Capital Finance One

[natpinnock]

Hi, I applied for a £200 loan with these people last wednesday, and they emailed me asking for a copy of my bank statement, which I sent onto them. Then at 8pm monday night I get an email saying I have been accepted and the loan will be transferred tonight (presumably monday night). Its wednesday morning and I still haven't received the money or an answer to my email to them about when it will be in my account. Is anyone having similar issues with Capital Finance One?Its also worth saying I'm using this loan to tie me over til the end of the month until the deposit on a flat I've moved out of is returned, and I will definately be able to afford the repayments when they fall due. Many thanks in advance. NP

[marts_uk]

Its takes a few days (up to 5 i think) for it to clear with these.

 

You should never have took one out with this shower, plenty more offering lower interest rates. Also they are the hardest to deal with if you miss your due date. The are the next worse payday company behind minicredit.

[asmilecostsnothing]

Don't waste your time with this company petal, I imagine this isn't the first slow payout see other threads... if you can I'd try and get out of the agreement today.Sorry I appreciate it's not what you'll want to hear but they are best avoided - save yourself.If there this slow and vague now imagine what they will be like to deal with on your next payday...If you get in to problems you know where to come back to!

[KOWENS132]

I have had dealings with them and if you are committed to the loan then please make sure you pay it off when you are supposed to. They had been chasing me for non-payment and tried to raid my account even though they had been paid. Their charges for late payment and interest are ridiculous Best advice - avoid.

[hammyhound]

I got the same, didnt have to send a bank statement but applied on the Monday, assured money would be transferred that day, no money, then told look on website it might take 48 working hours, waited yesterday, phoned, was told the money had been transferred on Monday. I received an email 2 hours ago to say my application had been unsuccessful. Rang to be told oh sorry yes we decided to decline at the last minute. Company waste of time borrowed from a friend. Avoid them like the plague.

 

Something tells me you are not getting the money either - wait for the unsuccessful email. They will lie on the phone like they did to me and say "there are no notes let me check with the manager and come back and say sorry yes it was pulled at the last minute".