weeks trying to contact him to tell him the appeal date was set but i couldnt get through to him as he never asnwered his phone and didnt reply to any emails i sent him. So think somthing fishy happened to deny me any benefits.

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