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    • Write to the IPC complaining that UKPC have not observed the requirements of PoFA . IPC  Waterside House, Macclesfield SK10 9NR Dear IPC, I am writing to complain about a serious breach of the Protection of Freedoms Act 2012 by UKPCM. I feel that as it is more a breach of the Act rather than not just  complying with your Code of Practice which is why I am bypassing your operator. Should you decide to insist that I first complain to your operator, I will instead pass over my complaint to the ICO and the DVLA . My story starts with being issued a windscreen PCN on 8/3/24 which was almost immediately removed and a second  PCN was then  sent by post on 13/3/24  [deemed delivered 15/3/24] which I did not receive and had to send an sar to have that particular mess revealed later  but that is not the reason for my complaint. UKPC then sent a Keeper Liability Notice dated 12/4/24 warning me that as 28 days have now elapsed, I as keeper am now liable for the charge.  This is in direct contravention of PoFA since the keeper does not become liable to pay until the day after the original PCN is deemed to have been given which would have been 13/4/24 -a Saturday ]. Not only does it not comply with PoFA but it fails to adhere to your Code of Practice and is in breach of their agreement with the DVLA. You will be aware that this is not the first time that UKPC have fallen foul of the DVLA and presumably yourselves. I have included copies of both Notices for information. You will realise the seriousness of this situation if this is standard practice from the UKPC to all motorists or just those where windscreen tickets are involved since the Law regarding PoFA is being abused and is unfair to misguide motorists. I await your  response which I understand will usually be within a week. -------------------------------------------------------------------------------------------------------------------------------------------------------I would think that should be sufficient for the IPC to cancel your PCN though  you should await comments from the Site team before sending your complaint. Don't forget to include both PCNs.  
    • Hi DX, Sorry, fell asleep as I was up all night last night writing that statement. Yes, I attached the rest of the witness statement on post 50, bottom of webpage 2. That's the important part.  It looks like the lawyer who wrote Erudio's Witness statement does not work for them any more. So, I'll have another lawyer representing instead. Not sure if I can use Andy's hearsay argument verbally if that happens.... I did not put it in writing. Apart from not sending deferral forms, my main argument is that in 2014 Erudio fixed some arrears mistake that SLC made and then in 2018 they did the same mistake, sent me confusing letters. What is the legal defence when they send you confusing material?
    • Chinese firm MineOne Partners has been ordered to sell land it owns near a US nuclear missile site.View the full article
    • That isn’t actually what the Theft Act 1968 S1 actually says, BTW. https://www.legislation.gov.uk/ukpga/1968/60/section/1 (1)A person is guilty of theft if he dishonestly appropriates property belonging to another with the intention of permanently depriving the other of it;   The difference between what you’ve said and the Act? a) intent to permanently deprive rather than  just depriving (which is why the offence of “taking without consent” was brought in for motor vehicles, as otherwise "joyriders" could say "but I intended to give it back at the end") b) dishonesty : If I honestly believed A's pen belonged to B, and took it and gave it to B - B might be found guilty of theft but I shouldn't be. 
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Swift Sterling help required please.


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Thanks asmilecostsnothing,

 

I didn`t get what renegadeimp was getting at as I have googled the DCA and they do work for lots of people alot of people with cancelled gym memberships were contacted by them so I don`t think they are part of Swift Sterling. I think I will email the DCA tomorrow and tell them we are paying Swift sterling direct and take it from there, but thanks for your reply.

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Googling a DCA will rarely if ever show you what they are really like. Most DCA's go to a lot of review sites and post very positive reviews. It's happened on this site dozens of times. It's just fortunate that the admins here see right through their tricks.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Ah right, I'll stand corrected...

 

Just had the same issue myself with another one of mine - worked out for me in the end paying the original creditor, their 'debt collector' wasn't straight cut when it came to receiving payments, which is why I'd never entertain a DCA when I have the bank details for original debt...

Edited by asmilecostsnothing
.

Happy to share my experience but for your own protection, please check and double check what myself and other Caggers inform

...

“Nothing in this world can take the place of persistence.”

 

:-)

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Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Thanks for those links rengadeimp,

 

So it seems that CRS will only have the account for 28 days and then pass it back then hopefully a more accomadating DCA will contact us. I will get my partner to email CRS tomorrow and explain we are paying Swift Sterling direct by standing order and leave it at that for now. Thanks.

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CRS cannot do anything. Thats why they pass it on. Sorry for my initial posts. Everytime i see their name i laugh out loud about them. Keep us updated on how you get on. The more info we have about various debts and DCA's, the more informative posts we can make to help others.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Yes I will keep you all updated, as I posted earlier I will email them tomorrow to let them know that I am paying Swift Sterling direct, so it will be interesting to see what they say.

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Does anyone have swiftsterlings,payday uk,and quickquids account details please? I need to set up standing orders for these and does anyone know how to go about getting them if know one can help? I've sent them e-mails and they refuse to give them!

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If they refuse to give them, then you can refuse to pay them. Play them at their own game. If they try and add charges to the debt, ignore them and only pay the previous amount.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Sorry I have not replied before but I have been unwell so I have not been online for a few days, below are the bank details I was given for Swift Sterling dont forget to add your loan reference number it should be 8 digits long if you set up a standing order,

 

Bank Account 00647610

Sort Code 30-00-09

 

I hope this helps the people who were asking for their bank details.

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  • 1 year later...

Hi

 

Please can so,some help me I owe swift sterling 250 which I offered to payback on next pay day however I re wives a text today saying they have passed me on to a 3rd party debt collection agent who operate door to door this has worried me I have strict parents who will not like this do they contact you first I am really really worried

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Doorstep collectors have zero rights. Should they turn up, tell them to leave or the police will be called. If they are in your front garden, tell them you will remove them by force.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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No need to be worried. They dont have any rights at all. Theres also a letter you can send them to ensure nobody comes.

 

If they still cone, then you can call the local police and have them removed.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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