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    • Yes, I don't think there is any downside to doing this. If they decline then you can say that in your witness statement
    • Ok! Do you still want me to work on that letter you discussed above in post #26?
    • Thank you for posting up the required details and well done for apparently not revealing the identity of the driver. I am assuming you are the keeper? The depth of ignorance of the parking companies is absolutely amazing. The Protection of Freedoms Act 2012 Schedule 4 is the law relating to private parking and allows those rogues to be able to transfer the charge from the driver [whose name they do not know] to the keeper after 28 days . This is dependent on them complying with the Act. So many of the don't and Alliance is no different. It would help if we could see what you appeal was and to post the back of the PCN as it is lacking so much of the wording necessary to make it compliant so that in your case only the driver is liable to pay the charge. And of course just entering the ANPR arrival times means that they have failed to specify the parking time which is a requirement..  Because the car park was so busy you had to drive around for quite a while before finally finding a place to park which is when the parking period may  actually begin. The poor dears at Alliance have not grasped that particular part of the legislation as yet. To be fair the Act has only been in place for 12 years so one must make allowances for their stupidity . We shouldn't really mock them- but it is fun. You weren't to know but the chances of winning an appeal against Alliance and the IPC is around 5%-and that is high for them. If they allow you to cancel they lose the chance of making money and they would have had a field day when you were there with so many people being caught overstaying because of the chaos in trying to find a parking space then trying to pay.  Your snotty letter could go something like this- Dear Cretins, Yes I mean you Alliance. After 12 years one would have thought that even you could produce a compliant PCN. Did you really think I would pay you a penny extra considering the time I wasted trying  to pay with  long queues at the parking machine, then trying to get a signal to call Just Park. On top of that you then had the cheek to ask for an additional £70 for what dubious unspecified pleasure? You must have made a killing that day charging all those motorists for overstaying because the queues to pay were do long and even walking to pay from the over flow parking fields takes time. And yes I did take photos of the non existent signs in the fields so please don't give me the usual rubbish about your signs being clearly visible. Oh yes that £70. Please tell me and the Court whether that charge included VAT and if it did, why am I being charged to pay your vat? I am sure the Judge would look carefully at that as well as the Inland Revenue. The truth is you had no reasonable cause to ask the DVLA for my data given the chaos at your car park and I believe that you therefore breached my GDPR...................... I expect others will give their views as well.          
    • opps this is going to get messy then if they don't refund. you should never keep util accounts in credit.
    • https://www.rac.co.uk/drive/news/motoring-news/new-private-parking-code-to-launch-in-the-uk-later-this-year/ The newly created gov petition 'Immediately Reintroduce Private Parking Code of Practice' is from Stanley Luckhurst, the 85-year-old old Excel Parking took to court. Excel lost the case and the pensioner's been campaigning for regulation of PPCs since this unpleasant experience. https://www.bucksfreepress.co.uk/news/24085471.gerrards-cross-pensioner-takes-nightmarish-private-parking/ I would urge anyone on this forum who supports the petition statement "We believe the private parking industry is trending toward anarchy and must be brought to order by re-launching the Government Code immediately" to sign and share it. 168 signings at 4pm today https://petition.parliament.uk/petitions/660922 If the gov new parking code is not launched before parliament dissolves (for the general election) then the legislation is at great risk of being shelved. And we'll be stuck with ATAs new joint code which does not address motorists issues such as a cap on parking charges, debt recovery or an independent appeal process.  https://www.parliament.uk/site-information/glossary/wash-up/
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Link Finacial County Court papers from a debt not registered on CRF and could be Satute barred


Gixxer UK
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Normally the DN would be issued after the 3rd missed so lets assume it was issued July 04 - Sept 04 If at all ever issued.

They may be manipulating the DN date to fit the claim and get around the SB problem.They may never have recorded it until a later date

but irrespective of that you can prove the last payment date so it runs from then and is in-fact SB.

 

Wait for non disclosure now and then strike them out.

 

 

Andy

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I thought a random payment was actually made by Gixxer by credit card on 16/09/05 which stopped the clock, but as it was already in breach no need to add a month for next payment, so clock started ticking again on 17th September 2005 by my reckoning. So unfortunately looks to me like they just got their claim in in time to prevent the SB defence. :-(

 

However, they ain't found the docs yet so the fat lady isn't even on stage....so fingers crossed for non disclosure and a strike out as Andy says.

Edited by Undercover-Elsa
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  • 2 weeks later...

A WS in relation to what? an application for SJ?

 

Andy

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I cant decipher it Gix only half the width.

We could do with some help from you.

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Yes WS in response to your application to disclose.Which they have but hang on, is this a current account and a credit (card/loan)?

Still no default notice and no mention of SB?

 

Andy

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Getting confused now.

 

If it’s credit card debt, you have the protection of s 87 and they MUST issue a default notice to take action.

 

However, their letters and WS indicate they are not simply claiming arrears. Therefore a DN would be a prerequisite to litigation.

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As far as I am aware its for a flexi-loan account and according to Abbey its a "unsecured personal loan account" I have that on there letter from the SAR. its not for the Credit Card account as thats SB and doesnt exist in Abbey/santanders files any longer. The bank account they refer to is a completely different account number to what they have bought from abbey back in Oct 07. The account number Abbey has on file to which this claim matches is the flexi-loan account or as they say "unsecure personal loan". Hope this helps to clarify, because Link are slowly confusing me now!:!:

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Ah Ok. So where does this leave me now, in relation to any form of defence? If they are above board on everything and have complied with the Order etc? Thanks for your responses on this one as I know its very confusing as I am tyring to sort out whats what myself.

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Ok I have found a template for a Part 18 request just need some help with what to put, or should I say how to word the requested info from them as I would also like to know what the bank account and credit card account have to do with this claim? Thanks

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Ok could you please read through this to see if I am on the right track as I don't want to mess now at this stage, else I may as well wave the white flag! lol Thanks

 

Please answer the following questions:

1. Please clarify to which account agreement this claim relates.

2. Please provide account numbers of both to help with clarification.

3. Please clarify if the Default Notice exists with relation to said account.

4. If a Default Notice exists to what level.

5. Please clarify at what date the Default was registered with reference agencies.

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Hi Gixxer,

I would have thought something more on the lines of:

 

1. Please clarify the type of account to which your claim relates, and the relevant account number,

as the description in your Particulars of Claim differ from the definition of the account by Santander.

 

2. Please clarify whether the account is an agreement regulated by the Consumer Credit Act 1974.

 

3. Please clarify whether a formal Default Notice was issued under section 87 of the Consumer Credit Act 1974,

upon what date, for what amount and whether issuance was noted in the communications log.

 

4. Please state the date of the last payment on this account.

 

 

See what the others think, then get it sent by Special Delivery to the address on the POC for Link, giving them 7 days from receipt to respond.

 

Elsa x

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You've got it - CPR 18 allows you to ask questions for clarification. Anything mentioned in their answers can then be demanded. The key questions should be about whether the account was regulated under CCA, and if so, was s 87 complied with to allow recovery action. If they say yes, demand all the docs. Elsa knows her stuff.

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Why thankyou DonkeyB...When I know as much as you I'll be happy, LOL.

 

Just rereading the POC, note the clever wording, meant to deceive " a default was recorded " where normally it should say "a default notice was issued".

 

How slimy they are.

 

Otherwise known as an evasive Statement of case:wink:

 

Andy

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