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    • Will get them done asap My job changes week to week so at the time I didn’t know. 
    • You will probably get a couple more reminders followed by further demands fro unregulated debt collectors with even increasing amounts to pay. They are all designed to scare you into paying.  Don't. It's a scam site and they do not know who was driving and they know the keeper is not liable to pay the PCN. Also the shop was closed so they have no legitimate interest in keeping the car park clear. So to charge £100 is a penalty as there is no legitimate interest which means that the case would be thrown out if it went to Court.  Keep your money in your wallet and be prepared to ignore all their letters and threats. Doubtful they would go to Court since a lot more people would not pay when they heard  MET lost in Court. However they may just send you a Letter of Claim to test your resolve.  If yoy get one of those, come back to us and we will advise a snotty letter to send them.  You probably already have, but take a look through some of our past Met PCNs to see how they are doing.
    • Hello, been a while since I posted on here, really hoping for the same support an advice I received last time :-) Long, long story for us, but basically through bad choices, bad luck and bad advice ended up in an IVA in 2016. The accounts involved all defaulted, to be expected. In 2018, I got contacted by an 'independent advisor' advising me that I shouldn't be in an IVA, that it wasn't the solution for our circumstances and that they would guide us through the process of leaving the IVA and finding a better solution. I feel very stupid for taking this persons advice, and feel they prey on vulnerable people for their own financial gain (it ended with us paying our IVA monthly contribution to them)-long and short of it our IVA failed in 2018. At the same time the IVA failed we also had our shared ownership property voluntarily repossessed (to say this was an incredibly stressful time would be an understatement!) When we moved to our new (rented) property in August 2018, I was aware that creditors would start contacting us from the IVA failure. I got advice from another help website and started sending off SARs and CCAs request letters. I was advised not to bury my head and update our address etc and tackle each company as they came along. Initially there was quite a lot of correspondence, and I still get a daily missed call from PRA group (and the occasional letter from them), but not much else. However, yesterday i had a letter through from Lowell (and one from Capital One) advising that they had bought my debt and would like to speak with me regarding the account. There will be several.of these through our door i suspect, as we did have several accounts with Capital One. Capital One have written to us with regular statements over the last 5 years, and my last communication with them was to advise of of our new address (June 2019), I also note that all of these accounts received a small payment in Jan2019 (i'm assuming the funds from the failed IVA pot). Really sorry for the long long post, but just thought id give (some of) the background for context.... I guess my question at the moment is.....how do I respond to Lowell...do I wait for the inevitable other letters to arrive then deal with them all together or individually...? Do I send them a CCA?  Many thanks
    • hi all just got the reminder letter, I have attached it and also the 2nd side of the original 1st pcn (i just saw the edit above) Look forward to your advice Thanks   PCN final reminder.pdf pcn original side 2.pdf
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hi all,

newby i have apriblem which i hope someone can help with, i have worked for a large retail company for 12 years,and due to no fault of my own my manager was sacked for fraud was shocked as i was the supervisor and never picked this up anyway to cut a very long story short i had to take over the store untill new manager was appointed i got taking a lend off for 3 months no sign of manager no help and eventualy it came to a head went off with stress then unions advised me to take them to court which has now just ended 4years later yes it took four years and i got not a penny iam still employed with this company, i asked my union to to ask my company what they would give me to go and what the have come back with is a laugh not a penny more that iam entitled to if i took my redunancy, so what my question is i called there bluff and said i want to go back to work thinking they would up the offer as i dont want to go back and iam sure they wont want me now after 4 years and taking them to court but they have said through my union rep they will hold a meeting with me i am shoked iam shaking writing this ,does any one think there now calling my bluff or will they have to phase return me back to my job, my other question is like a say 4 years the store now has a new supervisor and i dont think there is anywhere for me to go in this store but i dont want if i had to go back go anywhere else can they move me somewhere else please help:|

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Hi,

 

So...

 

(a) you worked for that company for 12 years as a supervisor;

(b) your manager was dismissed for fraud;

© you took over the shop and covered up until a new manager was engaged? (how long was that period of time for?)

(d) ''it came to a head'' and you went off with stress;

(e) you pursued a legal course of action against your employer ad it lasted for 4 years (is it safe to say that it all started in 2008?)

(f) you lost your case?

(g) you proposed some kind of ''compromise agreement''?

(h) apart from what would be due to you (statutorily), they are not prepapred to pay anything else?

(i) in order to trigger a reaction you offered to go back to working for them?

 

Now...

 

(1) are you off with work related stress for the past 4 years?

(2) has the company taken steps in relation to your ill health situation?

---Aut viam inveniam aut faciam---

 

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thank you for your speedy reply yes i have always been covered with a sick note first it was stress then my doctor changed this to depression due to all that was going ie court case etc. at the beginning they did put in place oph then once the court case come up nothing i had never heard nothing off them for 3 half years till now

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Well, the first thing you should do is talk to the union representative and find out the motive of that meeting. Then you must attend that meeting... Two possibilites... (a) they discuss a possible phased return to work, or (b) they discuss an exit which would be satisfactory to both parties...

---Aut viam inveniam aut faciam---

 

***All advice given should be taken as guidance... Professional advice should always be taken before any course of action is pursued***

 

- I do not reply directly to any PMs, but you are more than welcome to enclose a link, in a PM, to your post. Thank you -

Make a contribution to this site... Help the CAG keeping on helping you for FREE.

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have just read this,the differance with this is they have never tried to phase me back to work before at the beginning they did have me talking to there occupational health and her final reports where once i was feeling better i could resume my job and it the time i most probably would of went back to work as by then they had a new manager in place after 6 month of me leaving and i had a meeting with hr and the new manager in my home he promised me everything at the time said i would consider what he said then 3 days later got a phone call off my union rep saying that the new manager had handed in his notice the store was back to square one again i would be mad to go back, i was so upset as he must of known this when he was promising me everything that he was going to hand his notice in hence then it went to court

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Hi The problem you have is that you dont have any evidence of the phone call from your union rep.

 

My advise is to `just be guarded`and prepared for the worst outcome.

 

Also remember, the employer will try every dirty trick in the book to get rid of a `problem`and as for `usdaw`[your union, if i am right] are as useless as a choclate fireguard and I personally would not trust them.

 

Good luck

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