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    • Well we can't predict what the judge will believe. PE will say that they responded in the deadline and you will say they don't. Nobody can tell what a random DJ will decide. However if you go for an OOC settlement you should still be able to get some money
    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Welcome Finance Help Needed


ianc73
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Cheque was just to show willingness to pay something when they had refused to take anything and it was cashed,but they didn't reply to the letter with the cheque

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Had another letter from them telling us they are re opening the case and will hear from them within 8 weeks of the original complaint , which is clever as it was 15th December.no account number or anything except a case number either so the account is 000000 and no request for id either.very strange

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  • 3 weeks later...

I have received a letter supposedly answering and rejecting my complaint,

but only looking at what they wanted and also stating more lies

ie they asked for income and expenditure details several times which they haven't.

 

even in this letter they say they have included the form and we should take it to our local office (no form enclosed)

still waiting on p58 response from royal mail for postal order

but surely if they can answer the complaint without id they can send the sar

 

.what is my next step please?

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They also mention they have tried to contact by phone several times since December which the letter clearly stated only to contact in writing.have sent the harassment template as well and they still call at least once a week or text.

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then just ignore them.

 

prob find they owe you.

 

not got the agreement have you?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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threads merged and tidied

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Well first of all i want them to admit they have done wrong or at least see that i get them into as much difficulty as possible due to their slap dash management of their company and claw some money back from fees if they ever send the sar back.it hasn't been 17 months of arrears either

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You can send them one of the non - compliance letters and start the date from the day they recieved the SAR.

 

Point out that they are willing to correspond to the address of the SAR, and therefore accept your identity for data protection purposes in relation to your address.

 

http://www.consumeractiongroup.co.uk/forum/content.php?593-Data-Protection-Act-Non-Compliance-Template-Letters

 

Maybe worth a call to the ICO helpline which can be found on the Information Commissioners website, and ask them for guidlines - and details of how to complain about Welcome.

 

Most important - Complain to the Ofice of Fair trading - Welcome need stopping and this is the only way to stop them - too many people fail to take this - the most step. thats why they - and other companies like them - get away with this.

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  • 2 weeks later...
Yes i got the agreement

 

can y scan it up please

 

we'll look at reclaiming PPI/insurance that are always 'compulsory' with welcome.

 

 

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

or

convert existing PC files to PDF [office has an installable print to PDF option]

.

'

BUT......

ENSURE: remove all pers info inc barcodes etc using paint program

but leave all figures and dates.

.

goto one of the many free online pdf converter websites

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

.

.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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What is the statutory time please

 

 

cca 12+2 working days

 

sar 40 calander days.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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they are allowed 12 working days to respond to your request and a further 2 for service etc.

 

Once that time has passed send them the account in dispute letter - from the template below.

 

http://www.consumeractiongroup.co.uk/forum/content.php?436-Failure-to-provide-a-copy-of-the-agreement-within-the-prescribed-timescale.

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  • 4 weeks later...

have you....

 

phoned the ICO to complain about the failed CCA, failed SAR and continued telephoning?

 

can you follow my ealier guide and post up the agreement you have.

 

time to get reclaiming....................

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Well they amaze me received a letter today asking for the £1 fee for the cca letter they received on 10/5/12 i didn't send it till late Juneand the postal order was stalled to it!!! What a total set of imbeciles. Yet another letter to write they are seriously blogging me off

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