@o2 taking O2 to court for inaccurate default information.

[Jamesbrit1]

Hi all, hopefully some of you good looking people will be able to help me please.

 

Here we go, I have just checked my credit expert account and see a default from o2 started on 21/10/2005 and defaulted on 01/08/2007.

 

When I've looked into the file history it appears that from the start it was a default, the first entry from 25-36 month section is a red 8, there is no u, 0,0,0,1,2,3, 8 etc it just starts on an 8.

 

Does this sound right as I have another account which is nearly at the end of its 6 years where I defaulted and it does have years of 0's then a 1,2,3 etc until I did actually default.

 

I have emailed the correct departments and wrote letters all sent recorded but have heard nothing back for nearly two months, not even an acknowledgement.

 

So what should I do next?

 

I have read a lot about people taking o2 to court and most peoples experiences is that 02 don't defend them selfs or just don't turn up?

 

Could this be a plan, trouble is if thats the way to go I've never done it and some advice on making it successful would really be appreciated?

 

Any help help would be greatly appreciated as Im supposed to be mortgage hunting towards the end of the year and this is going to prevent me from getting anything.

 

James

[BRIGADIER2JCS]

What is your take on the history of the account?

Companies all have their own systems and syle of

reporting to the CRAs.

Phone companies in my experience seem only to

start reporting when the account is defaulted so

I guess this is right.

[Jamesbrit1]

What is your take on the history of the account?

Companies all have their own systems and syle of

reporting to the CRAs.

Phone companies in my experience seem only to

start reporting when the account is defaulted so

I guess this is right.

 

I'm really not sure, like I said I have another defaulted O2 account and that shows normal history etc... I'll get some screenshots of my credit file up when I figure out how to do it.

 

Have you heard of anyone taking O2 to court and O2 contesting it? I personally havnt seen any?

James

[Jamesbrit1]

I've had some accounts with O2 over the years and the other 3 that are on my file all show clear normal history 0,0,0,1,2,3 etc. I have sent off a sar anyway.

James

[BRIGADIER2JCS]

You prompted me to look back at matters I've dealt with over the

years and no I can't find any relevent information, apart from the

point I made about posting entries only after the default more often

than a full histoery.