who are Civil Investigations, Southgate

[May Fly]

My friend has just received a letter from the above asking for her confirmation that she lived at a previous address.

 

Is this a ploy by a DCA to get her to respond so they can confirm her new address?

[cerberusalert]

Inter-Credit International, also known as Civil Investigations, 2nd Floor South Point House, 321 Chase Road Southgate, London N14 6JT, T: 02084824444, is a credit management and debt collection agency.

[BRIGADIER2JCS]

Hi, they are ''private detectives'' and tracing agents

used by banks ectc. the specialise in GONE AWAY

cases, were people have moved and not informed creditor of their

new address,just ignore DON'T PHONE.

Or WRITE.

 

Brig.

[May Fly]

Thanks

 

I couldn't find them on the CSA website. Thought they had to be a member, or is there more than one 'association'

so it is a phishing trip... (actual fact the letter was to my friend's daughter who DID live at that address. Freind and daughter have same first name and letter didn't have any Mrs/Ms etc so friend thought it was for her)

[cerberusalert]

They work on a "No Collection, No Fee" basis https://www.intercred.com/content.aspx?Page=Services

[BRIGADIER2JCS]

This another lot that seem to crop up in

sudden bursts of action and then vanish.

[cerberusalert]

They've supposed to have been trading for 35 yrs but hey ho it could be a clerical error.

 

Company Name: INTER-CREDIT INTERNATIONAL LIMITED

 

 

 

 

Previous Name(s): NO PREVIOUS NAME HAS BEEN RECORDED DURING THE LAST 20 YEARS

 

Registered Number: 01024737

 

Registered Office: SOUTH POINT HOUSE 2ND FLOOR

321 CHASE ROAD SOUTHGATE

LONDON

N14 6JT

 

Incorporation Date: 21/09/1971

 

Country Of Origin: United Kingdom

Company Type: Private Limited Company

 

Accounting Reference Date: 31/03

Last Accounts Made Up To: 31/12/2010

Next Accounts Due: 31/12/2012

 

Last Annual Return: 13/03/2011

Next Annual Return Due: 10/04/2012

 

Company Status: Active

Type of Accounts: SMALL Accounts

 

Nature Of Business: 7487 - Other business activities

 

 

Filing History

 

 

12/05/2011 CURREXT FROM 31/12/2011 TO 31/03/2012

14/04/2011 SECRETARY APPOINTED JASON GOODWIN

14/04/2011 DIRECTOR APPOINTED MR NIGEL ALAN BAKER

06/04/2011 APPOINTMENT TERMINATED, SECRETARY SIMON DAVISON

06/04/2011 DIRECTOR APPOINTED ADRIAN PETER PAGE

06/04/2011 DIRECTOR APPOINTED MR NIGEL HUW PARKER LLOYD

06/04/2011 DIRECTOR APPOINTED MR PHILLIP CHARLES NEWLAND

22/03/2011 13/03/11 FULL LIST

22/03/11 STATEMENT OF CAPITAL;GBP 50000

17/02/2011 ACCOUNTS FOR 'SMALL' CO. MADE UP TO 31/12/10

30/09/2010 ACCOUNTS FOR 'SMALL' CO. MADE UP TO 31/12/09

30/03/2010 13/03/10 FULL LIST

30/03/2010 REGISTER(S) MOVED TO SAIL ADDRESS

114-REG MEM

162-REG DIR

275-REG SEC

358-REC OF RES ETC

702-CONT RE PUR OWN SHARES

30/03/2010 SAIL ADDRESS CREATED

30/03/2010 DIRECTOR'S CHANGE OF PARTICULARS / BRENDAN JAMES EDWARD GLOVER / 13/03/2010

30/03/2010 DIRECTOR'S CHANGE OF PARTICULARS / SIMON PETER DAVISON / 13/03/2010

24/06/2009 REGISTERED OFFICE CHANGED ON 24/06/09 FROM:

GISTERED OFFICE CHANGED ON 24/06/2009 FROM

4TH FLOOR SOUTH POINT HOUSE

321 CHASE ROAD

SOUTHGATE

LONDON

N14 6JT

07/06/2009 ACCOUNTS FOR 'SMALL' CO. MADE UP TO 31/12/08

21/03/2009 RETURN MADE UP TO 13/03/09; FULL LIST OF MEMBERS

07/08/2008 RETURN MADE UP TO 13/03/08; NO CHANGE OF MEMBERS

28/03/2008 ALTERATION TO MEMORANDUM AND ARTICLES

26/03/2008 ACCOUNTS FOR 'SMALL' CO. MADE UP TO 31/12/07

29/06/2007 ALTERATION TO MEMORANDUM AND ARTICLES

29/06/2007 ACCOUNTS FOR 'SMALL' CO. MADE UP TO 31/12/06

30/05/2007 RETURN MADE UP TO 13/03/07; FULL LIST OF MEMBERS

30/01/2007 REGISTERED OFFICE CHANGED ON 30/01/07 FROM:

