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    • I apologise if I was being unclear. Where it currently stands is that they will have it repair, placing scaffolding in our garden for 5 days. They have moved fast, but we will still have to postpone our contractors, meaning, we won't necessarily have the work done in time for the wedding and therefore will incur additional expenses for either a marquee or a wedding venue. They are vehemently against having any kind of liability in any regard but continue repeating that they are legally entitled to use our garden for their repairs (I believe this is true unless the work can be carried out using a cherry picker). The neighbour seems either indifferent or oblivious to the fact they can't reach all of the side of the roof from the space where they can place the scaffolding. They have asked their roofer of choice about using a cherry picker but the roofer has said it wasn't possible. It's not clear whether the roofer doesn't want to use a cherry picker or whether there is an issue with it. They have told us it is a problem that we are installing a gazebo as it will prevent them to access their roof from our garden in the future?!?  
    • Couldn't agree more, really wanted a true ruling on this just for the knowledge but pretty sure the Judge made some decisions today that he didn't need to?.. maybe they all go this way on the day? We hear back so few post court dates I'm not sure. Each Judge has some level of discretion. Their sol was another Junior not even working at their Firm, so couldn't speak directly for them! that was fortunate I think because if she would have rejected in court better, she might have  been able to force ruling, we are at that point!, everybody there!!, Judge basically said openly that he can see everything for Judgement!!!  but she just said "I can speak to the claimant and find out!" - creating the opportunity for me to accept. I really think the Judge did me a favor today by saying it without saying it. Knowing the rep for the sol couldn't really speak to the idea in the moment. Been to court twice in a fortnight, on both occasions heard 4 times with others and both of my claims, the clerk mention to one or both parties "Letting the Judge know if you want to have a quick chat with each other"! So, it appears there's an expectation of the court that there is one last attempt at settling before going through the door. So, not a Sol tactic, just Court process!. Judge was not happy we hadn't tried to settle outside! We couldn't because she went to the loo and the Judge called us in 10 minutes early! - another reason to stand down to allow that conv to happen. Stars aligned there for me I think. But yeh, if the sol themselves, or someone who can make decisions on the case were in court, I would have received a Judgement against today I think. She was an 'advocate'.. if I recall her intro to me correctly.. So verbal arguments can throw spanners in Court because Plinks dogs outsource their work and send a Junior advocate.
    • that was a good saving on an £8k debt dx
    • Find out how the UK general elections works, how to register to vote, and what to do on voting day.View the full article
    • "We suffer more in imagination than in reality" - really pleased this all happened. Settled by TO, full amount save as to costs and without interest claimed. I consider this a success but feel free to move this thread to wherever it's appropriate. I say it's a success because when I started this journey I was in a position of looking to pay interest on all these accounts, allowing them to default stopped that and so even though I am paying the full amount, it is without a doubt reduced from my position 3 years ago and I feel knowing this outcome was possible, happy to gotten this far, defended myself in person and left with a loan with terms I could only dream of, written into law as interest free! I will make better decisions in the future on other accounts, knowing key stages of this whole process. We had the opportunity to speak in court, Judge (feels like just before a ruling) was clear in such that he 'had all the relevant paperwork to make a judgement'. He wasn't pleased I hadn't settled before Court.. but then stated due to WS and verbal arguments on why I haven't settled, from my WS conclusion as follows: "11. The Defendant was not given ample evidence to prove the debt and therefore was not required to enter settlement negotiations. Should the debt be proved in the future, the Defendant is willing to enter such negotiations with the Claimant. "  He offered to stand down the case to give us chance to settle and that that was for my benefit specifically - their Sols didn't want to, he asked me whether I wanted to proceed to judgement or be given the opportunity to settle. Naturally, I snapped his hand off and we entered negotiations (took about 45 minutes). He added I should get legal advice for matters such as these. They were unwilling to agree to a TO unless it was full amount claimed, plus costs, plus interest. Which I rejected as I felt that was unfair in light of the circumstances and the judges comments, I then countered with full amount minus all costs and interest over 84 months. They accepted that. I believe the Judge wouldn't have been happy if they didn't accept a payment plan for the full amount, at this late stage. The judge was very impressed by my articulate defence and WS (Thanks CAG!) he respected that I was wiling to engage with the process but commented only I  can know whether this debt is mine, but stated that Civil cases were based on balance of probabilities, not without shadow of a doubt, and all he needs to determine is whether the account existed. Verbal arguments aside; he has enough evidence in paperwork for that. He clarified that a copy of a DN and NOA is sufficient proof based on balance of probabilities that they were served. I still disagree, but hey, I'm just me.. It's definitely not strict proof as basically I have to prove the negative (I didn't receive them/they were not served), which is impossible. Overall, a great result I think! BT  
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Car went into my stationery bike, driver did a runner. We have Reg Number BUT


