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    • retailer said they'd speak to dpd on Tuesday. I don't want to screw the retailer because they were doing me a favour by fixing it for free  I hope dpd will refund them so they don't lose out. Will keep you guys posted. 
    • Well, we live on the same road so it should be the same postcode. When I spoke to dpd and asked why were my neighbours' address not on the list and she said maybe they're not of the same postcode and I checked and they definitely were. Not to mention, delivery instructions are supposed to override actual customer's address which is why they asked for instructions I thought.
    • again a quick google search states Appeal a DVLA fine - GOV.UK (www.gov.uk) i would not be appealing mind. it's only a summary charge which they rarely do court on and pass out the powerless DCA's whom are not bailiffs they have 6mts. see where they go. as you've sorn'd it will probably be nulled. dx  
    • There are a number of reasons why you may not have been issued a notice in the post within 14 days. If you were stopped by the police it may have been given verbally. In the case of speeding offences, the police may issue you with a conditional offer of a fixed penalty of 3 points and £100.00 fine by post or an offer of a speed awareness course. If the offence is considered too serious for a speed awareness course or fixed penalty you may be charged with an offence which normally occurs by way of the issue of a Single Justice Procedure Notice. If the vehicle within which the alleged offence took place was registered to another person or company there is technically no need for a notice to be issued to the driver. After the police have obtained details of the nominated the driver, they will normally send the notice to them, although there are no time limits within which they must do so (provided that the notice was received within 14 days by the registered keeper of the vehicle). In such circumstances, a person may receive a notice several months after the alleged offence too place but still be prosecuted. A Guide to a Notice of Intended Prosecution | Motoring Offence Lawyers the above copy n paste link has purely been copy n pasted here to inform you of the regs, which you could have done yourself by, as this is, a google search......... we do not ever recommend using such offered webservices! dont dx    
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Maundy Vs Lloydstsb


maundy58
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Hi all,

 

I have received a copy of the Defendants Allocation Questionniare from Sechiari, Clark and Mitchell. The have asked me to acknowledge safe receipt and a copy of my AQ...presumably I need to do this?

 

Going through the questionnaire I have noticed in section D, WITNESSES, they have put 1 in the box - what other witnesses can they call? In the experts section E they have ticked "no". Is this a standard AQ reply from the defendant? They are unavailable all of December - I was expecting that. And in section G, they have put "the defendant intends to rely on its defence and the terms and conditions that govern the account". I just wasn't expecting to see a 1 in the witnesses box...can anyone advise please?

 

Regards

 

David

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  • 4 weeks later...

Hello all,

 

Well, got my court date through this morning - 14th March 2007 at 1400. Just going to do some reading on the forum as to what I need to send to SC&M and the court; as the Court letter asks for copies of all documents on which we intend to rely on at the hearing. They also want a statement by each party and any person who is to give evidence.

 

Regards

 

David

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See the link in my sig below for a statement of evidance.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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  • 4 weeks later...

Hi all,

 

Just getting my last bits and pieces ready to send off to the court and SC&M. This is what I've got - can someone advise if this is OK or not. The court date is the 15th March.

 

  • STATEMENT OF EVIDENCE - From the forum.
  • The Court bundle from the site, which includes my schedule of charges that the bank sent out from my request, and the relevant case law.
  • My letters and the bank's replies to my request for a refund of bank charges.
  • Money Programme research into cost of bank charges
  • Media release regarding Austrailian banks making hundreds of millions of dollars each year from unlawful fees
  • OFT's report on credit card default charges
  • Myself and the Bank's allocation questionnaire.
  • The Bank's defence

Have I missed anything out, or do you suggest I add anything. I noticed in the basic court bundle it mentioned statements. Do I need to include these too? I have no originals, only the one's the bank sent me.

 

Lastly, I was going to present it in a tabulated folder and label each section accordingly - would that be appropriate? Last hurdle for me, so I don't want to make any mistakes.

 

Kind Regards

 

David

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  • 1 month later...

Hi all,

 

Just got a letter from SC & M this morning. Informing me that their client will be settling in full - £1, 648!!!! Wonderful news. In the 5 or so months it's taken to claim this, I've managed to rack up another £400 worth of charges. Has anyone taken their bank on for a second time?

 

Regards

 

David

 

PS donation inbound ASAP!!!! Thanks to everyone at this site for all the help and advice.

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Excellent!!

 

Please complete the bank survey……….cheers for the donation.

 

See here for advice after settlement:

http://www.consumeractiongroup.co.uk/forum/general/7261-when-you-get-your.html

 

Congratulations. Enjoy the dosh!!!

 

Has anyone taken their bank on for a second time?

 

Yes, plenty. They may close your a/c 2nd time around, so a parachute a/c would be wise.
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Congratulations Maundy, well done!

Did you have to actually send off yuor court bundle or did they offer settlement before you were able to send it? I'm a bit behind you having just passed the AQ stage and hoping they are likely to settle early

If only I'd known then what I know now.

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Congratulations!!! Excellent news, well done!!:D

 

You'll probably find that they pay up just after the LBA the second time around - thats been the case in every second claim I've seen recently. As MB said, they are more likely to close your account than if you claim only once, but having said that I'm not aware of a case in which they have closed one recently. A parachute is certainly wise though.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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As you submitted a bundle at your expense for a claim which clearly Lloyds had no intention of defending, I would strongly advise you to write to the court and request that your preparation costs be paid by the defendent. Here's a letter to send to the court, which also doubles as a 'withdrawal of claim' letter - http://www.consumeractiongroup.co.uk/forum/lloyds-bank/65921-application-costs.html

 

If you use it, please let us know how you get on.:)

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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