G OFFICE CHANGED 30/01/07

FIRST FLOOR, NEWBY HOUSE

309 CHASE ROAD

SOUTHGATE

LONDON N14 6JS

05/09/2006 ACCOUNTS FOR 'SMALL' CO. MADE UP TO 31/12/05

06/04/2006 RETURN MADE UP TO 13/03/06; FULL LIST OF MEMBERS

15/06/2005 ACCOUNTS FOR 'SMALL' CO. MADE UP TO 31/12/04

05/05/2005 NEW SECRETARY APPOINTED

05/05/2005 SECRETARY RESIGNED

27/04/2005 RETURN MADE UP TO 13/03/05; FULL LIST OF MEMBERS

13/07/2004 ACCOUNTS FOR 'SMALL' CO. MADE UP TO 31/12/03

19/04/2004 RETURN MADE UP TO 13/03/04; FULL LIST OF MEMBERS

17/06/2003 ACCOUNTS FOR 'SMALL' CO. MADE UP TO 31/12/02

13/04/2003 RETURN MADE UP TO 13/03/03; FULL LIST OF MEMBERS

11/06/2002 ACCOUNTS FOR 'SMALL' CO. MADE UP TO 31/12/01

26/04/2002 RETURN MADE UP TO 13/03/02; FULL LIST OF MEMBERS

18/06/2001 ACCOUNTS FOR 'SMALL' CO. MADE UP TO 31/12/00

04/05/2001 RETURN MADE UP TO 13/03/01; FULL LIST OF MEMBERS

DIRECTOR'S PARTICULARS CHANGED

02/06/2000 ACCOUNTS FOR 'SMALL' CO. MADE UP TO 31/12/99

24/03/2000 RETURN MADE UP TO 13/03/00; FULL LIST OF MEMBERS

19/05/1999 RETURN MADE UP TO 13/03/99; FULL LIST OF MEMBERS

11/05/1999 ACCOUNTS FOR 'SMALL' CO. MADE UP TO 31/12/98

03/04/1998 ACCOUNTS FOR 'SMALL' CO. MADE UP TO 31/12/97

20/03/1998 RETURN MADE UP TO 13/03/98; FULL LIST OF MEMBERS

DIRECTOR'S PARTICULARS CHANGED

18/03/1998 DIRECTOR RESIGNED

21/07/1997 ACCOUNTS FOR 'SMALL' CO. MADE UP TO 31/12/96

26/03/1997 RETURN MADE UP TO 13/03/97; FULL LIST OF MEMBERS

24/07/1996 DIRECTOR'S PARTICULARS CHANGED

28/03/1996 ACCOUNTS FOR 'SMALL' CO. MADE UP TO 31/12/95

24/03/1996 RETURN MADE UP TO 13/03/96; FULL LIST OF MEMBERS

DIRECTOR'S PARTICULARS CHANGED

19/02/1996 DIRECTOR'S PARTICULARS CHANGED

18/10/1995 REGISTERED OFFICE CHANGED ON 18/10/95 FROM:

G OFFICE CHANGED 18/10/95

INTER CREDIT HOUSE

207 CRESCENT ROAD

NEW BARNET

HERTS EN4 8SW

27/03/1995 RETURN MADE UP TO 13/03/95; NO CHANGE OF MEMBERS

20/03/1995 ACCOUNTS FOR 'SMALL' CO. MADE UP TO 31/12/94

22/03/1994 ACCOUNTS FOR 'SMALL' CO. MADE UP TO 31/12/93

22/03/1994 RETURN MADE UP TO 13/03/94; CHANGE OF MEMBERS

06/07/1993 DIRECTOR RESIGNED

04/05/1993 ACCOUNTS FOR 'SMALL' CO. MADE UP TO 31/12/92

30/03/1993 RETURN MADE UP TO 13/03/93; FULL LIST OF MEMBERS

30/03/1993 DIRECTOR'S PARTICULARS CHANGED

 

 

Mortgage Data

NONE

[alfwithhair]

DVLA use them to chase up non -payments of car tax etc

[May Fly]

Thanks for the info. Neither friend or daughter know of any reason why the DVLC would be chasing after about 4 years. She is assuming it is chasing her bank debt.