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despite the fact there were two witnesses plus me, police have written to say they can not locate driver. I was stationery at a roundabout on my motorcycle waiting for on-coming traffic, and she drove into me from behind, causing me a few back problems and a broken gear lever on the bike. We all got her reg number. The police have written saying they can't locate her and I'm left thinking - was it her husband's 4x4 and he has simply denied that the vehicle was being at the time! Is there anything else I can do? Is it worth me applying for her name and address from DVLA? What could I do about it? I am not rich so can't pursue a private prosecution.

PLEASE give blood. Please write a Will. No, NOW!

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Contact a solicitor regarding claiming for damage to your motorcycle and back injuries.

 

Make sure you Google a firm and they can act on a No Win No Fee so you won't need to fund the claim yourself.

 

If you have the registration number then you can get her insurance details but running a MIDs search.

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do you mean the motor insurance bureau MIB? yes, they will be able to provide the insurance details (if any) of the car involved. then make a claim against that insurer.

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do you mean the motor insurance bureau MIB? yes, they will be able to provide the insurance details (if any) of the car involved. then make a claim against that insurer.

 

 

Sorry that was a typo I meant MIDIS.

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If the vehicle is registered in her husbands name, DVLA will not be able to provide you with any details.

 

I find it hard to believe that Police cannot locate her? How long have they been looking. There is a form that they can serve on the R/K of the vehicle which demands they tell Police who was driving at date and time of offence, if they do not comply, they commit an offence - do you know if they have served this form? I cannot remember the name unfortunately, but I know the Police find it a handy form for finding out who was driving at time of offences etc. Remember, the onus for speeding fines etc, is on the R/K telling Police who was driving at time and date etc etc.

 

Get them to confirm they have sent this!!!

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Its an NTO; Notice To The Owner. I too find it hard to believe that the police cannot trace her. I would be talking to someone higher up the ladder at the local nick for an explanation. BTW the DVLA will release details to anyone with appropriate reason to request them. However, I think they charge around £2.50 for this.

 

Also, have you passed the details onto your insurers? They should be able to trace the TP's insurance company and submit a claim to them.

 

Please Note

 

The advice I offer will be based on the information given by the person needing it. All my advice is based on my experiences and knowledge gained in working in the motor and passenger transport industries in various capacities. Although my advice will always be sincere, it should be used as guidence only.

 

I would always urge to seek face to face professional advice for clarification prior to taking any action.

 

Please click my reputation 'star' button at the bottom of my profile window on the left if you found my advice useful.

 

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I see where your coming from Sailor Sam, but original post seems to think it is the husbands 4x4. The DVLA will only hold his details and not the females. If the Police speak to him, he has to provide the dets, but if he says he cant remember etc, or doesnt know, then the offence will be failing to disclose the info, but the Police will not be able to prosecute him for the accident, the witnesses all say a female, and so the only information gained from DVLA will be the R/K info, if it is a male, it will not help the prosecution for the accident.

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Well OK so she may escape prosecution BUT the RK should get hit with a £1k fine for non-disclosure. In any event, i'm surprised that the OPs insurers arn't being more pro-active. They will establish the TP's insurers so should be dealing with the matter. That's what they are paid for. Also, I don't understand why they are telling the OP his NCB will be affected when surely the claim will be met entirely by the TP. The only thing the OP may be left with is his excess.

 

Please Note

 

The advice I offer will be based on the information given by the person needing it. All my advice is based on my experiences and knowledge gained in working in the motor and passenger transport industries in various capacities. Although my advice will always be sincere, it should be used as guidence only.

