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    • no need to use it. it doubles the size of the thread and makes it very diff to find replies on small screens too. just like @username it - sends unnecessary alerts to people. everyone that's posted on your thread already inc you ...gets an automatic email alert when someone else posts.
    • Hello all,   I ordered a laptop online about 16 months ago. The laptop was faulty and I was supposed to send it back within guarantee but didn't for various reasons. I contacted the company a few months later and they said they will still fix it for me free of charge but I'd have to pay to send it to them and they will pay to send it back to me. The parcel arrived there fine. Company had fixed it and they sent it via dpd. I was working in the office so I asked my neighbours who would be in, as there's been a history of parcel thefts on our street. I had 2 neighbours who offered but when I went to update delivery instructions, their door number wasn't on the drop down despite sharing the same post code.  I then selected a neighbour who I thought would likely be in and also selected other in the safe place selection and put the number of the neighbour who I knew would definitely be in and they left my parcel outside and the parcel was stolen. DPD didn't want to deal with me and said I need to speak to the retailer. The retailer said DPD have special instructions from them not to leave a parcel outside unless specified by a customer. The retailer then said they could see my instructions said leave in a safe space but I have no porch. My front door just opens onto the road and the driver made no attempt to conceal it.  Anyway, I would like to know if I have rights here because the delivery wasn't for an item that I just bought. It was initially delivered but stopped working within the warranty period and they agreed to fix it for free.  Appreciate your help 🙏🏼   Thanks!
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    • Care to briefly tell someone who isn't tech savvy - i.e. me! - how you did this? Every day is a school day.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Toothfairy passing my debt to NDR


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If you can pay at the end of

the month have you told them

this?

No doubt there are penalty

charges for late payments.

I seems odd that if the payment

was due 01/10/11 that it's

being passed to a DCA on

the 2nd.

Is there more to this???

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Hello and Welcome,

 

I've started a new thread for you, also unapproved your duplicate post, please continue to post here regarding this issue.

 

Thanks.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

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I seems odd that if the payment

was due 01/10/11 that it's

being passed to a DCA on

the 2nd.

Is there more to this???

 

It's because the Lender and the DCA are owned by the same person, they just pass the debt to the DCA so the DCA can slap on some extra fees for accepting the file.

 

Best thing to do is to offer them the amount originally owed (loan amount + one month interest - any payments made) until they accept.

Also best to change Bank immediately as otherwise they will hammer your debit card each and every day with completely random amounts leaving you with nothing to pay rent, food and so on.

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Agreed, cancel your debit card and inform

your bank the account is compromised, as

some automated systems may be able to

access your account even with a newly issued

card.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hi guys, there is nothing hidden toothfairy even admitted i was a good customer however they said they do not offer payment plans. no doubt a letter will come through soon telling me what i need to do. i could just do with advice as i go!

 

Thanks Guys so far you have been a massive help

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First Email Today:

 

Number of Tries to contact Failed. They Havent

Details Passed onto Debt Collection in next 24 hrs

Debt Collection Will add £150 to balance

Det recovery agents will call at address to recover balance

If can not recover the debt at the address they will apply for a ccj

will apply for a ccj and a warrent of execution by baliff

 

That was a summary of what it said.

 

Any Help Guys Starting to worry now!!!

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Get that email to the OFT, they are not allowed to charge for debt collecting, it is their own company and own 'fake' bailiff form , who CANNOT act as bailiffs.

 

If they go to court they cannot automatically win if you defend, and I can write a good defence, they have been seen off several times this year in court and are not very adept at getting their documentation in on time.

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