 

They are members of the CSA but not under Civil Investigations:

Company: InterCredit International Ltd

Services: Consumer Debt Collection, Business to Business Debt Collection, Court Action, Status Enquiries / Company Searches, International Collections, Debt Purchase, Tracing

Region: South East

 

They will be ignored I am sure

 

What seems disreputable is that they don't identify their purpose or their client, only that after my friend has contacted them to confirm residence at the previous location will they be authorized to disclose their instructions. I thouhgt debt collectors had to identify their intentions, not fool around with cloak and dagger stuff, though even if they are supposed to, its no wonder they dont- what sanction is ever applied to these ****?

[cerberusalert]

What seems disreputable is that they don't identify their purpose or their client, only that after my friend has contacted them to confirm residence at the previous location will they be authorized to disclose their instructions. I thouhgt debt collectors had to identify their intentions, not fool around with cloak and dagger stuff, though even if they are supposed to, its no wonder they dont- what sanction is ever applied to these ****?

It's because they are fishing. it is quite possible that they have contacted several people with the same name.

[ScarletPimpernel]

 

What seems disreputable is that they don't identify their purpose or their client, only that after my friend has contacted them to confirm residence at the previous location will they be authorized to disclose their instructions. I thouhgt debt collectors had to identify their intentions, not fool around with cloak and dagger stuff, though even if they are supposed to, its no wonder they dont- what sanction is ever applied to these ****?

 

 

Undoubtedly fishing, and communicating in a misleading way or failing to make clear who they are and what they want is against the OFT Guidance on Debt Collection, compliance with which is a condition of their consumer credit licence. However, the OFT do not regulate anywhere near robustly enough - like the looters, they do it because they know they can get away with it.

[BRIGADIER2JCS]

I'm afraid there's not much regulation of tracing agents.

[May Fly]

I'm afraid there's not much regulation of tracing agents.

but they are also debt collectors, their website makes that clear

 

I saw a moan from the CSA in response to some consultation document from the OFT complaining that the OFT want to have controls on tracing agents as on DCAs to prove their competence........ I think someone needs to have a word with the OFT about things like "controls" "competence" etc. DCAs are hardly good examples of competent, effectively controlled companies

[BRIGADIER2JCS]

Agreed, at the moment the tracing agents business

seems to be separate from the DCA side, you

don't need a CCL to be one as their ''trade''

includes matrimonial investigations and the like.

[loring]

This company do a lot of work in the London area collecting debts on behalf of Veolia Water who used to be Thee Valleys Water.

[BRIGADIER2JCS]

yes we have viola french frogs water here to tastes

so foul we need blo0dy expensive filters to be able

to drink the recycled pi*s from the River Colne:madgrin:

[hibiscus]

I received a letter from Civil Investigations at the weekend and found this forum before calling them. I then contacted DVLA in Swansea and its regarding an outstanding penalty for my vehicle which I hadnt road taxed for over six months ( this was about three years ago). I had moved and forgot to inform them of my new address. So they eventually passed my details onto this company to find me.

 

Stupid thing is that I had contacted DVLA as soon as I realised that I hadnt paid my road tax so they had my new adress for the past two years. Why they need to use another company to chase me afterwards is a mystery to me.

[bluetriangle]

If you get a letter from Civil Investigations, DO NOT REPLY. It's an attempt to bully you into parting with £80. They started contacting us last year about a SORN we had supposedly neglected to send, sending official-sounding letters every couple of weeks for a while, then referring us onto a lawyer, who also badgered us. We didn't acknowledge receipt of any of their letters, nor did we phone them, as they asked us to do. We held tight like this for a few months and eventually the letters stopped.

 

That's how you defeat these cockroaches.

[debs_vs_world]

May partner has just recieved a letter from these people... we are living with my parents right now, but moving to a different part of the country in 2 weeks... should we just ignore it? Advice please. Does anyone know if they work with the Co-Op bank? x

[BRIGADIER2JCS]

Just another DCA take on all sorts of accounts.

[debs_vs_world]

so should we ignore it? x

[BRIGADIER2JCS]

Unless they have clearly stated what they want yes ignore.

[debs_vs_world]

Thankyou x