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Life insurance a joke can anything be done ?


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Hi OSW,

 

Have you been in touch with Zurich yet to establish exactly what the plan is?

 

I have managed to get a 2008 brochure which explains the Key features of the Adaptable Term Plan, which I am happy to email to you. However you MUST establish exactly what plan you have because this brochure may not correspond with your policy.

 

You should ask Zurich for a copy of their Key features and Adaptable Term Plan terms and conditions that applied at the time you started yours and also a copy of the policy schedule. These should have been sent to you at the time the policy started.

 

Going back through your thread, I did mention before that until you have the paperwork no one can really give you the help you need.

 

An 'Adaptable' plan will give you options during the term of the plan to implement changes within certain time scales, where as generally a Term assurance plan cannot be amended.

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