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    • when did they (who) inform you there was a 'police case' and when was this attained? i will guess the debt is now SB'd as it's UAE 15yrs. have you informed the bsnk ever by email/letter of your correct and current address? you can always ignore anyone else accept the bank,  Block and bounce back all emails. Block any text messages  Ignore any letters unless it's: - a Statutory Demand - a Letter Of Claim - a Court Claimform via Northants bulk.  
    • I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
    • The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
    • No apology needed, thank you for what you do I am glad to hear they paid. well done on getting back what is yours
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Natwest took my money


woodpecker01
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:mad: I had 2 accounts with NatWest a currant & savings, I used the currant as my main accout & had 3 monthly direct debits set up the 1st was for £1.00, The 2nd for £2.50 & the 3rd for £31.98, All three are paid together on the same date to the same company. On 23rd May 2006 I did`nt have enough funds in my account to cover them and guess what happened next, Yes NatWest charged me 3 times for bank charges total amout £114.00 and no letter informing me of the charges, Then again on 30th May 2006 I was charged another £114.00 again no letter informing me of the charges, Then again on 5th June 2006 another £114.00 and again no letter informing me of the charges, Thats 9 bank charges over 13 days total amount £342.00.

 

I then decided to change over and use the savings account as the main account and not use the currant account as NatWest would proberly close the currant account if I dont pay up, Guess what happened next, I had £335.00 in my savings account on 7th September 2006, I took £30.00 out which left me with £305.00, On 8th September 2006 I needed to take some more money out but the cash point would`nt let me take any money out, It would`nt even let me look at my balance I tried 3 different machines and just got a message telling me to contact my bank.

 

I went home to check my balance on the internet bank and I was shocked with what I saw the savings account was`nt even there and the £305.00 was transfered to the currant account, I got straight on the phone to Natwest and all they had to say was that When a account has been overdrawn for so long They can transfer funds into it and then close accounts.

 

Who gives Natwest the right to control your money this is stealing, They should not be allowed to transfer your money to another account without your permission, They also should`nt be allowed to close a account that is in credit without your permission, I don`t know if there is a law on this but there should be one, If anyone knows if there is a banking law on this please let me know as I would like to take NatWest to court for doing this if they have broke the law.

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I'm sorry but NatWest can do that because the other account was overdrawn. I would think that the account was probably transferred to Credit Management Services. When you have two accounts you are liable for any debt on the either one which means NatWest can and have done this. But you can go after them for the charges which I presume you'll be doing.

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THATS WHAT I WANTED TO HEAR, STICK TO IT , I'VE JUST 1 DAY TO GO, IN FACT LOOKING AT THE CLOCK 00.00 1st OCT, the 28 days is up,!!!! NOW !!!!. So I can get judgement by default providing I do not receive a letter on monday.( their time runs out on a sunday "today" So they get an extra day to reply.) Thats a bit of a bummer !.

Good Luck

Chris

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:mad: Can anyone tell me what address I should use to send the data protection act letter, I sent a letter of complaint to my local natwest bank 3 weeks ago and got a reply last wednesday before I found this site.

 

The letter was from Leicester customer service centre and I was given the name of a person to contact by telephone to discuss the matter further, But the envelope the letter came in had a borehamwood address on the back. Do I send it to Leicester addressed to the name of the person I was given or to Borehamwood.

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Guest NATTIE

Goggarburn in Edinburgh address in contacts thread, they deal with all DPA. I'm sure you would not want to sink down to the banks level.

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  • 2 weeks later...
  • 2 weeks later...

I received my statements today and it seems NatWest are trying to be a bit crafty, My step account was opened December 2001 and closed September 2006.

 

:-o The statements I have received are only from December 2001 - September 2002 during this time I had no direct debits or bank charges, I certainly am not going to pay another £10.00 for the rest of the statements.

 

Can someone help me, Do I send them another data protection act without the payment of £10.00 or a letter demanding the rest of my statements,

 

I believe that I should write a letter but would appreciate any ideas of how to word the letter, I have already sent 2 recorded letters to them as they asked for my bank sort code before they could send my statements.

 

I will now have to send a 3rd recorded letter with a 3rd data protection act label on the envelope, Maybe I should also try a claim the postage for the recorded letters back as well. :-(

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:rolleyes: Does anyone know if my local bank would be able to have access to the rest of my statements even though my account is closed as I am thinking of picking them up as it would be quicker than sending a letter.

 

I would appreciate any advise from Natwest staffmember or anyone else.

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Woodpecker the statements come in two batches, NatWest PLC computer system ended October 2nd 2002 and replaced by present day RBSGroup PLC computer system which is October 5th 2002 onwards. The rest of the statements will be with you shortly. The branches can access only up to 1 year of account history.

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  • 2 weeks later...
  • 1 month later...

Oh I see now, It looks like they transfered all my funds from a savings account to pay the overedraft of my step account which was due to bankcharges, This left it at £8.24 Overdrawn then they charged a BDWO of £8.24 which has left the account £16.48 overdrawn.

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