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Bring it on!!! Whits vs. Barclays Bank


Whits
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I've done it, after months of reading posts on MoneySavingExpert, I've come here to find out all I need to know about claiming my charges back.

 

I've read the FAQ many times but still haven't got much of a clue, so please offer any advice as to what I should be doing.

 

I've taken the S.A.R. letter from the templates library and have filled in my details and printed it. I'll be sending it to Churchill Place as that seems appropriate.

 

I know several people have have done step by steps but it still baffles me:oops:

 

Am I right in thinking that I send out my S.A.R. with a cheque for £10 and then they have 40 days to furnish me with my requsted statements and all other hernia-inducing paperwork:confused:

Whits vs. Barclays thieving Bank:-

 

Barclays agree to pay me - £2972.12!!

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Hi, and Welcome.

 

Yes is the answer to your question.

 

Read the threads here, you'll learn lots and it will give you confidence in your claim.

 

Any problems, post here.

 

Good Luck.

  • Confused 1

To follow my case progress, click here to see where I'm at right now.

 

Welshman

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Have a read of Druids thread - gives yu an idea of the step by step progress

 

Spotty

  • Confused 1

[sIGPIC][/sIGPIC]Statement request 4th May

Prelim Letter sent 24th May

LBA 7th June

Thanks but no thanks letter sent 22 June

MCOL 22nd June

Claim acknowledged 26 June

AQ sent 2nd August

17 Nov Court Date Set for 29 Jan 2007

Settled in full 12/12/06

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Already done it, that's what has given me the kick up the backside to start the ball rolling.

Whits vs. Barclays thieving Bank:-

 

Barclays agree to pay me - £2972.12!!

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Oh crap, I've only gone and sent the bloody S.A.R. letter off:shock: I can feel my knees going weak already:oops:

 

On a slightly happier note, I've just applied to another bank for an account and my OH and I have had an offer on a house accepted and the SSTC board has gone up:)

Whits vs. Barclays thieving Bank:-

 

Barclays agree to pay me - £2972.12!!

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The SAR letter is fine.

 

Now while you wait for your statements spend time reading and rereading through the FAQ's. It takes a while, but I promise you it does click, then you'll be fully armed with the knowlege to take the banks on!

  • Confused 1

Lloyds TSB - £972

S.A.R, prelim and LBA sent

Claim acknowledged

Defence received

AQ 20/06/06

***FULL SETTLEMENT RECEIVED 20/07/06***

 

Woolwich - £2288

S.A.R, prelim and LBA sent.

Offered half

Moneyclaim filed online 02/08/06

Judgement filed online 23/08/06

WARRANT FILED ONLINE 30/08/06

MONEY RECEIVED BY BALIFF 04/10/06

***FULL SETTLEMENT RECEIVED 09/10/06***

 

Smile - £175

Pelim 23/06/06

***FULL SETTLEMENT RECEIVED 07/07/06***

 

My Ex vs Woolwich - £715

S.A.R sent 30/08/06

Pelim 06/10/06

LBA 20/10/06

 

Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 2 weeks later...

Got the standard reply letter back yesterday.

 

I don't understand why they bother telling you they're not obliged to supply this info when in the very next sentence, they tell me they're sending me statements as a compliment:confused:

 

I don't want anything complimentary, I want my bloody money:mad:

 

Anyway, I'm off to read Druid's thread again just to make sure I know what I'm doing, that'll be a first:rolleyes:

Whits vs. Barclays thieving Bank:-

 

Barclays agree to pay me - £2972.12!!

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Well, my statements have arrived so it's time to crack open the highlighter:D

 

Is it just me or does anyone else get scared when it gets to this point, all of a sudden it seems real:o

 

Anyway, statements here I come:)

  • Haha 1

Whits vs. Barclays thieving Bank:-

 

Barclays agree to pay me - £2972.12!!

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I Whits

 

I was scared when I took this on but I got loads of confidence when I started the ball rolling and decided to go for it, when you get your money back just think of the holiday or whatever :D :D :D .

 

One word of advice keep a hard copy of ALL the letters that you write and send them all recorded delivery stapling the little orenge receipt to the appropiate letter, ( read through my Barclays thread "andy v Barclays as to why I say this ) and keep the letters in a seperate dedicated file. This means that if you need anything you know where it is.

 

Good Luck with your claim

 

Andy

N1 forms delivered to court for Barclays

50% rejection letter sent to DLA

( Abbey )

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Cheers Andy, I try to read as many threads as I can but you kow how it is, everyone on here hates Barclays:grin:

 

I've looked through my statements and despite being annoyed that I used to be so good with money, I'm quite pleased as it works out that they owe me £2360:eek:

 

Time to get it back:mad:

Whits vs. Barclays thieving Bank:-

 

Barclays agree to pay me - £2972.12!!

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Ok, prelim letter has been printed out along with my excel document showing them how much they have taken:mad:

 

Does it make anyone else cry when they see how much money they used to have:confused:

 

Anyhow, I think it's time I buggered off to the post office with my letter:)

Whits vs. Barclays thieving Bank:-

 

Barclays agree to pay me - £2972.12!!

