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    • As one of you mentioned above I've been in a mess for nearly 20 years now and I'm ready to sort my credit report out now - the main reason I got into second round of debt is my kids being unwell and the state considering them not unwell enough for extra help so despite my son being in hospital for 3 months in one year we got extra zero help and I eventually lost my job and got into debt to just so I can be تا my sons hospital bed at his time of need - my life basically fell apart and all these debts got me again 
    • Gosh mate I've woke up this morning with half the worry I had last night when going to sleep!.  I can't believe how much this forum has helped me over the years and I don't  have the words to explain the gratitude I feel towards you guys -  Now that I've slept on it I feel ready to reject this company and my plan is to make them an offer to accept payments to date as full and final settlement - I will I think write them a letter once my review is completed or maybe just send it now whilst they are reviewing explaining my kids are unwell for which reason I'm struggling to survive and if I can politely request for them to accept payment to date as a full and final - I'll mention I don't have any cash or anyone to borrow from to offer a full or even part amount of the remaining balance of the iva and therfore am unable to make a offer of payment.   If they agree to at least even put my offer to the creditors then I feel it's better I hang in there and that way I won't have to deal with any possibilities of more defaults and ccjs    Right now the only adverse effects on my credit report are the iva that is now 3 years old and 2 Ccj one coming of this July and one thus October.    But I am worried new action will begin and new defaults and Ccj may start to appear because I've paying into an agreement im under the impression the 6 year rules starts again so yes I have lost of mixed feelings about this but I'm not going to lie you guys have put some life back into my breath this week as for the last 3 years I've felt caged like an animal and this morning I feel freer I can't explain how much but certainly my soul feel lighter today thanks to yin because I'm now viewing this review totally different to I do yesterday thanks to you guys 
    • Court name UNKNOWN Case number ********** Amount N/A Confirmed by Insolvency Service Date issued May 2021 Type Voluntary Arrangement Notes If you have questions about voluntary arrangements you should speak to the Insolvency Service.     I started this in 2021. So it's been about 3 years I've been paying. 
    • Thanks @lookinforinfo@Nicky Boyi sent across the agreement earlier in this thread. No mention of financial reward to the MA. But, I wouldn't be surprised if it was done on the sly. As I said earlier, the owner of OPS is a convicted criminal, with a very shady reputation around these parts.
    • The average high street easy-access account pays 1.7% interest - but savers could earn 5% if they moved their money elsewhere. We look at which banks have the top rates.View the full article
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Bensons for Beds complaint


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I was wondering if anyone might be able to advise me on the following :

 

- Best address/person to direct a letter of complaint to ? I've got the Warrington head office address and the "enquiries" email address, but I'm wondering if I might get more traction sending this to the CEO or at least a named individual ?

 

- If there is any particular consumer act that relates to the supply of goods in the wrong colour ? Essentially (to cut a very long story short), after months of bensons shipping broken bed parts, incorrect bed parts etc by the time we got the correct parts they have changed manufacturers and the white bed that we purchased is now cream ? I'm not if this is classed as "not fit for purpose" as per the Supply of goods and services act, but it would be nice to place some sort of reference in my letter to show that I have done my due diligence.

 

I can't begin to describe how frustrating I have found my experience with these guys. We now have a bed that is different to that which we saw in the shop (and consequently doesn't match the bedroom furniture) and the customer centre call centre is beyond useless.

 

 

Ben.

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  • 2 weeks later...

Hi There

 

I had a similar problem - well in the fact I had a problem with the same supplier. We ordered and paid for a bed in January, we needed to replace our kingsize bed and decided the sales were the time to do it. We picked our bed in store, and ordered it, were given a delivery date and told we would need to have removed the old bed ourselves. So, original delivery date was approaching, we were contacted and told that unfortunatly they couldnt meet this but would be able to deliver on such and such a date instead. So we went forward with that date (and were given some "shopping vouchers" for the delay). 2nd delivery date arrives, so we break up the old bed (one of those divan sort), and wait...........

 

and wait .............

 

 

 

and wait............

 

 

towards the end of the day i start worrying so i "ring" the number i had, to be told that our bed isnt even out for delivery as it hasnt arrived from the supplier yet. I get annoyed, and ask them why we were NOT informed when we were when they were going to miss the first delivery date.

 

All the first person i spoke to was interested in was selling me a mattress as i "had not ordered one with the bed"

 

4 WEEKS later, and the bed finally arrives, I've been sleeping on the floor on the mattress, and no one seemed to care. I contacted the local store that the order was made at, who advised me to use their address and do a complaint letter that they would send to head office. We finally get a reply saying sorry etc, and the local store (who were completely sympathetic and couldnt get over the HO attitude), although they couldnt offer any monetary compensation did offer us a "linen" set for our trouble. We picked out one and they gave us that

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  • 2 weeks later...
I was wondering if anyone might be able to advise me on the following :

 

- Best address/person to direct a letter of complaint to ? I've got the Warrington head office address and the "enquiries" email address, but I'm wondering if I might get more traction sending this to the CEO or at least a named individual ?

 

- If there is any particular consumer act that relates to the supply of goods in the wrong colour ? Essentially (to cut a very long story short), after months of bensons shipping broken bed parts, incorrect bed parts etc by the time we got the correct parts they have changed manufacturers and the white bed that we purchased is now cream ? I'm not if this is classed as "not fit for purpose" as per the Supply of goods and services act, but it would be nice to place some sort of reference in my letter to show that I have done my due diligence.

 

I can't begin to describe how frustrating I have found my experience with these guys. We now have a bed that is different to that which we saw in the shop (and consequently doesn't match the bedroom furniture) and the customer centre call centre is beyond useless.

 

 

Ben.

 

The item is not as described. You bought a white bed, but that isn't what you have received.

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