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Cap1 & CCA return


tamadus
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Hi All

 

Been off the site for a bit and come back to see this post is still going!!!

 

Cant believe the judges are still shafting the debitors with there stupid rulings!!

 

HAK

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Hi All

 

I need some help!!

 

Basically Next PLC peed me off a few month ago as they reduced my credit limit to the balance.

 

I asked for agreement and they admited they have not got it.

 

I then asked for all the interest I paid for the last 10 years refunding. THey refused and I started Court proceedings for the money.

 

My POC were brief as did ot on line and today had an order form the Court saying its been struck out on no reasonable grounds.

 

I have got a couple of weeks to send a new Statement of Case.

 

Does anybody know if there is any case law where they can not charge interest with out a credit agreement....

 

Cheers

 

HAK

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Cheers PT

 

There really Peed me off at the time and I was fuming so may have been a bit hastly..>LOL

 

Would really like to get them if you can think of anything?

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Only owe about 300 quid and the interest i am claiming is 700 quid.

 

Would the judge give me the interest back with a declaration?

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The other thing that really pees me off is every summons I have had the POC are crap and I have asked them to be thrown out. They never did.

 

On this one the judge has struck it out on his own initiative

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