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Well, prelim letter has been sent out so now I guess I just have to wait to recieve the standard "how about we give you less than half of what we owe you" letter:rolleyes:

 

It looks like I can't say stolen any more, I'll have to stick to taken;)

Whits vs. Barclays thieving Bank:-

 

Barclays agree to pay me - £2972.12!!

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  • 3 weeks later...

Well, I gave them 14 days, and a couple extra, and no £2360 has appeared in my account.

 

So I've sent my LBA letter off today, looks like another few days of waiting for the inevitable "have a little bit of cash and leave us alone" letter, it's a bit boring isn't it?

 

:D

Whits vs. Barclays thieving Bank:-

 

Barclays agree to pay me - £2972.12!!

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  • 2 weeks later...

As much as it pains me, I must give Barclays credit for responding so quickly, albeit unsatisfactorily:rolleyes:

 

I received the standard "here's less than half of what we owe you, now go away" letter this morning so I'm now off to the post office to tell them to shove it:grin:

Whits vs. Barclays thieving Bank:-

 

Barclays agree to pay me - £2972.12!!

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Sounds to me as if you are beginning to enjoy the challenge of taking on these bloodsuckers !

 

Spotty

[sIGPIC][/sIGPIC]Statement request 4th May

Prelim Letter sent 24th May

LBA 7th June

Thanks but no thanks letter sent 22 June

MCOL 22nd June

Claim acknowledged 26 June

AQ sent 2nd August

17 Nov Court Date Set for 29 Jan 2007

Settled in full 12/12/06

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Sounds to me as if you are beginning to enjoy the challenge of taking on these bloodsuckers !

 

Spotty

 

I guess I am a bit, but it does annoy me that we all know Barclays will elect to defend and then pay out because they don't have a defense.

 

Wouldn't it be great if a judge would tell Barclays to stop wasting the courts time and just pay up :grin:

Whits vs. Barclays thieving Bank:-

 

Barclays agree to pay me - £2972.12!!

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I received the standard "are you sure you don't want £1000?" letter trying to make me reconsider.

 

I wonder how many people have actually chickened out and accepted it because they're worried about going to court?

 

Talking of which, my OH's ex has just started the ball rolling on his claim but is using a solicitor to do it for him.

 

I get the feeling that we'll start seeing ads on TV from 'specialist' firms offering this service:mad:

Whits vs. Barclays thieving Bank:-

 

Barclays agree to pay me - £2972.12!!

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Hmmm.... That gives me an idea!!!!

If i get my claim anyway!!

THE STORY SO FAR:

 

 

~Asked for my Statements: 2/10/06

~Got them within 14 days (fair play)

~Asked for the money back:18/10/06

~Computer said no!!!! (not all of it anyway)

~Rejected the (crap) offer (£570/£1300): 11/11/06

~Computer said Hell no!!!!

 

~Barclays said I can go to court if I want (like they've got the balls to go that far!)

 

~MCOL done 29/11/06

~Barclays acknowledged: 18/12/06

~AQ received, filled out and returned: 4/01/2007

~Court date set for 28/03/2007

 

Cant help thinking that soon, Barclays might have to have a go with a test case.... Hope they dont choose me!!!!

 

Small (SORRY) donation given, cos i reckon i might win in the end, and without you guys i would never have started this process!!: 16/11/06

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Two things Allan - first of all I'm going to patent the idea :D

 

Secondly, surely you mean when you get your claim paid :confused:

 

;)

Whits vs. Barclays thieving Bank:-

 

Barclays agree to pay me - £2972.12!!

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  • 1 month later...

Holy crap:eek:

 

Got a letter this morning from Northampton County Court about my claim against Barclays.

 

I know plenty of people have had this letter previously but I'm just finding it very surreal that I can take a massive organisation to court:eek:

 

I'm just annoyed with myself that I had no internet access for a month, I now have to give them until Jan 31st to acknowledge my claim.

Whits vs. Barclays thieving Bank:-

 

Barclays agree to pay me - £2972.12!!

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Stone me, Barclays have acknowledged my claim and have decided to defend. I didn't see that coming :rolleyes:

 

I just want to clarify, it's now 28 days toatal, and not 28 working days for them to file their defence. Is that correct :confused:

Whits vs. Barclays thieving Bank:-

 

Barclays agree to pay me - £2972.12!!

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  • 4 weeks later...

Whits' is not a happy bunny :mad:

 

I had a look on MCOL as today was the last day for Barclays to elect to defend my claim and they've bloody well done it :mad:

 

I am so angry, I know I'll get the standard letter from them and they know that they'll end up paying out so why don't they just do so now :confused:

 

 

 

 

OK, that's my rant over, I just wanted to see what the next bit is. I'm opff for a look through the FAQ :-x

Whits vs. Barclays thieving Bank:-

 

Barclays agree to pay me - £2972.12!!

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