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Hey guys,

 

I got a call from opos today regarding a Payday Loan. I refused to answer their "security" question of name address etc... The guy proceeded the call giving me abuse. When asked to speak to his supervisor he started to shout at me giving abuse.

 

After that I got a call regarding my email address ( Registered after the PDL ) and the whois information relating to my domains.

 

He called the whois record telephone number and discussed the debt with my father.

 

My father would not release information so the guy fished around on facebook to find who I was and what I do for a living.

 

He then called my employer to discuss the debt and the recovery effort.

 

After discovering all this I called OPOS directly to discuss the agents action with the Supervising Manager to be threatened with police action for fraud unless I paid or came to some sort of agreement.

 

I have setup an agreement plan of £10 per month paid by debit card to stop them going to the police (I will be cancelling that card)

 

I just want to know what my next step should be with this company who are clearly harassing me and using non-conventional means of pretty much finding all my personal information and black mailing me over telephone.

 

As far as I see it I think it is legally classed as harassment/stalking and blackmail. Would it be of benefit to get Strathclyde Police and Trading Standards about this. I have already forwarded recorded calls with my employer to the ICO

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What!!

 

got any names

 

you REALLY need to report them to the OFT etc etcnow.

 

that is totally unlawful.

 

its YOU that should be going to the police NOT THEM>

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Can you set yourself up to record telephone calls and do it again ?

 

When you report this, you must demand that action is taken against them and seen to be taken against them, as dx says what he has done is illegal. To threaten contacting your employer is bad enough, but to actually do it, it's beyond belief.

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