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Benefits being stopped and massive bill


caro
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Sorry, I was just editing that post while you replied, added this bit :-

 

The rules may be different if she has too much capital to get means tested benefits. Depending on how much over the limit she is it might be worth looking into paying off enough to get under the savings threshold or just getting the savings invested and let them take it from DLA over 5 years.

 

Hadn't realised she was over the savings limit.

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If she paid off the £6k she'd still be over the savings limit. DLA is her only income though so in time that will inevitably change.

 

TBH if paying it would take her savings below the limit I'd advise her to pay it and then claim IS and CT benefit again. Paying out of benefits seems quite a good option in this case.

The Consumer Action Group is a free help site.

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Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 1 month later...

Had a phone call from Mandy. Council are going to repay the overpaid CT.

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The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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