 

I would always urge to seek face to face professional advice for clarification prior to taking any action.

 

Please click my reputation 'star' button at the bottom of my profile window on the left if you found my advice useful.

 

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Click here to apply for the third party's insurance details if you really want to:

 

http://www.askmid.com/askmidenquiry.aspx

 

 

I would personally instruct a solicitor and let them do the leg work though...

 

Why? Unless the OP only has third party cover, he has insurance for that!!!

 

Please Note

 

The advice I offer will be based on the information given by the person needing it. All my advice is based on my experiences and knowledge gained in working in the motor and passenger transport industries in various capacities. Although my advice will always be sincere, it should be used as guidence only.

 

I would always urge to seek face to face professional advice for clarification prior to taking any action.

 

Please click my reputation 'star' button at the bottom of my profile window on the left if you found my advice useful.

 

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For the uninsured losses?

 

A solicitor will only do what the OP can do himself. Write to the TP to ask for his excess and consequential losses to be paid and then if necessary, take the TP to court. The latter won't happen because at some stage, the TP's insurers will settle the OP's un-insured losses. Why pay a solicitor?

 

Please Note

 

The advice I offer will be based on the information given by the person needing it. All my advice is based on my experiences and knowledge gained in working in the motor and passenger transport industries in various capacities. Although my advice will always be sincere, it should be used as guidence only.

 

I would always urge to seek face to face professional advice for clarification prior to taking any action.

 

Please click my reputation 'star' button at the bottom of my profile window on the left if you found my advice useful.

 

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A solicitor will only do what the OP can do himself. Write to the TP to ask for his excess and consequential losses to be paid and then if necessary, take the TP to court. The latter won't happen because at some stage, the TP's insurers will settle the OP's un-insured losses. Why pay a solicitor?

 

Please Note

 

The advice I offer will be based on the information given by the person needing it. All my advice is based on my experiences and knowledge gained in working in the motor and passenger transport industries in various capacities. Although my advice will always be sincere, it should be used as guidence only.

 

I would always urge to seek face to face professional advice for clarification prior to taking any action.

 

Please click my reputation 'star' button at the bottom of my profile window on the left if you found my advice useful.

 

 

 

The OP referred to a back injury and so could claim for the personal injury element. The OP said he wanted to claim but could not afford to fund it so I recommended instructing a solicitor on a 'no win no fee' agreement. Don't really see your issue TBH.

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The OP referred to a back injury and so could claim for the personal injury element. The OP said he wanted to claim but could not afford to fund it so I recommended instructing a solicitor on a 'no win no fee' agreement. Don't really see your issue TBH.

 

Sorry, I missed that bit.

 

Please Note

 

The advice I offer will be based on the information given by the person needing it. All my advice is based on my experiences and knowledge gained in working in the motor and passenger transport industries in various capacities. Although my advice will always be sincere, it should be used as guidence only.

 

I would always urge to seek face to face professional advice for clarification prior to taking any action.

 

Please click my reputation 'star' button at the bottom of my profile window on the left if you found my advice useful.

 

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Sorry, I missed that bit.

 

Please Note

 

The advice I offer will be based on the information given by the person needing it. All my advice is based on my experiences and knowledge gained in working in the motor and passenger transport industries in various capacities. Although my advice will always be sincere, it should be used as guidence only.

 

I would always urge to seek face to face professional advice for clarification prior to taking any action.

 

Please click my reputation 'star' button at the bottom of my profile window on the left if you found my advice useful.

 

 

No worries.

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Because of the injury, you should employ a solicitor. You'll need written witness statements describing the vehicle and if possible a description of the driver. The DVLA will provide the owners details for a fee and a good reason for wanting the data. The solicitor will sort out medical appointments and reports to value the injury claim but the key here is going to be the witnesses and their statements. Leaving the scene of an accident is a crime and you should make a formal complaint to the police with the witness evidence. If the third party refuses to provide their insurance details, this too is an offence under the Road Traffic Act and the police should be taking it more seriously, particularly in light of your injury. I trust you have sought medical help for your back. This all mounts up against the TP. If they still continue to deny involvement, despite the witness evidence then court action will be your only course of action but your witness must be available to attend to give evidence.

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